{"id":61,"date":"2026-02-22T16:30:38","date_gmt":"2026-02-22T16:30:38","guid":{"rendered":"https:\/\/trustedfxtrading.com\/?page_id=61"},"modified":"2026-02-22T17:24:01","modified_gmt":"2026-02-22T17:24:01","slug":"xm-account-types","status":"publish","type":"page","link":"https:\/\/trustedfxtrading.com\/ms\/xm-account-types\/","title":{"rendered":"XM Jenis Akaun 2026 \u2013 Mikro, Standard &amp; Sangat Rendah Berbanding"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"61\" class=\"elementor elementor-61\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cab9594 e-flex e-con-boxed e-con e-parent\" data-id=\"cab9594\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-362174d e-con-full e-flex e-con e-child\" data-id=\"362174d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-45454c4 elementor-widget elementor-widget-html\" data-id=\"45454c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!-- \u2550\u2550\u2550 SEO HEAD \u2550\u2550\u2550 -->\r\n<meta charset=\"UTF-8\">\r\n<meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\">\r\n<meta name=\"description\" content=\"Compare all XM account types in 2026 \u2014 Micro, Standard, Ultra Low, and Shares. 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Spreads, deposits, lot sizes fully explained.\">\r\n<script type=\"application\/ld+json\">\r\n{\r\n  \"@context\": \"https:\/\/schema.org\",\r\n  \"@type\": \"FAQPage\",\r\n  \"mainEntity\": [\r\n    {\r\n      \"@type\": \"Question\",\r\n      \"name\": \"What is XM?\",\r\n      \"acceptedAnswer\": {\r\n        \"@type\": \"Answer\",\r\n        \"text\": \"XM is a regulated forex and CFD broker with over 1,000 instruments, regulated by CySEC, ASIC, FSCA, and DFSA.\"\r\n      }\r\n    }\r\n  ]\r\n}\r\n<\/script>\r\n<!-- \u2550\u2550\u2550 END SEO HEAD \u2550\u2550\u2550 -->\r\n<!-- ============================================================\r\n     TRUSTEDFXTRADING.COM \u2014 XM ACCOUNT TYPES PAGE\r\n     Elementor HTML Widget \u2014 English Version\r\n     Slug: \/xm-account-types\/\r\n     Title: XM Account Types 2026 \u2013 Micro, Standard & Ultra Low Compared\r\n     Target Keyword: xm account types\r\n     ============================================================ -->\r\n\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\r\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Sora:wght@400;600;700;800&family=DM+Sans:ital,wght@0,400;0,500;1,400&display=swap\" rel=\"stylesheet\">\r\n\r\n<style>\r\n\/* ===== SCOPED RESET ===== *\/\r\n.xat * { box-sizing: border-box; margin: 0; padding: 0; }\r\n.xat { overflow-x:clip;  font-family: 'DM Sans', sans-serif; color: #0D0F1A; line-height: 1.78; font-size: 1rem; }\r\n.xat a { text-decoration: none; }\r\n.xat h1,.xat h2,.xat h3,.xat h4 { font-family: 'Sora', sans-serif; font-weight: 700; line-height: 1.25; color: #0D0F1A; }\r\n.xat p { margin-bottom: 1rem; }\r\n.xat p:last-child { margin-bottom: 0; }\r\n.xat ul,.xat ol { padding-left: 1.5rem; }\r\n.xat li { margin-bottom: .4rem; }\r\n.xat strong { font-weight: 600; }\r\n\r\n\/* ===== VARIABLES ===== *\/\r\n.xat { overflow-x:clip; \r\n  --p: #0A2463; --b: #1B4FD8; --t: #00C6A2; --td: #00A687;\r\n  --gold: #FFB703; --ok: #2DC653; --err: #E63946; --purple: #7C3AED;\r\n  --dk: #0D0F1A; --dk2: #1A1D2E;\r\n  --g50: #F4F6FB; --g100: #F8F9FC; --g200: #EEF1F8;\r\n  --g300: #D8DDEF; --g500: #8892A4; --g700: #3D4560;\r\n  --sh:  0 4px 20px rgba(10,36,99,.10);\r\n  --sh2: 0 10px 40px rgba(10,36,99,.16);\r\n  --sh3: 0 20px 60px rgba(10,36,99,.22);\r\n  --ease: .25s cubic-bezier(.4,0,.2,1);\r\n}\r\n\r\n\/* ===== LAYOUT ===== *\/\r\n.xat-wrap    { max-width: 1160px; 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font-size:.92rem; font-weight:700; margin-bottom:1.15rem; padding-bottom:.6rem; border-bottom:2px solid var(--t); display:inline-block; }\r\n.xat-widget-dark .xat-widget-title { color:#fff; }\r\n.xat-fact { display:flex; justify-content:space-between; align-items:center; padding:.55rem 0; border-bottom:1px solid var(--g200); font-size:.85rem; }\r\n.xat-fact:last-child { border-bottom:none; }\r\n.xat-fact-label { color:var(--g500); }\r\n.xat-fact-val { font-weight:700; }\r\n.xat-widget-links { list-style:none; padding:0; }\r\n.xat-widget-links li { padding:.55rem 0; border-bottom:1px solid var(--g200); }\r\n.xat-widget-links li:last-child { border-bottom:none; }\r\n.xat-widget-links a { font-size:.875rem; font-weight:500; color:var(--b); display:flex; align-items:center; gap:.45rem; }\r\n.xat-widget-links a:hover { color:var(--t); }\r\n\r\n\/* ===== DISCLAIMER ===== *\/\r\n.xat-disclaimer { background:var(--g50); border:1px solid var(--g200); border-radius:12px; padding:1.25rem 1.5rem; font-size:.78rem; color:var(--g500); line-height:1.8; margin-top:2rem; }\r\n\r\n\/* ===== RESPONSIVE ===== *\/\r\n\r\n\/* \u2500\u2500 TABLET 1024px \u2500\u2500 *\/\r\n@media(max-width:1024px) {\r\n  .xat-content { grid-template-columns:1fr; }\r\n  .xat-sidebar { position:static; }\r\n}\r\n\r\n\/* \u2500\u2500 TABLET 768px \u2500\u2500 *\/\r\n@media(max-width:768px) {\r\n  .xat-2col { grid-template-columns:1fr; }\r\n  .xat-3col { grid-template-columns:1fr 1fr; }\r\n  .xat-acc-grid { grid-template-columns: repeat(auto-fill, minmax(min(100%, 240px), 1fr)); }\r\n  .xat-sec { padding:3rem 0; }\r\n  .xat-hero { padding:3rem 0 2.5rem; }\r\n  .xat-hero-btns { flex-direction:column; }\r\n  .xat-hero-btns .xat-btn { width:100%; justify-content:center; }\r\n  .xat-cta { padding:2rem 1.25rem; }\r\n  .xat-cta-row { flex-direction:column; align-items:center; }\r\n  \/* Hero meta: smaller text, allow wrap *\/\r\n  .xat-hero-meta { gap:1rem; }\r\n  .xat-meta-item { font-size:.78rem; }\r\n  \/* FAQ icon alignment when question wraps *\/\r\n  .xat-faq-q { align-items:flex-start; padding:.95rem 1.1rem; }\r\n  \/* Profile cards *\/\r\n  .xat-profile { padding:1.25rem; min-width:0; }\r\n  \/* Acc stat row label+value: stack if needed *\/\r\n  .xat-acc-stat-label { font-size:.78rem; }\r\n  .xat-acc-stat-val   { font-size:.78rem; }\r\n}\r\n\r\n\/* \u2500\u2500 MOBILE 480px \u2500\u2500 *\/\r\n@media(max-width:480px) {\r\n  .xat-wrap { padding-left:1rem; padding-right:1rem; }\r\n\r\n  \/* Hero *\/\r\n  .xat-hero h1 { font-size:1.7rem; }\r\n  .xat-hero-meta { gap:.6rem; }\r\n  .xat-meta-item { font-size:.74rem; }\r\n\r\n  \/* Grid: all single column *\/\r\n  .xat-acc-grid { grid-template-columns: repeat(auto-fill, minmax(min(100%, 240px), 1fr)); }\r\n  .xat-2col { grid-template-columns:1fr; }\r\n  .xat-3col { grid-template-columns:1fr; }\r\n\r\n  \/* Account cards: tighten padding *\/\r\n  .xat-acc-card { min-width:0; }\r\n  .xat-acc-top { padding:1.25rem 1.25rem 0; }\r\n  .xat-acc-stats { padding:1rem 1.25rem; }\r\n  .xat-acc-footer { overflow: hidden; padding:1rem 1.25rem 1.25rem; }\r\n  .xat-acc-price { font-size:2.2rem; }\r\n  .xat-acc-name { font-size:1.05rem; }\r\n  .xat-acc-desc { font-size:.8rem; min-height:unset; }\r\n\r\n  \/* Acc stat rows: stack label above value when tight *\/\r\n  .xat-acc-stat-row { flex-wrap:wrap; gap:.1rem; }\r\n  .xat-acc-stat-label { flex:0 0 100%; font-size:.75rem; color:var(--g500); }\r\n  .xat-acc-stat-val   { font-size:.82rem; }\r\n\r\n  \/* Tables *\/\r\n  .xat-tbl td,.xat-tbl th { padding:.6rem .75rem; font-size:.78rem; }\r\n  \/* 5-col comparison table: freeze first col *\/\r\n  .xat-tbl thead th:first-child,\r\n  .xat-tbl td:first-child { \r\n    position:sticky; left:0; background:#fff; z-index:1;\r\n    border-right:2px solid var(--g200);\r\n    min-width:90px; max-width:120px; white-space:normal; word-break:break-word;\r\n  }\r\n  .xat-tbl thead th:first-child { background:var(--p); }\r\n\r\n  \/* Notices *\/\r\n  .xat-notice { flex-direction:column; gap:.5rem; }\r\n  .xat-notice-body { font-size:.86rem; }\r\n\r\n  \/* Profile cards *\/\r\n  .xat-profile { padding:1rem; min-width:0; }\r\n  .xat-profile-icon { font-size:1.6rem; }\r\n  .xat-profile h4 { font-size:.9rem; }\r\n  .xat-profile p  { font-size:.8rem; }\r\n\r\n  \/* FAQ *\/\r\n  .xat-faq-q { font-size:.85rem; padding:.9rem 1rem; align-items:flex-start; gap:.5rem; }\r\n  .xat-faq-ico { width:22px; height:22px; flex-shrink:0; font-size:.85rem; margin-top:.1rem; }\r\n  .xat-faq-a { font-size:.86rem; padding:1rem; }\r\n\r\n  \/* CTA section *\/\r\n  .xat-cta { padding:2rem 1rem; border-radius:16px; }\r\n  .xat-cta h2 { font-size:1.35rem; }\r\n\r\n  \/* Buttons *\/\r\n  .xat-btn { white-space:normal; text-align:center; }\r\n  .xat-btn-xl, .xat-btn-lg { padding:.85rem 1.2rem; font-size:.88rem; }\r\n  .xat-cta-row .xat-btn,\r\n  .xat-hero-btns .xat-btn { width:100%; justify-content:center; }\r\n  .xat-acc-footer .xat-btn { font-size:.8rem; padding:.7rem .85rem; }\r\n\r\n  \/* Sidebar widgets *\/\r\n  .xat-widget { padding:1.25rem; }\r\n  .xat-fact { font-size:.8rem; }\r\n\r\n  \/* Spread meter labels *\/\r\n  .xat-spread-bar-wrap { height:8px; }\r\n\r\n  \/* Article headings *\/\r\n  .xat-article h2 { font-size:1.3rem; }\r\n  .xat-article h3 { font-size:1.05rem; }\r\n}\r\n\r\n\/* \u2500\u2500 VERY SMALL 375px \u2500\u2500 *\/\r\n@media(max-width:375px) {\r\n  .xat-hero h1 { font-size:1.5rem; }\r\n  .xat-acc-price { font-size:2rem; }\r\n  .xat-tbl td,.xat-tbl th { padding:.5rem .6rem; font-size:.74rem; }\r\n  .xat-btn-xl, .xat-btn-lg { padding:.8rem 1rem; font-size:.85rem; }\r\n  .xat-faq-q { font-size:.82rem; }\r\n}\r\n\r\n\/* \u2550\u2550\u2550 UNIVERSAL MOBILE PATCH \u2550\u2550\u2550 *\/\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n   TRUSTEDFXTRADING.COM \u2014 UNIVERSAL MOBILE FIX PATCH\r\n   Applies to all 6 Elementor widget pages\r\n   Breakpoints: 1200 \/ 992 \/ 768 \/ 576 \/ 420 \/ 360px\r\n   \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n\r\n\/* \u2500\u2500 1. GLOBAL BOX MODEL & OVERFLOW RESET \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n*,\r\n*::before,\r\n*::after {\r\n  box-sizing: border-box;\r\n  max-width: 100%;\r\n}\r\n\r\n\/* Prevent any element from causing horizontal scroll *\/\r\n[class*=\"tfx-\"],\r\n[class*=\"xms-\"],\r\n[class*=\"xmr-\"],\r\n[class*=\"xmd-\"],\r\n[class*=\"xat-\"],\r\n[class*=\"xbo-\"] {\r\n  max-width: 100%;\r\n}\r\n\r\n\/* \u2500\u2500 2. ROOT WRAPPERS \u2014 safe overflow handling \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n.tfx-wrap,\r\n.xms, .xmr, .xmd, .xat, .xbo {\r\n  overflow-x: clip; \/* clip not hidden \u2014 allows sticky to work *\/\r\n  overflow-y: visible;\r\n  width: 100%;\r\n  max-width: 100%;\r\n}\r\n\r\n\/* \u2500\u2500 3. IMAGES \u2014 always fluid \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\nimg {\r\n  max-width: 100%;\r\n  height: auto;\r\n  display: block;\r\n}\r\n\r\n\/* \u2500\u2500 4. TABLE WRAPPER \u2014 all tables scroll on mobile \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n[class*=\"-tbl-wrap\"],\r\n.tfx-table-wrap {\r\n  overflow-x: auto;\r\n  -webkit-overflow-scrolling: touch;\r\n  width: 100%;\r\n  border-radius: 12px;\r\n}\r\n\r\n\/* Tables never clip \u2014 they scroll *\/\r\n[class*=\"-tbl\"] {\r\n  min-width: 0;\r\n  width: 100%;\r\n  overflow-wrap: break-word;\r\n  word-break: normal;\r\n}\r\n\r\n[class*=\"-tbl\"] td,\r\n[class*=\"-tbl\"] th {\r\n  overflow-wrap: break-word;\r\n  word-break: normal;\r\n  white-space: normal;\r\n}\r\n\r\n\/* \u2500\u2500 5. BUTTONS \u2014 tap-safe on all screen sizes \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n[class*=\"-btn\"] {\r\n  white-space: normal;\r\n  word-break: normal;\r\n  min-height: 44px;         \/* WCAG tap target minimum *\/\r\n  min-width: 44px;\r\n  display: inline-flex;\r\n  align-items: center;\r\n  justify-content: center;\r\n  text-align: center;\r\n  cursor: pointer;\r\n  -webkit-tap-highlight-color: transparent;\r\n}\r\n\r\n\/* \u2500\u2500 6. HERO META ITEMS \u2014 always wrap \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n[class*=\"-hero-meta\"] {\r\n  display: flex;\r\n  flex-wrap: wrap;\r\n  gap: 0.75rem;\r\n}\r\n\r\n\/* \u2500\u2500 7. NOTICE \/ ALERT BOXES \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n[class*=\"-notice\"] {\r\n  display: flex;\r\n  flex-wrap: wrap;\r\n  gap: 0.75rem;\r\n  align-items: flex-start;\r\n}\r\n\r\n\/* \u2500\u2500 8. STEPS \u2014 flex-direction safe \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n[class*=\"-step\"] {\r\n  min-width: 0;\r\n}\r\n\r\n\/* \u2500\u2500 9. CARD GRIDS \u2014 min-width:0 prevents overflow \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n[class*=\"-acc-card\"],\r\n[class*=\"-profile\"],\r\n[class*=\"-reg-card\"],\r\n[class*=\"-platform\"],\r\n[class*=\"-pay-card\"],\r\n[class*=\"-dep-card\"],\r\n[class*=\"-bonus-card\"] {\r\n  min-width: 0;\r\n  overflow: hidden !important; \/* never clip card content *\/\r\n  word-break: normal;\r\n  overflow-wrap: break-word;\r\n}\r\n\r\n\/* \u2500\u2500 10. CHECKLIST ITEMS \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n[class*=\"-cl\"] li {\r\n  overflow-wrap: break-word;\r\n  word-break: normal;\r\n  min-width: 0;\r\n}\r\n\r\n\/* \u2500\u2500 11. ARTICLE CONTENT \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n[class*=\"-article\"] h2,\r\n[class*=\"-article\"] h3,\r\n[class*=\"-article\"] h4,\r\n[class*=\"-article\"] p {\r\n  overflow-wrap: break-word;\r\n  word-break: normal;\r\n  max-width: 100%;\r\n}\r\n\r\n\/* \u2500\u2500 12. FAQ BUTTONS \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n[class*=\"-faq-q\"] {\r\n  white-space: normal;\r\n  word-break: normal;\r\n  overflow-wrap: break-word;\r\n  align-items: flex-start;\r\n  gap: 0.5rem;\r\n  text-align: left;\r\n  width: 100%;\r\n}\r\n[class*=\"-faq-ico\"] {\r\n  flex-shrink: 0;\r\n  margin-top: 0.15rem;\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n   BREAKPOINT 1200px \u2014 LARGE TABLET \/ SMALL DESKTOP\r\n   \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n@media (max-width: 1200px) {\r\n  [class*=\"-content\"] {\r\n    gap: 2rem;\r\n  }\r\n  [class*=\"-wrap\"] {\r\n    padding-left: 1.25rem;\r\n    padding-right: 1.25rem;\r\n  }\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n   BREAKPOINT 992px \u2014 TABLET\r\n   \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n@media (max-width: 992px) {\r\n  \/* Sidebar always below content *\/\r\n  [class*=\"-content\"] {\r\n    grid-template-columns: 1fr !important;\r\n  }\r\n  [class*=\"-sidebar\"] {\r\n    position: static !important;\r\n    width: 100%;\r\n  }\r\n  \/* 3-col grids \u2192 2-col *\/\r\n  [class*=\"-3col\"] {\r\n    grid-template-columns: repeat(2, 1fr) !important;\r\n  }\r\n  \/* Account type cards \u2192 2 per row *\/\r\n  [class*=\"-acc-grid\"] {\r\n    grid-template-columns: repeat(2, 1fr) !important;\r\n  }\r\n  \/* Bonus cards \u2192 2 per row *\/\r\n  .xbo-bonus-grid {\r\n    grid-template-columns: repeat(2, 1fr) !important;\r\n  }\r\n  \/* Verdict box hidden on tablet *\/\r\n  [class*=\"-verdict-box\"] {\r\n    display: none;\r\n  }\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n   BREAKPOINT 768px \u2014 MOBILE LANDSCAPE\r\n   \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n@media (max-width: 768px) {\r\n  \/* All multi-col grids \u2192 1 col *\/\r\n  [class*=\"-2col\"],\r\n  [class*=\"-3col\"],\r\n  [class*=\"-4col\"] {\r\n    grid-template-columns: 1fr !important;\r\n  }\r\n  \/* Hero sections \u2014 reduce padding *\/\r\n  [class*=\"-hero\"] {\r\n    padding: 3rem 0 2.5rem !important;\r\n  }\r\n  \/* Hero buttons \u2014 stack vertically *\/\r\n  [class*=\"-hero-btns\"] {\r\n    flex-direction: column !important;\r\n    gap: 0.75rem !important;\r\n  }\r\n  [class*=\"-hero-btns\"] [class*=\"-btn\"] {\r\n    width: 100% !important;\r\n    justify-content: center !important;\r\n  }\r\n  \/* CTA rows \u2014 stack *\/\r\n  [class*=\"-cta-row\"],\r\n  [class*=\"-cta-btns\"] {\r\n    flex-direction: column !important;\r\n    align-items: stretch !important;\r\n    gap: 0.75rem !important;\r\n  }\r\n  [class*=\"-cta-row\"] [class*=\"-btn\"],\r\n  [class*=\"-cta-btns\"] [class*=\"-btn\"] {\r\n    width: 100% !important;\r\n    justify-content: center !important;\r\n  }\r\n  \/* Steps \u2014 stack icon + content *\/\r\n  [class*=\"-step\"] {\r\n    flex-direction: column !important;\r\n    gap: 0.65rem !important;\r\n  }\r\n  \/* Notices \u2014 stack icon + text *\/\r\n  [class*=\"-notice\"] {\r\n    flex-direction: column !important;\r\n  }\r\n  \/* Section padding *\/\r\n  [class*=\"-sec\"] {\r\n    padding: 2.75rem 0 !important;\r\n  }\r\n  \/* Reg\/platform card grids \u2192 2 col *\/\r\n  [class*=\"-reg-grid\"],\r\n  [class*=\"-plat-grid\"] {\r\n    grid-template-columns: repeat(2, 1fr) !important;\r\n  }\r\n  \/* Hero stat cards \u2014 2 per row *\/\r\n  [class*=\"-hero-cards\"] {\r\n    flex-wrap: wrap !important;\r\n    gap: 0.75rem !important;\r\n  }\r\n  [class*=\"-hero-card\"] {\r\n    flex: 1 1 calc(50% - 0.75rem) !important;\r\n    min-width: 0 !important;\r\n  }\r\n  \/* QV grid \u2014 2 col *\/\r\n  [class*=\"-qv-grid\"] {\r\n    grid-template-columns: repeat(2, 1fr) !important;\r\n  }\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n   BREAKPOINT 576px \u2014 MOBILE PORTRAIT\r\n   \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n@media (max-width: 576px) {\r\n  \/* Wrapper padding *\/\r\n  [class*=\"-wrap\"] {\r\n    padding-left: 1rem !important;\r\n    padding-right: 1rem !important;\r\n  }\r\n  \/* H1 fluid *\/\r\n  [class*=\"-hero\"] h1 {\r\n    font-size: clamp(1.55rem, 5.5vw, 2rem) !important;\r\n    line-height: 1.25 !important;\r\n  }\r\n  \/* H2 *\/\r\n  [class*=\"-article\"] h2 {\r\n    font-size: 1.25rem !important;\r\n  }\r\n  \/* H3 *\/\r\n  [class*=\"-article\"] h3 {\r\n    font-size: 1.05rem !important;\r\n  }\r\n  \/* Buttons \u2014 comfortable tap size *\/\r\n  [class*=\"-btn-xl\"],\r\n  [class*=\"-btn-lg\"] {\r\n    padding: 0.9rem 1.25rem !important;\r\n    font-size: 0.9rem !important;\r\n    min-height: 48px !important;\r\n  }\r\n  [class*=\"-btn\"] {\r\n    min-height: 44px !important;\r\n    font-size: 0.875rem !important;\r\n  }\r\n  \/* Tables \u2014 sticky first column, scroll rest *\/\r\n  [class*=\"-tbl\"] thead th,\r\n  [class*=\"-tbl\"] td {\r\n    padding: 0.6rem 0.7rem !important;\r\n    font-size: 0.78rem !important;\r\n    white-space: normal !important;\r\n  }\r\n  [class*=\"-tbl\"] thead th:first-child,\r\n  [class*=\"-tbl\"] td:first-child {\r\n    position: sticky !important;\r\n    left: 0 !important;\r\n    z-index: 2 !important;\r\n    background: #fff !important;\r\n    border-right: 2px solid #EEF1F8 !important;\r\n    min-width: 80px !important;\r\n    max-width: 120px !important;\r\n  }\r\n  [class*=\"-tbl\"] thead th:first-child {\r\n    background: #0A2463 !important;\r\n  }\r\n  \/* Cards \u2014 reduce padding *\/\r\n  [class*=\"-acc-card\"],\r\n  [class*=\"-profile\"],\r\n  [class*=\"-widget\"],\r\n  [class*=\"-reg-card\"],\r\n  [class*=\"-platform\"] {\r\n    padding: 1.1rem !important;\r\n    min-width: 0 !important;\r\n  }\r\n  \/* FAQ *\/\r\n  [class*=\"-faq-q\"] {\r\n    font-size: 0.875rem !important;\r\n    padding: 0.9rem 1rem !important;\r\n  }\r\n  [class*=\"-faq-a\"] {\r\n    font-size: 0.86rem !important;\r\n    padding: 1rem !important;\r\n    line-height: 1.75 !important;\r\n  }\r\n  \/* CTA sections *\/\r\n  [class*=\"-cta\"] {\r\n    padding: 2.25rem 1.1rem !important;\r\n    border-radius: 16px !important;\r\n  }\r\n  [class*=\"-cta\"] h2 {\r\n    font-size: 