{"id":35,"date":"2026-02-22T16:15:50","date_gmt":"2026-02-22T16:15:50","guid":{"rendered":"https:\/\/trustedfxtrading.com\/?page_id=35"},"modified":"2026-02-22T17:33:14","modified_gmt":"2026-02-22T17:33:14","slug":"xm-review","status":"publish","type":"page","link":"https:\/\/trustedfxtrading.com\/ms\/xm-review\/","title":{"rendered":"XM Kajian 2026 \u2013 Adalah XM Broker Legit? Jujur Analisis"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"35\" class=\"elementor elementor-35\">\n\t\t\t\t<div class=\"elementor-element elementor-element-818c5c2 e-flex e-con-boxed e-con e-parent\" data-id=\"818c5c2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-675e8f9 elementor-widget elementor-widget-html\" data-id=\"675e8f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!-- \u2550\u2550\u2550 SEO HEAD \u2550\u2550\u2550 -->\r\n<meta charset=\"UTF-8\">\r\n<meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\">\r\n<meta name=\"description\" content=\"Our independent XM broker review for 2026. We tested spreads, platforms, withdrawals, and support. Read our honest 9.0\/10 verdict.\">\r\n<meta name=\"robots\" content=\"index, follow\">\r\n<meta property=\"og:title\" content=\"XM Review 2026 \u2013 Is XM a Legit Broker? Honest 9.0\/10 Rating\">\r\n<meta property=\"og:description\" content=\"Our independent XM broker review for 2026. We tested spreads, platforms, withdrawals, and support. Read our honest 9.0\/10 verdict.\">\r\n<meta property=\"og:type\" content=\"website\">\r\n<meta property=\"og:url\" content=\"https:\/\/trustedfxtrading.com\/xm-review\/\">\r\n<meta name=\"twitter:card\" content=\"summary_large_image\">\r\n<meta name=\"twitter:title\" content=\"XM Review 2026 \u2013 Is XM a Legit Broker? Honest 9.0\/10 Rating\">\r\n<meta name=\"twitter:description\" content=\"Our independent XM broker review for 2026. We tested spreads, platforms, withdrawals, and support. Read our honest 9.0\/10 verdict.\">\r\n<script type=\"application\/ld+json\">\r\n{\r\n  \"@context\": \"https:\/\/schema.org\",\r\n  \"@type\": \"Review\",\r\n  \"name\": \"XM Review 2026 \u2013 Is XM a Legit Broker? Honest 9.0\/10 Rating\",\r\n  \"description\": \"Our independent XM broker review for 2026. We tested spreads, platforms, withdrawals, and support. Read our honest 9.0\/10 verdict.\",\r\n  \"itemReviewed\": {\r\n    \"@type\": \"FinancialService\",\r\n    \"name\": \"XM Group\",\r\n    \"url\": \"https:\/\/www.xm.com\"\r\n  },\r\n  \"reviewRating\": {\r\n    \"@type\": \"Rating\",\r\n    \"ratingValue\": \"9.0\",\r\n    \"bestRating\": \"10\",\r\n    \"worstRating\": \"1\"\r\n  },\r\n  \"author\": {\r\n    \"@type\": \"Organization\",\r\n    \"name\": \"TrustedFXTrading\"\r\n  },\r\n  \"datePublished\": \"2026-02-01\"\r\n}\r\n<\/script>\r\n<!-- \u2550\u2550\u2550 END SEO HEAD \u2550\u2550\u2550 -->\r\n<!-- ============================================================\r\n     TRUSTEDFXTRADING.COM \u2014 XM REVIEW PAGE\r\n     Elementor HTML Widget \u2014 English Version\r\n     Slug: \/xm-review\/\r\n     Title: XM Review 2026 \u2013 Is XM a Legit Broker? Honest Analysis\r\n     Target Keyword: xm review\r\n     ============================================================ -->\r\n\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\r\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Sora:wght@400;600;700;800&family=DM+Sans:ital,wght@0,400;0,500;1,400&display=swap\" rel=\"stylesheet\">\r\n\r\n<style>\r\n\/* ===== SCOPED