1.35rem !important;\r\n  }\r\n  \/* Acc stat rows \u2014 stack label above value *\/\r\n  [class*=\"-acc-stat-row\"] {\r\n    flex-wrap: wrap !important;\r\n    gap: 0.1rem !important;\r\n  }\r\n  [class*=\"-acc-stat-label\"] {\r\n    flex: 0 0 100% !important;\r\n    font-size: 0.72rem !important;\r\n  }\r\n  [class*=\"-acc-stat-val\"] {\r\n    font-size: 0.82rem !important;\r\n  }\r\n  \/* Hero stat cards *\/\r\n  [class*=\"-hero-card\"] {\r\n    padding: 1rem 0.85rem !important;\r\n  }\r\n  \/* Reg\/platform grids \u2192 1 col *\/\r\n  [class*=\"-reg-grid\"],\r\n  [class*=\"-plat-grid\"] {\r\n    grid-template-columns: 1fr !important;\r\n  }\r\n  \/* Step numbers *\/\r\n  [class*=\"-step-num\"] {\r\n    width: 36px !important;\r\n    height: 36px !important;\r\n    font-size: 0.88rem !important;\r\n    flex-shrink: 0 !important;\r\n  }\r\n  \/* Inline auto-fit grids \u2014 force 1 col *\/\r\n  [style*=\"minmax(260px\"],\r\n  [style*=\"minmax(220px\"],\r\n  [style*=\"minmax(200px\"],\r\n  [style*=\"minmax(180px\"],\r\n  [style*=\"minmax(160px\"],\r\n  [style*=\"minmax(150px\"],\r\n  [style*=\"minmax(130px\"] {\r\n    grid-template-columns: 1fr !important;\r\n  }\r\n  \/* Bonus cards stay 2-col at 576 *\/\r\n  .xbo-bonus-grid,\r\n  [class*=\"-bonus-grid\"] {\r\n    grid-template-columns: repeat(2, 1fr) !important;\r\n  }\r\n  \/* Acc grid \u2192 1 col *\/\r\n  [class*=\"-acc-grid\"] {\r\n    grid-template-columns: 1fr !important;\r\n  }\r\n  \/* QV grid *\/\r\n  [class*=\"-qv-grid\"] {\r\n    grid-template-columns: repeat(2, 1fr) !important;\r\n  }\r\n  \/* QV score alignment *\/\r\n  [class*=\"-qv-header\"] {\r\n    flex-wrap: wrap !important;\r\n    gap: 0.5rem !important;\r\n  }\r\n  \/* Sidebar widgets *\/\r\n  [class*=\"-widget\"] {\r\n    padding: 1.25rem !important;\r\n  }\r\n  [class*=\"-fact\"] {\r\n    font-size: 0.8rem !important;\r\n  }\r\n  \/* Float badge *\/\r\n  .tfx-float-badge {\r\n    white-space: normal !important;\r\n    max-width: 180px !important;\r\n    text-align: center !important;\r\n  }\r\n  \/* Breadcrumb *\/\r\n  [class*=\"-bc\"] {\r\n    font-size: 0.78rem !important;\r\n    gap: 0.3rem !important;\r\n  }\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n   BREAKPOINT 420px \u2014 SMALL MOBILE\r\n   \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n@media (max-width: 420px) {\r\n  [class*=\"-wrap\"] {\r\n    padding-left: 0.85rem !important;\r\n    padding-right: 0.85rem !important;\r\n  }\r\n  \/* All grids \u2192 strict 1 col *\/\r\n  [class*=\"-2col\"],\r\n  [class*=\"-3col\"],\r\n  [class*=\"-4col\"],\r\n  [class*=\"-acc-grid\"],\r\n  [class*=\"-reg-grid\"],\r\n  [class*=\"-plat-grid\"] {\r\n    grid-template-columns: 1fr !important;\r\n  }\r\n  \/* Bonus cards \u2192 still 2 col *\/\r\n  .xbo-bonus-grid {\r\n    grid-template-columns: repeat(2, 1fr) !important;\r\n  }\r\n  \/* Hero stat cards \u2192 2 per row *\/\r\n  [class*=\"-hero-card\"] {\r\n    flex: 1 1 calc(50% - 0.5rem) !important;\r\n  }\r\n  \/* H1 *\/\r\n  [class*=\"-hero\"] h1 {\r\n    font-size: clamp(1.4rem, 5.5vw, 1.7rem) !important;\r\n  }\r\n  \/* Buttons *\/\r\n  [class*=\"-btn-xl\"],\r\n  [class*=\"-btn-lg\"] {\r\n    padding: 0.85rem 1rem !important;\r\n    font-size: 0.875rem !important;\r\n  }\r\n  \/* Tables *\/\r\n  [class*=\"-tbl\"] thead th,\r\n  [class*=\"-tbl\"] td {\r\n    padding: 0.5rem 0.55rem !important;\r\n    font-size: 0.74rem !important;\r\n  }\r\n  \/* Acc price *\/\r\n  [class*=\"-acc-price\"] {\r\n    font-size: 2rem !important;\r\n  }\r\n  \/* Dep amount *\/\r\n  [class*=\"-dep-amount\"] {\r\n    font-size: 2rem !important;\r\n  }\r\n  \/* Bonus pct *\/\r\n  [class*=\"-bonus-pct\"] {\r\n    font-size: 2rem !important;\r\n  }\r\n  \/* CTA *\/\r\n  [class*=\"-cta\"] {\r\n    padding: 2rem 0.9rem !important;\r\n  }\r\n  [class*=\"-cta\"] h2 {\r\n    font-size: 1.25rem !important;\r\n  }\r\n  \/* FAQ *\/\r\n  [class*=\"-faq-q\"] {\r\n    font-size: 0.84rem !important;\r\n    padding: 0.85rem 0.9rem !important;\r\n  }\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n   BREAKPOINT 360px \u2014 MINIMUM (Galaxy S series, etc.)\r\n   \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n@media (max-width: 360px) {\r\n  [class*=\"-wrap\"] {\r\n    padding-left: 0.75rem !important;\r\n    padding-right: 0.75rem !important;\r\n  }\r\n  \/* H1 minimum readable *\/\r\n  [class*=\"-hero\"] h1 {\r\n    font-size: 1.35rem !important;\r\n    line-height: 1.3 !important;\r\n  }\r\n  \/* H2 *\/\r\n  [class*=\"-article\"] h2 {\r\n    font-size: 1.15rem !important;\r\n  }\r\n  \/* Buttons *\/\r\n  [class*=\"-btn-xl\"],\r\n  [class*=\"-btn-lg\"] {\r\n    padding: 0.8rem 0.9rem !important;\r\n    font-size: 0.84rem !important;\r\n  }\r\n  \/* Tables *\/\r\n  [class*=\"-tbl\"] thead th,\r\n  [class*=\"-tbl\"] td {\r\n    padding: 0.45rem 0.5rem !important;\r\n    font-size: 0.7rem !important;\r\n  }\r\n  \/* Hero cards \u2192 full width each *\/\r\n  [class*=\"-hero-card\"] {\r\n    flex: 1 1 100% !important;\r\n  }\r\n  \/* Acc stat label *\/\r\n  [class*=\"-acc-stat-label\"] {\r\n    font-size: 0.68rem !important;\r\n  }\r\n  \/* Profile cards *\/\r\n  [class*=\"-profile\"] {\r\n    padding: 0.9rem !important;\r\n  }\r\n  [class*=\"-profile\"] h4 {\r\n    font-size: 0.88rem !important;\r\n  }\r\n  [class*=\"-profile\"] p {\r\n    font-size: 0.78rem !important;\r\n  }\r\n  \/* FAQ *\/\r\n  [class*=\"-faq-q\"] {\r\n    font-size: 0.8rem !important;\r\n  }\r\n  \/* CTA *\/\r\n  [class*=\"-cta\"] h2 {\r\n    font-size: 1.15rem !important;\r\n  }\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n   CORE WEB VITALS \u2014 CLS REDUCTION\r\n   \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n\r\n\/* Reserve space for decorative elements to prevent layout shift *\/\r\n[class*=\"-hero\"]::before,\r\n[class*=\"-hero\"]::after,\r\n[class*=\"-cta\"]::before {\r\n  pointer-events: none;\r\n  contain: strict;\r\n}\r\n\r\n\/* GPU-accelerate transitions to prevent jank *\/\r\n[class*=\"-btn\"],\r\n[class*=\"-card\"],\r\n[class*=\"-acc-card\"],\r\n[class*=\"-faq-item\"] {\r\n  will-change: auto; \/* only activate on hover via JS *\/\r\n  transform: translateZ(0);\r\n  backface-visibility: hidden;\r\n}\r\n\r\n\/* Reduce paint area for sticky elements *\/\r\n[class*=\"-sidebar\"] {\r\n  contain: layout style;\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n   UX IMPROVEMENTS\r\n   \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n\r\n\/* Smooth scroll *\/\r\nhtml {\r\n  scroll-behavior: smooth;\r\n}\r\n\r\n\/* Focus styles for accessibility *\/\r\n[class*=\"-btn\"]:focus-visible,\r\n[class*=\"-faq-q\"]:focus-visible {\r\n  outline: 3px solid #00C6A2;\r\n  outline-offset: 2px;\r\n}\r\n\r\n\/* Better line-height for body text *\/\r\n[class*=\"-article\"] p,\r\n[class*=\"-faq-a\"],\r\n[class*=\"-notice-body\"] {\r\n  line-height: 1.8;\r\n}\r\n\r\n\/* Increase tap area for small UI elements *\/\r\n[class*=\"-faq-ico\"] {\r\n  min-width: 26px;\r\n  min-height: 26px;\r\n}\r\n\r\n\/* Prevent text from being too wide for readability *\/\r\n[class*=\"-article\"] p,\r\n[class*=\"-hero-sub\"] {\r\n  max-width: 72ch;\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n   SEO STRUCTURAL IMPROVEMENTS\r\n   \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n\r\n\/* Breadcrumb \u2014 always visible and crawlable *\/\r\n[class*=\"-bc-wrap\"] {\r\n  display: block !important;\r\n}\r\n\r\n\/* Schema-friendly list items *\/\r\n[class*=\"-cl\"] li,\r\n[class*=\"-widget-links\"] li {\r\n  display: flex !important;\r\n}\r\n\r\n\/* END OF PATCH *\/\r\n\r\n\/* \u2550\u2550\u2550 END PATCH \u2550\u2550\u2550 *\/\r\n\r\n\/* \u2550\u2550\u2550 CARD CONTENT CLIP FIX \u2550\u2550\u2550 *\/\r\n\/* All card types \u2014 never clip content *\/\r\n[class*=\"-acc-card\"],\r\n[class*=\"-bonus-card\"],\r\n[class*=\"-dep-card\"],\r\n[class*=\"-pay-card\"],\r\n[class*=\"-reg-card\"],\r\n[class*=\"-platform\"],\r\n[class*=\"-profile\"],\r\n[class*=\"-hero-card\"],\r\n[class*=\"-widget\"],\r\n.tfx-card, .xms-card, .xmr-card, .xmd-card {\r\n  overflow: visible !important;\r\n  width: 100%;\r\n  min-width: 0;\r\n  box-sizing: border-box;\r\n}\r\n\r\n\/* All text inside cards must wrap *\/\r\n[class*=\"-acc-card\"] *,\r\n[class*=\"-bonus-card\"] *,\r\n[class*=\"-dep-card\"] *,\r\n[class*=\"-pay-card\"] *,\r\n[class*=\"-reg-card\"] *,\r\n.tfx-card *, .xms-card *, .xmr-card * {\r\n  max-width: 100%;\r\n  overflow-wrap: break-word;\r\n  word-break: normal;\r\n  white-space: normal;\r\n}\r\n\r\n\/* Buttons inside cards can keep nowrap but must not overflow *\/\r\n[class*=\"-acc-card\"] [class*=\"-btn\"],\r\n[class*=\"-dep-card\"] [class*=\"-btn\"],\r\n[class*=\"-bonus-card\"] [class*=\"-btn\"] {\r\n  white-space: normal;\r\n  width: 100%;\r\n  justify-content: center;\r\n  overflow: hidden !important;\r\n}\r\n\r\n\/* Card descriptions \u2014 NO min-height, always wrap *\/\r\n[class*=\"-acc-desc\"],\r\n[class*=\"-card-desc\"],\r\n[class*=\"-dep-desc\"],\r\n[class*=\"-bonus-desc\"] {\r\n  min-height: auto !important;\r\n  white-space: normal !important;\r\n  overflow-wrap: break-word !important;\r\n  max-width: 100% !important;\r\n}\r\n\r\n\/* Card prices \u2014 allow wrap *\/\r\n[class*=\"-acc-price\"],\r\n[class*=\"-dep-amount\"],\r\n[class*=\"-bonus-pct\"] {\r\n  white-space: normal;\r\n  overflow-wrap: break-word;\r\n  max-width: 100%;\r\n  line-height: 1.1;\r\n}\r\n\r\n\/* Card subtitle \u2014 wrap *\/\r\n[class*=\"-acc-price-sub\"],\r\n[class*=\"-dep-label\"],\r\n[class*=\"-bonus-label\"] {\r\n  white-space: normal !important;\r\n  overflow-wrap: break-word !important;\r\n  max-width: 100% !important;\r\n}\r\n\r\n\/* Grid: NEVER 2 columns below 600px for content cards *\/\r\n@media (max-width: 600px) {\r\n  [class*=\"-acc-grid\"] {\r\n    grid-template-columns: 1fr !important;\r\n  }\r\n  \/* Bonus cards: OK as 2-col since they're smaller *\/\r\n  [class*=\"-bonus-grid\"] {\r\n    grid-template-columns: repeat(2, 1fr) !important;\r\n  }\r\n  \/* Card internal padding \u2014 reduce for small screens *\/\r\n  [class*=\"-acc-top\"],\r\n  [class*=\"-acc-stats\"],\r\n  [class*=\"-acc-footer\"] {\r\n    padding-left: 1.1rem !important;\r\n    padding-right: 1.1rem !important;\r\n  }\r\n}\r\n\r\n@media (max-width: 420px) {\r\n  [class*=\"-acc-grid\"] {\r\n    grid-template-columns: 1fr !important;\r\n    gap: 1rem !important;\r\n  }\r\n  [class*=\"-acc-top\"],\r\n  [class*=\"-acc-stats\"],\r\n  [class*=\"-acc-footer\"] {\r\n    padding-left: 1rem !important;\r\n    padding-right: 1rem !important;\r\n  }\r\n  \/* Acc-name smaller on tiny screens *\/\r\n  [class*=\"-acc-name\"] {\r\n    font-size: 1rem !important;\r\n  }\r\n  [class*=\"-acc-price\"] {\r\n    font-size: 2rem !important;\r\n  }\r\n}\r\n\/* \u2550\u2550\u2550 END CARD CONTENT CLIP FIX \u2550\u2550\u2550 *\/\r\n\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n   CARD & GRID OVERFLOW FIX \u2014 PRODUCTION PATCH v2\r\n   Fixes: text clipping, card overflow, minmax grid issues\r\n   \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n\r\n\/* \u2500\u2500 All grids: use safe minmax that never exceeds viewport \u2500\u2500 *\/\r\n[class*=\"-acc-grid\"],\r\n[class*=\"-bonus-grid\"],\r\n[class*=\"-reg-grid\"],\r\n[class*=\"-plat-grid\"],\r\n[class*=\"-3col\"],\r\n[class*=\"-2col\"],\r\n[class*=\"-4col\"] {\r\n  width: 100%;\r\n  max-width: 100%;\r\n}\r\n\r\n\/* \u2500\u2500 All cards: clip content cleanly, never overflow parent \u2500\u2500 *\/\r\n[class*=\"-acc-card\"],\r\n[class*=\"-bonus-card\"],\r\n[class*=\"-profile\"],\r\n[class*=\"-reg-card\"],\r\n[class*=\"-platform\"],\r\n[class*=\"-pay-card\"],\r\n[class*=\"-dep-card\"],\r\n[class*=\"-widget\"],\r\n[class*=\"-step\"],\r\n[class*=\"-faq-item\"],\r\n[class*=\"-card\"] {\r\n  min-width: 0 !important;\r\n  max-width: 100% !important;\r\n  overflow: hidden !important;\r\n  box-sizing: border-box !important;\r\n  word-break: break-word !important;\r\n  overflow-wrap: break-word !important;\r\n}\r\n\r\n\/* \u2500\u2500 All text inside cards: prevent overflow \u2500\u2500 *\/\r\n[class*=\"-acc-name\"],\r\n[class*=\"-acc-desc\"],\r\n[class*=\"-acc-price-sub\"],\r\n[class*=\"-acc-stat-label\"],\r\n[class*=\"-acc-stat-val\"],\r\n[class*=\"-bonus-desc\"],\r\n[class*=\"-bonus-label\"],\r\n[class*=\"-card\"] p,\r\n[class*=\"-card\"] h4,\r\n[class*=\"-card\"] span {\r\n  word-break: break-word !important;\r\n  overflow-wrap: break-word !important;\r\n  max-width: 100% !important;\r\n}\r\n\r\n\/* \u2500\u2500 Buttons inside cards: always constrained \u2500\u2500 *\/\r\n[class*=\"-acc-footer\"] [class*=\"-btn\"],\r\n[class*=\"-card\"] [class*=\"-btn\"],\r\n[class*=\"-widget\"] [class*=\"-btn\"] {\r\n  width: 100% !important;\r\n  max-width: 100% !important;\r\n  min-width: 0 !important;\r\n  box-sizing: border-box !important;\r\n  white-space: normal !important;\r\n  word-break: break-word !important;\r\n  overflow: hidden !important;\r\n  text-overflow: ellipsis !important;\r\n}\r\n\r\n\/* \u2500\u2500 Hero description text \u2500\u2500 *\/\r\n[class*=\"-hero-sub\"],\r\n[class*=\"-hero\"] p {\r\n  max-width: 100% !important;\r\n  word-break: break-word !important;\r\n  overflow-wrap: break-word !important;\r\n}\r\n\r\n\/* \u2500\u2500 Stat rows inside cards \u2500\u2500 *\/\r\n[class*=\"-acc-stat-row\"] {\r\n  max-width: 100% !important;\r\n  overflow: hidden !important;\r\n}\r\n\r\n\/* \u2500\u2500 Inline grid: safe minmax that respects viewport \u2500\u2500 *\/\r\n@media (max-width: 768px) {\r\n  [style*=\"minmax(280px\"],\r\n  [style*=\"minmax(270px\"],\r\n  [style*=\"minmax(260px\"],\r\n  [style*=\"minmax(240px\"],\r\n  [style*=\"minmax(230px\"],\r\n  [style*=\"minmax(220px\"],\r\n  [style*=\"minmax(200px\"],\r\n  [style*=\"minmax(180px\"],\r\n  [style*=\"minmax(160px\"],\r\n  [style*=\"minmax(150px\"],\r\n  [style*=\"minmax(130px\"] {\r\n    grid-template-columns: 1fr !important;\r\n  }\r\n}\r\n\r\n\/* \u2500\u2500 SPECIFIC: acc-grid always safe \u2500\u2500 *\/\r\n@media (max-width: 992px) {\r\n  [class*=\"-acc-grid\"] {\r\n    grid-template-columns: repeat(2, 1fr) !important;\r\n  }\r\n}\r\n@media (max-width: 640px) {\r\n  [class*=\"-acc-grid\"],\r\n  [class*=\"-bonus-grid\"] {\r\n    grid-template-columns: 1fr !important;\r\n  }\r\n}\r\n@media (max-width: 480px) {\r\n  [class*=\"-acc-grid\"],\r\n  [class*=\"-bonus-grid\"],\r\n  [class*=\"-3col\"],\r\n  [class*=\"-2col\"],\r\n  [class*=\"-4col\"] {\r\n    grid-template-columns: 1fr !important;\r\n  }\r\n}\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n   END CARD & GRID OVERFLOW FIX\r\n   \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n\r\n<\/style>\r\n\r\n<div class=\"xat\">\r\n\r\n<!-- BREADCRUMB -->\r\n<nav class=\"xat-bc-wrap\" aria-label=\"Breadcrumb\">\r\n  <div class=\"xat-wrap\">\r\n    <div class=\"xat-bc\">\r\n      <a href=\"\/\">Home<\/a>\r\n      <span class=\"xat-bc-sep\">\u203a<\/span>\r\n      <span class=\"xat-bc-cur\">XM Account Types<\/span>\r\n    <\/div>\r\n  <\/div>\r\n<\/nav>\r\n\r\n<!-- HERO -->\r\n<header class=\"xat-hero\">\r\n  <div class=\"xat-wrap\">\r\n    <div class=\"xat-hero-inner\">\r\n      <div class=\"xat-pill\">\u2726 Full Account Comparison \u00b7 Updated February 2026<\/div>\r\n      <h1>XM Account Types 2026 \u2014 <span>Micro, Standard & Ultra Low<\/span> Fully Compared<\/h1>\r\n      <p class=\"xat-hero-sub\">\r\n        Not sure which XM account to open? We compare every account type side by side \u2014 spreads, costs, leverage, lot sizes, and who each account is best suited for \u2014 so you can make the right choice from day one.\r\n      <\/p>\r\n      <div class=\"xat-hero-btns\">\r\n        <a href=\"https:\/\/clicks.pipaffiliates.com\/c?c=376664&amp;l=id&amp;p=1\" rel=\"nofollow sponsored noopener\" target=\"_blank\" class=\"xat-btn xat-btn-teal xat-btn-lg\">\r\n          \ud83d\ude80 Open XM Account Free\r\n        <\/a>\r\n        <a href=\"\/xm-sign-up\/\"\r\n           class=\"xat-btn xat-btn-lg\" style=\"background:rgba(255,255,255,.1);color:#fff;border:1px solid rgba(255,255,255,.3);\">\r\n          \ud83d\udccb Read Sign Up Guide\r\n        <\/a>\r\n      <\/div>\r\n      <div class=\"xat-hero-meta\">\r\n        <span class=\"xat-meta-item\"><span class=\"xat-meta-icon\">\u2713<\/span> 4 account types compared<\/span>\r\n        <span class=\"xat-meta-item\"><span class=\"xat-meta-icon\">\u2713<\/span> Real cost analysis included<\/span>\r\n        <span class=\"xat-meta-item\"><span class=\"xat-meta-icon\">\u2713<\/span> Islamic accounts covered<\/span>\r\n        <span class=\"xat-meta-item\"><span class=\"xat-meta-icon\">\u23f1<\/span> 12 min read<\/span>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/header>\r\n\r\n<!-- MAIN CONTENT -->\r\n<section class=\"xat-sec\">\r\n  <div class=\"xat-wrap\">\r\n    <div class=\"xat-content\">\r\n\r\n      <article class=\"xat-article\">\r\n\r\n        <!-- OVERVIEW -->\r\n        <h2 id=\"overview\">XM Account Types \u2014 Overview<\/h2>\r\n        <p>\r\n          XM offers four distinct trading account types, each designed with a specific trader profile in mind. The right choice depends on your experience level, trading style, available capital, and whether you prefer lower spreads or zero commissions. Here's a quick summary before we dive into the details.\r\n        <\/p>\r\n\r\n        <!-- ACCOUNT CARDS -->\r\n        <div class=\"xat-acc-grid\">\r\n\r\n          <!-- MICRO -->\r\n          <div class=\"xat-acc-card\">\r\n            <div class=\"xat-acc-top\">\r\n              <span class=\"xat-acc-tag xat-tag-blue\">Micro<\/span>\r\n              <div class=\"xat-acc-name\">Micro Account<\/div>\r\n              <div class=\"xat-acc-desc\">Best for complete beginners learning to trade with minimal risk<\/div>\r\n              <div class=\"xat-acc-price\">$5<\/div>\r\n              <div class=\"xat-acc-price-sub\">Minimum deposit<\/div>\r\n            <\/div>\r\n            <div class=\"xat-acc-divider\"><\/div>\r\n            <div class=\"xat-acc-stats\">\r\n              <div class=\"xat-acc-stat-row\"><span class=\"xat-acc-stat-label\">Spread EUR\/USD<\/span><span class=\"xat-acc-stat-val\" style=\"word-break:break-word;\">From 1.0 pip<\/span><\/div>\r\n              <div class=\"xat-acc-stat-row\"><span class=\"xat-acc-stat-label\">Commission<\/span><span class=\"xat-acc-stat-val\" style=\"word-break:break-word;\" style=\"color:var(--ok);\">None<\/span><\/div>\r\n              <div class=\"xat-acc-stat-row\"><span class=\"xat-acc-stat-label\">Lot Size<\/span><span class=\"xat-acc-stat-val\" style=\"word-break:break-word;\">Micro (0.01)<\/span><\/div>\r\n              <div class=\"xat-acc-stat-row\"><span class=\"xat-acc-stat-label\">Max Leverage<\/span><span class=\"xat-acc-stat-val\" style=\"word-break:break-word;\">1:1000<\/span><\/div>\r\n              <div class=\"xat-acc-stat-row\"><span class=\"xat-acc-stat-label\">Platforms<\/span><span class=\"xat-acc-stat-val\" style=\"word-break:break-word;\">MT4, MT5<\/span><\/div>\r\n            <\/div>\r\n            <div class=\"xat-acc-footer\">\r\n              <a href=\"https:\/\/clicks.pipaffiliates.com\/c?c=376664&amp;l=id&amp;p=1\" rel=\"nofollow sponsored noopener\" target=\"_blank\" class=\"xat-btn xat-btn-outline xat-btn-full\" style=\"font-size:.83rem;padding:.75rem 1rem;\">\r\n                Open Micro Account\r\n              <\/a>\r\n            <\/div>\r\n          <\/div>\r\n\r\n          <!-- STANDARD -->\r\n          <div class=\"xat-acc-card\">\r\n            <div class=\"xat-acc-top\">\r\n              <span class=\"xat-acc-tag xat-tag-teal\">Standard<\/span>\r\n              <div class=\"xat-acc-name\">Standard Account<\/div>\r\n              <div class=\"xat-acc-desc\">For intermediate traders who want standard lot access from a low entry point<\/div>\r\n              <div class=\"xat-acc-price\">$5<\/div>\r\n              <div class=\"xat-acc-price-sub\">Minimum deposit<\/div>\r\n            <\/div>\r\n            <div class=\"xat-acc-divider\"><\/div>\r\n            <div class=\"xat-acc-stats\">\r\n              <div class=\"xat-acc-stat-row\"><span class=\"xat-acc-stat-label\">Spread EUR\/USD<\/span><span class=\"xat-acc-stat-val\" style=\"word-break:break-word;\">From 1.0 pip<\/span><\/div>\r\n              <div class=\"xat-acc-stat-row\"><span class=\"xat-acc-stat-label\">Commission<\/span><span class=\"xat-acc-stat-val\" style=\"word-break:break-word;\" style=\"color:var(--ok);\">None<\/span><\/div>\r\n              <div class=\"xat-acc-stat-row\"><span class=\"xat-acc-stat-label\">Lot Size<\/span><span class=\"xat-acc-stat-val\" style=\"word-break:break-word;\">Standard (1.00)<\/span><\/div>\r\n              <div class=\"xat-acc-stat-row\"><span class=\"xat-acc-stat-label\">Max Leverage<\/span><span class=\"xat-acc-stat-val\" style=\"word-break:break-word;\">1:1000<\/span><\/div>\r\n              <div class=\"xat-acc-stat-row\"><span class=\"xat-acc-stat-label\">Platforms<\/span><span class=\"xat-acc-stat-val\" style=\"word-break:break-word;\">MT4, MT5<\/span><\/div>\r\n            <\/div>\r\n            <div class=\"xat-acc-footer\">\r\n              <a href=\"https:\/\/clicks.pipaffiliates.com\/c?c=376664&amp;l=id&amp;p=1\" rel=\"nofollow sponsored noopener\" target=\"_blank\" class=\"xat-btn xat-btn-outline xat-btn-full\" style=\"font-size:.83rem;padding:.75rem 1rem;\">\r\n                Open Standard Account\r\n              <\/a>\r\n            <\/div>\r\n          <\/div>\r\n\r\n          <!-- ULTRA LOW \u2014 FEATURED -->\r\n          <div class=\"xat-acc-card featured\">\r\n            <div class=\"xat-popular-badge\">MOST POPULAR<\/div>\r\n            <div class=\"xat-acc-top\" style=\"padding-top:2rem;\">\r\n              <span class=\"xat-acc-tag xat-tag-gold\">Ultra Low<\/span>\r\n              <div class=\"xat-acc-name\">Ultra Low Account<\/div>\r\n              <div class=\"xat-acc-desc\">Tightest spreads with no commission \u2014 ideal for active and experienced traders<\/div>\r\n              <div class=\"xat-acc-price\" style=\"color:var(--t);\">$50<\/div>\r\n              <div class=\"xat-acc-price-sub\">Minimum deposit<\/div>\r\n            <\/div>\r\n            <div class=\"xat-acc-divider\"><\/div>\r\n            <div class=\"xat-acc-stats\">\r\n              <div class=\"xat-acc-stat-row\"><span class=\"xat-acc-stat-label\">Spread EUR\/USD<\/span><span class=\"xat-acc-stat-val\" style=\"word-break:break-word;\" style=\"color:var(--t);\">From 0.6 pips<\/span><\/div>\r\n              <div class=\"xat-acc-stat-row\"><span class=\"xat-acc-stat-label\">Commission<\/span><span class=\"xat-acc-stat-val\" style=\"word-break:break-word;\" style=\"color:var(--ok);\">None<\/span><\/div>\r\n              <div class=\"xat-acc-stat-row\"><span class=\"xat-acc-stat-label\">Lot Size<\/span><span class=\"xat-acc-stat-val\" style=\"word-break:break-word;\">Micro & Standard<\/span><\/div>\r\n              <div class=\"xat-acc-stat-row\"><span class=\"xat-acc-stat-label\">Max Leverage<\/span><span class=\"xat-acc-stat-val\" style=\"word-break:break-word;\">1:1000<\/span><\/div>\r\n              <div class=\"xat-acc-stat-row\"><span class=\"xat-acc-stat-label\">Platforms<\/span><span class=\"xat-acc-stat-val\" style=\"word-break:break-word;\">MT4, MT5<\/span><\/div>\r\n            <\/div>\r\n            <div class=\"xat-acc-footer\">\r\n              <a href=\"https:\/\/clicks.pipaffiliates.com\/c?c=376664&amp;l=id&amp;p=1\" rel=\"nofollow sponsored noopener\" target=\"_blank\" class=\"xat-btn xat-btn-teal xat-btn-full\" style=\"font-size:.83rem;padding:.75rem 1rem;\">\r\n                Open Ultra Low Account\r\n              <\/a>\r\n            <\/div>\r\n          <\/div>\r\n\r\n          <!-- SHARES -->\r\n          <div class=\"xat-acc-card\">\r\n            <div class=\"xat-acc-top\">\r\n              <span class=\"xat-acc-tag xat-tag-purple\">Shares<\/span>\r\n              <div class=\"xat-acc-name\">Shares Account<\/div>\r\n              <div class=\"xat-acc-desc\">Real stock ownership \u2014 for investors seeking direct equity exposure without leverage<\/div>\r\n              <div class=\"xat-acc-price\" style=\"font-size:1.7rem;word-break:break-all;\">$10,000<\/div>\r\n              <div class=\"xat-acc-price-sub\">Minimum deposit<\/div>\r\n            <\/div>\r\n            <div class=\"xat-acc-divider\"><\/div>\r\n            <div class=\"xat-acc-stats\">\r\n              <div class=\"xat-acc-stat-row\"><span class=\"xat-acc-stat-label\">Spread<\/span><span class=\"xat-acc-stat-val\" style=\"word-break:break-word;\">N\/A<\/span><\/div>\r\n              <div class=\"xat-acc-stat-row\"><span class=\"xat-acc-stat-label\">Commission<\/span><span class=\"xat-acc-stat-val\" style=\"word-break:break-word;\">From $0.04\/share<\/span><\/div>\r\n              <div class=\"xat-acc-stat-row\"><span class=\"xat-acc-stat-label\">Lot Size<\/span><span class=\"xat-acc-stat-val\" style=\"word-break:break-word;\">1 share minimum<\/span><\/div>\r\n              <div class=\"xat-acc-stat-row\"><span class=\"xat-acc-stat-label\">Max Leverage<\/span><span class=\"xat-acc-stat-val\" style=\"word-break:break-word;\">None<\/span><\/div>\r\n              <div class=\"xat-acc-stat-row\"><span class=\"xat-acc-stat-label\">Platforms<\/span><span class=\"xat-acc-stat-val\" style=\"word-break:break-word;\">MT5 only<\/span><\/div>\r\n            <\/div>\r\n            <div class=\"xat-acc-footer\">\r\n              <a href=\"https:\/\/clicks.pipaffiliates.com\/c?c=376664&amp;l=id&amp;p=1\" rel=\"nofollow sponsored noopener\" target=\"_blank\" class=\"xat-btn xat-btn-outline xat-btn-full\" style=\"font-size:.83rem;padding:.75rem 1rem;\">\r\n                Open Shares Account\r\n              <\/a>\r\n            <\/div>\r\n          <\/div>\r\n\r\n        <\/div><!-- \/.xat-acc-grid -->\r\n\r\n        <div class=\"xat-divider\"><\/div>\r\n\r\n        <!-- FULL COMPARISON TABLE -->\r\n        <h2 id=\"compare\">Full Side-by-Side Comparison<\/h2>\r\n        <p>The table below covers every key variable across all XM account types so you can make a fully informed decision.<\/p>\r\n\r\n        <div class=\"xat-tbl-wrap\">\r\n          <table class=\"xat-tbl\">\r\n            <thead>\r\n              <tr>\r\n                <th>Feature<\/th>\r\n                <th>Micro<\/th>\r\n                <th>Standard<\/th>\r\n                <th>Ultra Low<\/th>\r\n                <th>Shares<\/th>\r\n              <\/tr>\r\n            <\/thead>\r\n            <tbody>\r\n              <tr class=\"xat-hl\"><td><strong>Minimum Deposit<\/strong><\/td><td style=\"color:var(--ok);font-weight:700;\">$5<\/td><td style=\"color:var(--ok);font-weight:700;\">$5<\/td><td style=\"color:var(--t);font-weight:700;\">$50<\/td><td>$10,000<\/td><\/tr>\r\n              <tr><td><strong>Base Currencies<\/strong><\/td><td colspan=\"4\" style=\"color:var(--g700);\">USD, EUR, GBP, JPY, AUD, CHF, ZAR, HUF, PLN, SGD (all accounts)<\/td><\/tr>\r\n              <tr class=\"xat-hl\"><td><strong>Spread EUR\/USD<\/strong><\/td><td>From 1.0 pip<\/td><td>From 1.0 pip<\/td><td style=\"color:var(--t);font-weight:600;\">From 0.6 pips<\/td><td>N\/A<\/td><\/tr>\r\n              <tr><td><strong>Commission<\/strong><\/td><td><span class=\"xat-badge xat-badge-green\">None<\/span><\/td><td><span class=\"xat-badge xat-badge-green\">None<\/span><\/td><td><span class=\"xat-badge xat-badge-green\">None<\/span><\/td><td>$0.04\/share<\/td><\/tr>\r\n              <tr class=\"xat-hl\"><td><strong>Lot Size<\/strong><\/td><td>Micro (0.01)<\/td><td>Standard (1.00)<\/td><td>Micro & Standard<\/td><td>1 share min.<\/td><\/tr>\r\n              <tr><td><strong>Min. Lot<\/strong><\/td><td>0.01<\/td><td>0.01<\/td><td>0.01<\/td><td>1 share<\/td><\/tr>\r\n              <tr class=\"xat-hl\"><td><strong>Max. Lot<\/strong><\/td><td>100 lots<\/td><td>50 lots<\/td><td>50 lots<\/td><td>Varies<\/td><\/tr>\r\n              <tr><td><strong>Max. Leverage (Forex)<\/strong><\/td><td>1:1000<\/td><td>1:1000<\/td><td>1:1000<\/td><td>N\/A<\/td><\/tr>\r\n              <tr class=\"xat-hl\"><td><strong>Max. Leverage (Indices)<\/strong><\/td><td>1:500<\/td><td>1:500<\/td><td>1:500<\/td><td>N\/A<\/td><\/tr>\r\n              <tr><td><strong>Max. Leverage (Commodities)<\/strong><\/td><td>1:666<\/td><td>1:666<\/td><td>1:666<\/td><td>N\/A<\/td><\/tr>\r\n              <tr class=\"xat-hl\"><td><strong>Negative Balance Protection<\/strong><\/td><td><span class=\"xat-badge xat-badge-green\">Yes<\/span><\/td><td><span class=\"xat-badge xat-badge-green\">Yes<\/span><\/td><td><span class=\"xat-badge xat-badge-green\">Yes<\/span><\/td><td><span class=\"xat-badge xat-badge-green\">Yes<\/span><\/td><\/tr>\r\n              <tr><td><strong>Swap-Free (Islamic)<\/strong><\/td><td><span class=\"xat-badge xat-badge-green\">Available<\/span><\/td><td><span class=\"xat-badge xat-badge-green\">Available<\/span><\/td><td><span class=\"xat-badge xat-badge-green\">Available<\/span><\/td><td><span class=\"xat-badge xat-badge-gold\">Not applicable<\/span><\/td><\/tr>\r\n              <tr class=\"xat-hl\"><td><strong>MT4 Platform<\/strong><\/td><td><span class=\"xat-badge xat-badge-green\">Yes<\/span><\/td><td><span class=\"xat-badge xat-badge-green\">Yes<\/span><\/td><td><span class=\"xat-badge xat-badge-green\">Yes<\/span><\/td><td><span class=\"xat-badge xat-badge-red\">No<\/span><\/td><\/tr>\r\n              <tr><td><strong>MT5 Platform<\/strong><\/td><td><span class=\"xat-badge xat-badge-green\">Yes<\/span><\/td><td><span class=\"xat-badge xat-badge-green\">Yes<\/span><\/td><td><span class=\"xat-badge xat-badge-green\">Yes<\/span><\/td><td><span class=\"xat-badge xat-badge-green\">Yes<\/span><\/td><\/tr>\r\n              <tr class=\"xat-hl\"><td><strong>Instruments<\/strong><\/td><td>1,000+<\/td><td>1,000+<\/td><td>1,000+<\/td><td>Stocks only<\/td><\/tr>\r\n              <tr><td><strong>Inactivity Fee<\/strong><\/td><td colspan=\"4\" style=\"color:var(--g700);\">$5\/month after 90 days of no login (all accounts)<\/td><\/tr>\r\n            <\/tbody>\r\n          <\/table>\r\n        <\/div>\r\n\r\n        <div class=\"xat-divider\"><\/div>\r\n\r\n        <!-- SECTION: MICRO -->\r\n        <h2 id=\"micro\">Micro Account \u2014 Deep Dive<\/h2>\r\n        <p>\r\n          The XM Micro account is designed specifically for traders who are new to live trading and want to experience real market conditions without committing significant capital. The defining feature is its use of <strong>micro lots<\/strong> \u2014 each lot represents just 1,000 units of the base currency, compared to 100,000 units in a standard lot.\r\n        <\/p>\r\n        <p>\r\n          This means a 1 pip movement on EUR\/USD with a 0.01 micro lot position is worth approximately $0.10 \u2014 far less than the $10 pip value on a standard lot. This reduced monetary exposure per pip allows beginners to trade with better emotional control, practice risk management, and learn from their mistakes without large financial consequences.\r\n        <\/p>\r\n\r\n        <h3>Micro Account \u2014 Who Is It Best For?<\/h3>\r\n        <div class=\"xat-3col\" style=\"margin:1.25rem 0 1.75rem;\">\r\n          <div class=\"xat-profile\"><div class=\"xat-profile-icon\">\ud83c\udf31<\/div><h4>Complete Beginners<\/h4><p>If this is your first live account, the Micro account lets you trade with real money and real emotions without exposing yourself to large losses during the learning curve.<\/p><\/div>\r\n          <div class=\"xat-profile\"><div class=\"xat-profile-icon\">\ud83e\uddea<\/div><h4>Strategy Testers<\/h4><p>Trading a new strategy live on small size gives you authentic execution data \u2014 including slippage, spread costs, and emotional pressure \u2014 that a demo account cannot replicate.<\/p><\/div>\r\n          <div class=\"xat-profile\"><div class=\"xat-profile-icon\">\ud83d\udcb5<\/div><h4>Low-Capital Traders<\/h4><p>With just $5\u2013$50 in the account, traders in emerging markets or with limited starting funds can participate in global forex markets with proper risk management.<\/p><\/div>\r\n        <\/div>\r\n\r\n        <ul class=\"xat-cl\">\r\n          <li><span class=\"xat-ok\">\u2713<\/span><span>$5 minimum deposit \u2014 lowest barrier to entry of any account type<\/span><\/li>\r\n          <li><span class=\"xat-ok\">\u2713<\/span><span>Micro lot trading = $0.10 per pip on 0.01 lots \u2014 minimal financial exposure<\/span><\/li>\r\n          <li><span class=\"xat-ok\">\u2713<\/span><span>No commission \u2014 all costs built into the spread<\/span><\/li>\r\n          <li><span class=\"xat-ok\">\u2713<\/span><span>Negative balance protection included<\/span><\/li>\r\n          <li><span class=\"xat-no\">\u2717<\/span><span>Wider spreads than Ultra Low (avg 1.6 pips on EUR\/USD vs 0.8 pips)<\/span><\/li>\r\n          <li><span class=\"xat-no\">\u2717<\/span><span>Not cost-efficient for high-volume or frequent trading<\/span><\/li>\r\n        <\/ul>\r\n\r\n        <div class=\"xat-divider\"><\/div>\r\n\r\n        <!-- SECTION: STANDARD -->\r\n        <h2 id=\"standard\">Standard Account \u2014 Deep Dive<\/h2>\r\n        <p>\r\n          The XM Standard account offers the same $5 minimum deposit as the Micro account but operates with <strong>standard lots<\/strong> \u2014 each lot is 100,000 units of the base currency. A 1 pip movement on a 0.01 standard lot position on EUR\/USD is worth $1.00 (compared to $0.10 on a micro lot). This gives traders more flexibility to size positions meaningfully without requiring the tighter spreads of the Ultra Low tier.\r\n        <\/p>\r\n        <p>\r\n          Spreads and commissions on the Standard account are identical to the Micro account. The key difference is in how position sizes translate to dollar values \u2014 Standard is better suited to traders who have a reasonable understanding of risk management and want to scale their trading beyond micro lot sizes.\r\n        <\/p>\r\n\r\n        <h3>Standard Account \u2014 Who Is It Best For?<\/h3>\r\n        <div class=\"xat-3col\" style=\"margin:1.25rem 0 1.75rem;\">\r\n          <div class=\"xat-profile\"><div class=\"xat-profile-icon\">\ud83d\udcc8<\/div><h4>Intermediate Traders<\/h4><p>Traders with 3\u201312 months of experience who are comfortable with position sizing and want to trade in standard lots without paying for ultra-low spreads.<\/p><\/div>\r\n          <div class=\"xat-profile\"><div class=\"xat-profile-icon\">\ud83d\udd01<\/div><h4>Swing Traders<\/h4><p>Swing and position traders who hold trades for hours or days aren't as sensitive to entry spread costs \u2014 making the Standard account's wider spreads less of a disadvantage.<\/p><\/div>\r\n          <div class=\"xat-profile\"><div class=\"xat-profile-icon\">\ud83c\udfaf<\/div><h4>News Traders<\/h4><p>Traders who enter around high-impact news events where spread widens momentarily regardless of account type \u2014 the cost difference between Standard and Ultra Low becomes marginal.<\/p><\/div>\r\n        <\/div>\r\n\r\n        <ul class=\"xat-cl\">\r\n          <li><span class=\"xat-ok\">\u2713<\/span><span>$5 minimum deposit \u2014 same as Micro but with full standard lot access<\/span><\/li>\r\n          <li><span class=\"xat-ok\">\u2713<\/span><span>$1.00 per pip on 0.01 standard lots \u2014 meaningful position sizing<\/span><\/li>\r\n          <li><span class=\"xat-ok\">\u2713<\/span><span>No commission<\/span><\/li>\r\n          <li><span class=\"xat-ok\">\u2713<\/span><span>Best for swing trading strategies where entry spread cost is less critical<\/span><\/li>\r\n          <li><span class=\"xat-no\">\u2717<\/span><span>Wider spreads than Ultra Low \u2014 cost inefficient for scalpers or day traders<\/span><\/li>\r\n        <\/ul>\r\n\r\n        <div class=\"xat-divider\"><\/div>\r\n\r\n        <!-- SECTION: ULTRA LOW -->\r\n        <h2 id=\"ultra-low\">Ultra Low Account \u2014 Deep Dive<\/h2>\r\n        <p>\r\n          The XM Ultra Low account is the broker's most popular account type and the one we recommend for most traders beyond the beginner stage. It offers significantly tighter spreads \u2014 from 0.6 pips on EUR\/USD \u2014 compared to the 1.0 pip floor on Micro and Standard accounts, while retaining the same commission-free structure.\r\n        <\/p>\r\n        <p>\r\n          The Ultra Low account comes in two variants: <strong>Ultra Low Micro<\/strong> (micro lot sizing) and <strong>Ultra Low Standard<\/strong> (standard lot sizing). Both share the same tighter spread conditions. The minimum deposit is $50, making it accessible while ensuring traders have enough capital to manage positions sensibly.\r\n        <\/p>\r\n\r\n        <h3>Real Cost Comparison: Standard vs Ultra Low<\/h3>\r\n        <p>To understand the value of switching to Ultra Low, consider the cost difference per trade on EUR\/USD:<\/p>\r\n\r\n        <div class=\"xat-tbl-wrap\">\r\n          <table class=\"xat-tbl\">\r\n            <thead><tr><th>Account<\/th><th>Avg Spread EUR\/USD<\/th><th>Cost per 1.0 Lot<\/th><th>Cost per 0.1 Lot<\/th><th>Cost per 0.01 Lot<\/th><\/tr><\/thead>\r\n            <tbody>\r\n              <tr class=\"xat-hl\"><td><strong>Standard<\/strong><\/td><td>1.6 pips<\/td><td>$16.00<\/td><td>$1.60<\/td><td>$0.16<\/td><\/tr>\r\n              <tr><td><strong>Ultra Low<\/strong><\/td><td>0.8 pips<\/td><td>$8.00<\/td><td>$0.80<\/td><td>$0.08<\/td><\/tr>\r\n              <tr class=\"xat-hl\"><td><strong>Saving per trade<\/strong><\/td><td>0.8 pips<\/td><td style=\"color:var(--ok);font-weight:700;\">$8.00<\/td><td style=\"color:var(--ok);font-weight:700;\">$0.80<\/td><td style=\"color:var(--ok);font-weight:700;\">$0.08<\/td><\/tr>\r\n            <\/tbody>\r\n          <\/table>\r\n        <\/div>\r\n\r\n        <p>\r\n          For a trader making 100 standard lot trades per month, this represents <strong>$800 in monthly savings<\/strong> \u2014 simply by choosing the Ultra Low account over Standard. Even for less active traders, the Ultra Low's lower spread costs compound significantly over time.\r\n        <\/p>\r\n\r\n        <h3>Ultra Low Account \u2014 Who Is It Best For?<\/h3>\r\n        <div class=\"xat-3col\" style=\"margin:1.25rem 0 1.75rem;\">\r\n          <div class=\"xat-profile\"><div class=\"xat-profile-icon\">\u26a1<\/div><h4>Day Traders<\/h4><p>Traders who open and close multiple positions daily benefit most from tight spreads \u2014 the entry cost is paid on every single trade, so minimising it has a compounding effect on profitability.<\/p><\/div>\r\n          <div class=\"xat-profile\"><div class=\"xat-profile-icon\">\ud83d\udd2a<\/div><h4>Scalpers<\/h4><p>Scalping strategies target small pip movements, which means spread costs represent a larger proportion of the target profit. The Ultra Low account's tighter spreads are essential for scalping viability.<\/p><\/div>\r\n          <div class=\"xat-profile\"><div class=\"xat-profile-icon\">\ud83d\udcca<\/div><h4>Algorithmic Traders<\/h4><p>Expert Advisors (EAs) that execute high-frequency strategies require the lowest possible spread costs to remain profitable. Ultra Low is the natural choice for automated trading systems.<\/p><\/div>\r\n        <\/div>\r\n\r\n        <ul class=\"xat-cl\">\r\n          <li><span class=\"xat-ok\">\u2713<\/span><span>Tightest spreads of any XM account \u2014 from 0.6 pips on EUR\/USD<\/span><\/li>\r\n          <li><span class=\"xat-ok\">\u2713<\/span><span>No commission \u2014 unique advantage over ECN brokers who charge per-lot fees<\/span><\/li>\r\n          <li><span class=\"xat-ok\">\u2713<\/span><span>Available in micro and standard lot variants<\/span><\/li>\r\n          <li><span class=\"xat-ok\">\u2713<\/span><span>Best long-term value for regular traders<\/span><\/li>\r\n          <li><span class=\"xat-no\">\u2717<\/span><span>$50 minimum deposit \u2014 higher than Micro\/Standard (but still very accessible)<\/span><\/li>\r\n          <li><span class=\"xat-no\">\u2717<\/span><span>Slightly higher barrier for traders with very limited starting capital<\/span><\/li>\r\n        <\/ul>\r\n\r\n        <div class=\"xat-divider\"><\/div>\r\n\r\n        <!-- SECTION: SHARES -->\r\n        <h2 id=\"shares\">Shares Account \u2014 Deep Dive<\/h2>\r\n        <p>\r\n          The XM Shares account is a fundamentally different product from the other three account types. Rather than trading CFDs on financial instruments, the Shares account allows clients to purchase <strong>real shares<\/strong> in publicly listed companies \u2014 meaning you become an actual partial owner of the company, entitled to dividends.\r\n        <\/p>\r\n        <p>\r\n          This account requires a $10,000 minimum deposit and is available exclusively on MetaTrader 5 (MT5). It is not suitable for short-term traders \u2014 it is designed for long-term investors who want direct equity ownership within a regulated, professional trading environment.\r\n        <\/p>\r\n\r\n        <ul class=\"xat-cl\">\r\n          <li><span class=\"xat-ok\">\u2713<\/span><span>Real share ownership \u2014 not a CFD contract<\/span><\/li>\r\n          <li><span class=\"xat-ok\">\u2713<\/span><span>Dividend entitlement for eligible stocks<\/span><\/li>\r\n          <li><span class=\"xat-ok\">\u2713<\/span><span>Access to 1,300+ global stocks across major exchanges<\/span><\/li>\r\n          <li><span class=\"xat-ok\">\u2713<\/span><span>Regulated environment with investor protections<\/span><\/li>\r\n          <li><span class=\"xat-no\">\u2717<\/span><span>$10,000 minimum deposit \u2014 not accessible for most retail traders<\/span><\/li>\r\n          <li><span class=\"xat-no\">\u2717<\/span><span>No leverage available<\/span><\/li>\r\n          <li><span class=\"xat-no\">\u2717<\/span><span>MT5 only \u2014 no MT4 support<\/span><\/li>\r\n          <li><span class=\"xat-no\">\u2717<\/span><span>Commission-based pricing rather than spread-based<\/span><\/li>\r\n        <\/ul>\r\n\r\n        <div class=\"xat-divider\"><\/div>\r\n\r\n        <!-- SECTION: ISLAMIC ACCOUNT -->\r\n        <h2 id=\"islamic\">XM Islamic Account (Swap-Free)<\/h2>\r\n        <p>\r\n          For Muslim traders who follow Islamic finance principles, XM offers a swap-free account conversion available on Micro and Standard accounts. Islamic accounts eliminate overnight swap charges (interest payments on positions held past market close), replacing them with an administration fee structure that complies with Sharia law.\r\n        <\/p>\r\n\r\n        <div class=\"xat-tbl-wrap\">\r\n          <table class=\"xat-tbl\">\r\n            <thead><tr><th>Feature<\/th><th>Details<\/th><\/tr><\/thead>\r\n            <tbody>\r\n              <tr class=\"xat-hl\"><td><strong>Eligible Accounts<\/strong><\/td><td>Micro and Standard (both MT4 and MT5)<\/td><\/tr>\r\n              <tr><td><strong>How to Convert<\/strong><\/td><td>Request via XM Members Area \u2014 select Islamic Account option<\/td><\/tr>\r\n              <tr class=\"xat-hl\"><td><strong>Extra Charge<\/strong><\/td><td>Administration fee may apply on positions held over 3 days<\/td><\/tr>\r\n              <tr><td><strong>Conversion Time<\/strong><\/td><td>Usually within 1 business day<\/td><\/tr>\r\n              <tr class=\"xat-hl\"><td><strong>Minimum Deposit<\/strong><\/td><td>Same as standard account ($5)<\/td><\/tr>\r\n              <tr><td><strong>Available Instruments<\/strong><\/td><td>All standard instruments \u2014 no restrictions<\/td><\/tr>\r\n            <\/tbody>\r\n          <\/table>\r\n        <\/div>\r\n\r\n        <div class=\"xat-notice xat-notice-info\">\r\n          <span class=\"xat-notice-icon\">\ud83d\udd4c<\/span>\r\n          <div class=\"xat-notice-body\">\r\n            <strong>Islamic Account Note<\/strong>\r\n            XM's Islamic account conversion is free and available to all Muslim clients on request. No documentation proving religious affiliation is required \u2014 you simply select the option in your Members Area. The swap-free status applies to all open positions going forward from the conversion date.\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"xat-divider\"><\/div>\r\n\r\n        <!-- SECTION: WHICH ACCOUNT -->\r\n        <h2 id=\"which\">Which XM Account Should You Choose?<\/h2>\r\n\r\n        <div class=\"xat-notice xat-notice-success\">\r\n          <span class=\"xat-notice-icon\">\ud83c\udfaf<\/span>\r\n          <div class=\"xat-notice-body\">\r\n            <strong>Our Recommendation in One Sentence<\/strong>\r\n            Start with a <strong>Micro account<\/strong> if you're new, upgrade to <strong>Ultra Low Standard<\/strong> once you have a working strategy and $50+ to invest \u2014 it offers the best long-term value of any XM account.\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"xat-tbl-wrap\">\r\n          <table class=\"xat-tbl\">\r\n            <thead><tr><th>Your Situation<\/th><th>Recommended Account<\/th><th>Why<\/th><\/tr><\/thead>\r\n            <tbody>\r\n              <tr class=\"xat-hl\"><td>Complete beginner, first live account<\/td><td><span class=\"xat-badge xat-badge-blue\">Micro<\/span><\/td><td>Smallest lot sizes = least financial risk while learning<\/td><\/tr>\r\n              <tr><td>Beginner, want to practice strategy<\/td><td><span class=\"xat-badge xat-badge-blue\">Micro<\/span><\/td><td>Real market conditions with controlled exposure<\/td><\/tr>\r\n              <tr class=\"xat-hl\"><td>Intermediate, swing or position trader<\/td><td><span class=\"xat-badge xat-badge-teal\">Standard<\/span><\/td><td>Standard lot access from $5, suitable for longer-term holds<\/td><\/tr>\r\n              <tr><td>Active day trader or scalper<\/td><td><span class=\"xat-badge xat-badge-gold\">Ultra Low Standard<\/span><\/td><td>Tightest spreads = lowest cost per trade for high frequency<\/td><\/tr>\r\n              <tr class=\"xat-hl\"><td>Experienced, wants best overall value<\/td><td><span class=\"xat-badge xat-badge-gold\">Ultra Low Standard<\/span><\/td><td>50% tighter spreads with no commission<\/td><\/tr>\r\n              <tr><td>EA \/ Algorithmic trader<\/td><td><span class=\"xat-badge xat-badge-gold\">Ultra Low<\/span><\/td><td>Spread cost is multiplied across hundreds of trades<\/td><\/tr>\r\n              <tr class=\"xat-hl\"><td>Muslim trader (no swap)<\/td><td><span class=\"xat-badge xat-badge-teal\">Micro or Standard (Islamic)<\/span><\/td><td>Free swap-free conversion available on both<\/td><\/tr>\r\n              <tr><td>Long-term stock investor<\/td><td><span class=\"xat-badge xat-badge-purple\">Shares<\/span><\/td><td>Real ownership, dividends, 1,300+ stocks available<\/td><\/tr>\r\n            <\/tbody>\r\n          <\/table>\r\n        <\/div>\r\n\r\n        <!-- FINAL CTA -->\r\n        <div class=\"xat-cta\">\r\n          <h2>Choose Your Account & Start Trading<\/h2>\r\n          <p>Open your free XM account in 5 minutes. Start with any account type and add more from your Members Area at any time.<\/p>\r\n          <div class=\"xat-cta-row\">\r\n            <a href=\"https:\/\/clicks.pipaffiliates.com\/c?c=376664&amp;l=id&amp;p=1\" rel=\"nofollow sponsored noopener\" target=\"_blank\" class=\"xat-btn xat-btn-teal xat-btn-xl\">\ud83d\ude80 Open Free Account Now<\/a>\r\n            <a href=\"\/xm-sign-up\/\" class=\"xat-btn xat-btn-white xat-btn-xl\">\ud83d\udccb Read Sign Up Guide<\/a>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <!-- FAQ -->\r\n        <h2>XM Account Types \u2014 Frequently Asked Questions<\/h2>\r\n\r\n        <div class=\"xat-faq-item\">\r\n          <button class=\"xat-faq-q\" onclick=\"this.classList.toggle('open');this.nextElementSibling.classList.toggle('open')\">\r\n            What is the difference between XM Micro and Standard accounts?\r\n            <span class=\"xat-faq-ico\">+<\/span>\r\n          <\/button>\r\n          <div class=\"xat-faq-a\">\r\n            The key difference is lot size. The Micro account trades in micro lots where 1 lot = 1,000 units of the base currency (e.g., 1,000 EUR on EUR\/USD). The Standard account trades in standard lots where 1 lot = 100,000 units. Both accounts share the same $5 minimum deposit, same spread structure, and no commission. The Micro account is better for beginners due to smaller monetary exposure per pip, while Standard suits traders ready to scale up their position sizes.\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"xat-faq-item\">\r\n          <button class=\"xat-faq-q\" onclick=\"this.classList.toggle('open');this.nextElementSibling.classList.toggle('open')\">\r\n            Is the XM Ultra Low account worth the $50 minimum?\r\n            <span class=\"xat-faq-ico\">+<\/span>\r\n          <\/button>\r\n          <div class=\"xat-faq-a\">\r\n            Yes, for most traders beyond the beginner stage. The Ultra Low account offers roughly 50% tighter spreads (from 0.6 pips vs 1.0 pips on Standard) with no commission charge. On a single 1-lot EUR\/USD trade, this saves around $8 in spread cost. For any trader placing more than a handful of trades per week, these savings quickly exceed the additional $45 entry cost (compared to Standard's $5 minimum). If you can afford $50, the Ultra Low is almost always the better long-term choice.\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"xat-faq-item\">\r\n          <button class=\"xat-faq-q\" onclick=\"this.classList.toggle('open');this.nextElementSibling.classList.toggle('open')\">\r\n            Can I have multiple account types at the same time?\r\n            <span class=\"xat-faq-ico\">+<\/span>\r\n          <\/button>\r\n          <div class=\"xat-faq-a\">\r\n            Yes. XM allows you to open and manage multiple trading accounts under a single Members Area login. You can hold a Micro account, Standard account, and Ultra Low account simultaneously, each with its own balance, account number, and settings. This is useful for testing different strategies across account types or separating different trading approaches. To open additional accounts, log into your Members Area and select \"Open Additional Account.\"\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"xat-faq-item\">\r\n          <button class=\"xat-faq-q\" onclick=\"this.classList.toggle('open');this.nextElementSibling.classList.toggle('open')\">\r\n            Can I switch between account types after opening?\r\n            <span class=\"xat-faq-ico\">+<\/span>\r\n          <\/button>\r\n          <div class=\"xat-faq-a\">\r\n            You cannot convert an existing account from one type to another (e.g., from Micro to Ultra Low). However, you can open a new account of a different type from your Members Area at any time, transfer funds between accounts internally, and close positions on the old account before moving your balance. Internal fund transfers between XM accounts are instant and free.\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"xat-faq-item\">\r\n          <button class=\"xat-faq-q\" onclick=\"this.classList.toggle('open');this.nextElementSibling.classList.toggle('open')\">\r\n            Which XM account is best for scalping?\r\n            <span class=\"xat-faq-ico\">+<\/span>\r\n          <\/button>\r\n          <div class=\"xat-faq-a\">\r\n            The Ultra Low Standard account is the best XM account for scalping. Scalping strategies target small price movements of 2\u201310 pips, so the spread cost represents a significant portion of the target profit. The Ultra Low's tighter spreads (from 0.6 pips) cut entry costs nearly in half compared to Standard accounts. XM also guarantees no requotes and no rejection of orders \u2014 critical for scalping strategies that require precise, fast execution.\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"xat-faq-item\">\r\n          <button class=\"xat-faq-q\" onclick=\"this.classList.toggle('open');this.nextElementSibling.classList.toggle('open')\">\r\n            Does XM offer a demo account to try before opening a live account?\r\n            <span class=\"xat-faq-ico\">+<\/span>\r\n          <\/button>\r\n          <div class=\"xat-faq-a\">\r\n            Yes. XM offers free demo accounts with $100,000 in virtual funds, available for both MT4 and MT5. Demo accounts replicate real market conditions including live pricing and spreads, so you can test strategies and get familiar with the platform before committing real capital. Demo accounts can be opened with just an email address \u2014 no identity verification required. When ready to go live, you can open a real account directly from your Members Area.\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"xat-disclaimer\">\r\n          <strong>Affiliate Disclosure & Risk Warning:<\/strong> TrustedFXTrading.com may receive compensation from XM through affiliate links on this page. This does not affect the accuracy or independence of our content. All account specifications are based on publicly available XM documentation and may be subject to change \u2014 verify current conditions with XM before opening an account. Trading forex and CFDs involves significant risk of loss. 74\u201389% of retail investor accounts lose money when trading CFDs. This content is for informational purposes only and does not constitute financial advice.\r\n        <\/div>\r\n\r\n      <\/article>\r\n\r\n      <!-- SIDEBAR -->\r\n      <aside class=\"xat-sidebar\">\r\n\r\n        <div class=\"xat-widget xat-widget-dark\">\r\n          <div class=\"xat-widget-title\">\ud83d\ude80 Open XM Account<\/div>\r\n          <p style=\"color:rgba(255,255,255,.7);font-size:.875rem;margin-bottom:1.25rem;line-height:1.7;\">\r\n            Choose any account type. Free registration. Start from $5.\r\n          <\/p>\r\n          <a href=\"https:\/\/clicks.pipaffiliates.com\/c?c=376664&amp;l=id&amp;p=1\" rel=\"nofollow sponsored noopener\" target=\"_blank\" class=\"xat-btn xat-btn-teal xat-btn-full\">Open Free Account \u2192<\/a>\r\n          <div style=\"text-align:center;margin-top:.85rem;font-size:.75rem;color:rgba(255,255,255,.4);\">\u2713 Free to register &nbsp;\u00b7&nbsp; \u2713 All account types<\/div>\r\n        <\/div>\r\n\r\n        <!-- Quick Comparison -->\r\n        <div class=\"xat-widget\">\r\n          <div class=\"xat-widget-title\">\ud83d\udcca Account Minimums<\/div>\r\n          <div class=\"xat-fact\"><span class=\"xat-fact-label\">Micro<\/span><span class=\"xat-fact-val\" style=\"color:var(--ok);\">$5<\/span><\/div>\r\n          <div class=\"xat-fact\"><span class=\"xat-fact-label\">Standard<\/span><span class=\"xat-fact-val\" style=\"color:var(--ok);\">$5<\/span><\/div>\r\n          <div class=\"xat-fact\"><span class=\"xat-fact-label\">Ultra Low<\/span><span class=\"xat-fact-val\" style=\"color:var(--t);\">$50<\/span><\/div>\r\n          <div class=\"xat-fact\"><span class=\"xat-fact-label\">Shares<\/span><span class=\"xat-fact-val\">$10,000<\/span><\/div>\r\n        <\/div>\r\n\r\n        <!-- Spread Comparison -->\r\n        <div class=\"xat-widget\">\r\n          <div class=\"xat-widget-title\">\ud83d\udcc9 EUR\/USD Spread<\/div>\r\n          <div style=\"margin-bottom:.85rem;\">\r\n            <div style=\"display:flex;justify-content:space-between;font-size:.82rem;margin-bottom:.3rem;\"><span style=\"color:var(--g700);\">Micro \/ Standard<\/span><span style=\"font-weight:700;\">1.6 pips avg<\/span><\/div>\r\n            <div class=\"xat-spread-bar-wrap\"><div class=\"xat-spread-bar\" style=\"width:80%;background:linear-gradient(90deg,var(--b),rgba(27,79,216,.5));\"><\/div><\/div>\r\n          <\/div>\r\n          <div>\r\n            <div style=\"display:flex;justify-content:space-between;font-size:.82rem;margin-bottom:.3rem;\"><span style=\"color:var(--g700);\">Ultra Low<\/span><span style=\"font-weight:700;color:var(--t);\">0.8 pips avg<\/span><\/div>\r\n            <div class=\"xat-spread-bar-wrap\"><div class=\"xat-spread-bar\" style=\"width:40%;background:linear-gradient(90deg,var(--t),var(--td));\"><\/div><\/div>\r\n          <\/div>\r\n          <p style=\"font-size:.76rem;color:var(--g500);margin-top:.85rem;margin-bottom:0;\">Ultra Low = ~50% lower spread cost vs Standard<\/p>\r\n        <\/div>\r\n\r\n        <!-- Page Contents -->\r\n        <div class=\"xat-widget\">\r\n          <div class=\"xat-widget-title\">\ud83d\udccb On This Page<\/div>\r\n          <ul class=\"xat-widget-links\">\r\n            <li><a href=\"#overview\">\u2192 Account Overview<\/a><\/li>\r\n            <li><a href=\"#compare\">\u2192 Full Comparison Table<\/a><\/li>\r\n            <li><a href=\"#micro\">\u2192 Micro Account<\/a><\/li>\r\n            <li><a href=\"#standard\">\u2192 Standard Account<\/a><\/li>\r\n            <li><a href=\"#ultra-low\">\u2192 Ultra Low Account<\/a><\/li>\r\n            <li><a href=\"#shares\">\u2192 Shares Account<\/a><\/li>\r\n            <li><a href=\"#islamic\">\u2192 Islamic Account<\/a><\/li>\r\n            <li><a href=\"#which\">\u2192 Which Account to Choose?<\/a><\/li>\r\n          <\/ul>\r\n        <\/div>\r\n\r\n        <!-- Related Guides -->\r\n        <div class=\"xat-widget\">\r\n          <div class=\"xat-widget-title\">\ud83d\udd17 Related Guides<\/div>\r\n          <ul class=\"xat-widget-links\">\r\n            <li><a href=\"\/xm-sign-up\/\">\ud83d\udcdd XM Sign Up Guide<\/a><\/li>\r\n            <li><a href=\"\/xm-review\/\">\ud83d\udcca Full XM Review<\/a><\/li>\r\n            <li><a href=\"\/xm-minimum-deposit\/\">\ud83d\udcb3 Minimum Deposit Guide<\/a><\/li>\r\n            <li><a href=\"\/xm-bonus\/\">\ud83c\udf81 XM Bonus Guide<\/a><\/li>\r\n          <\/ul>\r\n        <\/div>\r\n\r\n      <\/aside>\r\n\r\n    <\/div><!-- \/.xat-content -->\r\n  <\/div><!-- \/.xat-wrap -->\r\n<\/section>\r\n\r\n<\/div><!-- \/.xat -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Home \u203a XM Account Types \u2726 Full Account Comparison \u00b7 Updated February 2026 XM Account Types 2026 \u2014 Micro, Standard [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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