RESET ===== *\/\r\n.xmr * { box-sizing: border-box; margin: 0; padding: 0; }\r\n.xmr { overflow-x:clip;  font-family: 'DM Sans', sans-serif; color: #0D0F1A; line-height: 1.78; font-size: 1rem; }\r\n.xmr a { text-decoration: none; }\r\n.xmr h1,.xmr h2,.xmr h3,.xmr h4 { font-family: 'Sora', sans-serif; font-weight: 700; line-height: 1.25; color: #0D0F1A; }\r\n.xmr p { margin-bottom: 1rem; }\r\n.xmr p:last-child { margin-bottom: 0; }\r\n.xmr ul,.xmr ol { padding-left: 1.5rem; }\r\n.xmr li { margin-bottom: .4rem; }\r\n.xmr strong { font-weight: 600; }\r\n\r\n\/* ===== VARIABLES ===== *\/\r\n.xmr { overflow-x:clip; \r\n  --p: #0A2463; --b: #1B4FD8; --t: #00C6A2; --td: #00A687;\r\n  --gold: #FFB703; --ok: #2DC653; --err: #E63946;\r\n  --dk: #0D0F1A; --dk2: #1A1D2E;\r\n  --g50: #F4F6FB; --g100: #F8F9FC; --g200: #EEF1F8;\r\n  --g300: #D8DDEF; --g500: #8892A4; --g700: #3D4560;\r\n  --sh: 0 4px 20px rgba(10,36,99,.10);\r\n  --sh2: 0 10px 40px rgba(10,36,99,.16);\r\n  --sh3: 0 20px 60px rgba(10,36,99,.22);\r\n  --ease: .25s cubic-bezier(.4,0,.2,1);\r\n}\r\n\r\n\/* ===== LAYOUT ===== *\/\r\n.xmr-wrap    { max-width: 1160px; margin: 0 auto; padding: 0 1.5rem; }\r\n.xmr-sec     { padding: 4.5rem 0; }\r\n.xmr-sec-sm  { padding: 2.5rem 0; }\r\n.xmr-bg-gray { background: var(--g100); }\r\n.xmr-bg-dark { background: var(--dk); }\r\n.xmr-center  { text-align: center; }\r\n.xmr-content { display: grid; grid-template-columns: 1fr minmax(270px,310px); gap: 2.5rem; align-items: start; }\r\n.xmr-2col    { display: grid; grid-template-columns: 1fr 1fr; gap: 1.5rem; }\r\n.xmr-3col    { display: grid; grid-template-columns: repeat(3,1fr); gap: 1.5rem; }\r\n\r\n\/* ===== PILL LABEL ===== *\/\r\n.xmr-pill {\r\n  display: inline-block; font-family: 'Sora',sans-serif;\r\n  font-size: .7rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase;\r\n  color: var(--t); background: rgba(0,198,162,.1);\r\n  padding: .3rem .9rem; border-radius: 50px; margin-bottom: .85rem;\r\n}\r\n\r\n\/* ===== BUTTONS ===== *\/\r\n.xmr-btn {\r\n  display: inline-flex; align-items: center; gap: .45rem;\r\n  font-family: 'Sora',sans-serif; font-size: .9rem; font-weight: 700;\r\n  padding: .85rem 2rem; border-radius: 12px;\r\n  border: none; cursor: pointer; text-decoration: none;\r\n  white-space: nowrap; transition: all var(--ease);\r\n}\r\n.xmr-btn-teal    { background: linear-gradient(135deg,var(--t),var(--td)); color: #fff; box-shadow: 0 4px 16px rgba(0,198,162,.35); }\r\n.xmr-btn-teal:hover { transform: translateY(-2px); box-shadow: 0 8px 26px rgba(0,198,162,.45); color:#fff; }\r\n.xmr-btn-primary { background: linear-gradient(135deg,var(--b),var(--p)); color: #fff; box-shadow: 0 4px 16px rgba(27,79,216,.35); }\r\n.xmr-btn-primary:hover { transform: translateY(-2px); box-shadow: 0 8px 26px rgba(27,79,216,.45); color:#fff; }\r\n.xmr-btn-white   { background: #fff; color: var(--p); box-shadow: var(--sh); }\r\n.xmr-btn-white:hover { transform: translateY(-2px); box-shadow: var(--sh2); color: var(--b); }\r\n.xmr-btn-lg  { padding: 1rem 2.4rem; font-size: 1rem; border-radius: 16px; }\r\n.xmr-btn-xl  { padding: 1.2rem 2.8rem; font-size: 1.05rem; border-radius: 18px; }\r\n.xmr-btn-full { width: 100%; justify-content: center; }\r\n\r\n\/* ===== BREADCRUMB ===== *\/\r\n.xmr-bc-wrap { background: var(--g100); padding: .75rem 0; border-bottom: 1px solid var(--g200); }\r\n.xmr-bc { display: flex; align-items: center; gap: .45rem; font-size: .82rem; flex-wrap: wrap; }\r\n.xmr-bc a { color: var(--g500); } .xmr-bc a:hover { color: var(--b); }\r\n.xmr-bc-sep { color: var(--g300); }\r\n.xmr-bc-cur { color: var(--g700); font-weight: 500; }\r\n\r\n\/* ===== HERO ===== *\/\r\n.xmr-hero {\r\n  background: linear-gradient(135deg, var(--p) 0%, var(--dk2) 60%, #0c1a3e 100%);\r\n  padding: 4.5rem 0 3.5rem; position: relative; overflow: hidden;\r\n}\r\n.xmr-hero::before {\r\n  content: ''; position: absolute; top: -30%; right: -10%;\r\n  width: 520px; height: 520px;\r\n  background: radial-gradient(circle, rgba(0,198,162,.12) 0%, transparent 70%);\r\n  pointer-events: none;\r\n}\r\n.xmr-hero-grid { display: grid; grid-template-columns: 1fr auto; gap: 3rem; align-items: center; position: relative; z-index:1; }\r\n.xmr-hero h1 { color: #fff; font-size: clamp(1.9rem,4vw,2.9rem); margin-bottom: 1rem; }\r\n.xmr-hero h1 span { color: var(--t); }\r\n.xmr-hero-sub { font-size: 1rem; color: rgba(255,255,255,.7); max-width: 580px; margin-bottom: 1.75rem; }\r\n.xmr-hero-meta { display: flex; gap: 1.5rem; flex-wrap: wrap; }\r\n.xmr-meta-item { display: flex; align-items: center; gap: .4rem; font-size: .82rem; color: rgba(255,255,255,.6); }\r\n.xmr-meta-icon { color: var(--t); }\r\n\r\n\/* Verdict box in hero *\/\r\n.xmr-verdict-box {\r\n  background: rgba(255,255,255,.08); backdrop-filter: blur(20px);\r\n  border: 1px solid rgba(255,255,255,.13); border-radius: 24px;\r\n  padding: 2rem 1.75rem; text-align: center; min-width: 200px;\r\n}\r\n.xmr-score-big {\r\n  font-family: 'Sora',sans-serif; font-size: 4.5rem; font-weight: 800;\r\n  color: var(--t); line-height: 1; display: block; margin-bottom: .25rem;\r\n}\r\n.xmr-score-label { font-size: .8rem; color: rgba(255,255,255,.55); margin-bottom: 1rem; display: block; }\r\n.xmr-stars-big { color: var(--gold); font-size: 1.2rem; display: block; margin-bottom: .85rem; }\r\n.xmr-verdict-tag {\r\n  display: inline-block; background: rgba(45,198,83,.25); color: #5ee87a;\r\n  border: 1px solid rgba(45,198,83,.3);\r\n  font-family: 'Sora',sans-serif; font-size: .72rem; font-weight: 700;\r\n  letter-spacing: .08em; text-transform: uppercase;\r\n  padding: .3rem .85rem; border-radius: 50px;\r\n}\r\n\r\n\/* ===== QUICK VERDICT CARD ===== *\/\r\n.xmr-qv {\r\n  background: #fff; border-radius: 20px; border: 2px solid var(--t);\r\n  padding: 2rem; margin-bottom: 2.5rem; box-shadow: var(--sh2);\r\n}\r\n.xmr-qv-header { display: flex; align-items: center; gap: 1rem; margin-bottom: 1.5rem; padding-bottom: 1.25rem; border-bottom: 1px solid var(--g200); }\r\n.xmr-xm-logo { width: 52px; height: 52px; background: linear-gradient(135deg,#E63946,#c1121f); border-radius: 14px; display: flex; align-items: center; justify-content: center; font-family: 'Sora',sans-serif; font-weight: 800; font-size: 1.1rem; color: #fff; flex-shrink: 0; }\r\n.xmr-qv-name { font-family: 'Sora',sans-serif; font-size: 1.2rem; font-weight: 700; margin-bottom: .15rem; }\r\n.xmr-qv-sub  { font-size: .82rem; color: var(--g500); }\r\n.xmr-qv-score { margin-left: auto; text-align: center; }\r\n.xmr-qv-score span { font-family: 'Sora',sans-serif; font-size: 2.4rem; font-weight: 800; color: var(--p); display: block; line-height: 1; }\r\n.xmr-qv-score small { font-size: .72rem; color: var(--g500); }\r\n.xmr-qv-grid { display: grid; grid-template-columns: repeat(auto-fit,minmax(130px,1fr)); gap: .75rem; margin-bottom: 1.5rem; }\r\n.xmr-qv-stat { text-align: center; background: var(--g100); border-radius: 12px; padding: .9rem .65rem; }\r\n.xmr-qv-stat strong { display: block; font-family: 'Sora',sans-serif; font-size: 1.15rem; font-weight: 700; color: var(--t); margin-bottom: .2rem; }\r\n.xmr-qv-stat span { font-size: .72rem; color: var(--g500); }\r\n\r\n\/* ===== RATING BARS ===== *\/\r\n.xmr-r-row { display: flex; align-items: center; gap: .85rem; margin-bottom: .7rem; }\r\n.xmr-r-lbl { font-size: .83rem; color: var(--g700); width: 110px; flex-shrink: 0; }\r\n.xmr-r-bg  { flex: 1; height: 8px; background: var(--g200); border-radius: 50px; overflow: hidden; }\r\n.xmr-r-bar { height: 100%; border-radius: 50px; background: linear-gradient(90deg,var(--b),var(--t)); }\r\n.xmr-r-num { font-family: 'Sora',sans-serif; font-weight: 700; font-size: .85rem; width: 28px; text-align: right; color: var(--p); }\r\n\r\n\/* ===== PROS \/ CONS ===== *\/\r\n.xmr-pc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1.25rem; margin: 1.5rem 0; }\r\n.xmr-pc { background: #fff; border-radius: 16px; padding: 1.5rem; border: 1px solid var(--g200); }\r\n.xmr-pc-title { display: flex; align-items: center; gap: .55rem; font-family: 'Sora',sans-serif; font-size: .95rem; font-weight: 700; margin-bottom: 1rem; }\r\n.xmr-pc-title.pros { color: var(--ok); }\r\n.xmr-pc-title.cons { color: var(--err); }\r\n.xmr-pc-list { list-style: none; padding: 0; }\r\n.xmr-pc-list li { display: flex; align-items: flex-start; gap: .55rem; font-size: .875rem; padding: .45rem 0; border-bottom: 1px solid var(--g200); color: var(--g700); }\r\n.xmr-pc-list li:last-child { border-bottom: none; }\r\n.xmr-pc-list .ico { flex-shrink: 0; margin-top: .1rem; font-size: 1rem; }\r\n\r\n\/* ===== CARDS ===== *\/\r\n.xmr-card { background: #fff; border-radius: 18px; box-shadow: var(--sh); border: 1px solid var(--g200); overflow:visible; transition: all var(--ease); }\r\n.xmr-card:hover { transform: translateY(-4px); box-shadow: var(--sh2); }\r\n.xmr-card-body { padding: 1.65rem; }\r\n.xmr-card-icon { width: 48px; height: 48px; border-radius: 13px; display: flex; align-items: center; justify-content: center; font-size: 1.3rem; margin-bottom: 1rem; background: linear-gradient(135deg,rgba(27,79,216,.08),rgba(0,198,162,.08)); }\r\n\r\n\/* ===== TABLES ===== *\/\r\n.xmr-tbl-wrap { overflow-x:auto; -webkit-overflow-scrolling:touch; border-radius: 16px; box-shadow: var(--sh); margin: 1.5rem 0; }\r\n.xmr-tbl { width: 100%; border-collapse: collapse; font-size: .875rem; background: #fff; }\r\n.xmr-tbl thead { background: linear-gradient(135deg,var(--p),var(--dk2)); color: #fff; }\r\n.xmr-tbl thead th { padding: .9rem 1.1rem; text-align: left; font-family: 'Sora',sans-serif; font-weight: 600; font-size: .8rem; letter-spacing: .04em; }\r\n.xmr-tbl tbody tr { border-bottom: 1px solid var(--g200); transition: background var(--ease); }\r\n.xmr-tbl tbody tr:hover { background: var(--g100); }\r\n.xmr-tbl tbody tr:last-child { border-bottom: none; }\r\n.xmr-tbl td { padding: .9rem 1.1rem; vertical-align: middle; }\r\n.xmr-hl { background: rgba(0,198,162,.04) !important; }\r\n\r\n\/* ===== BADGES ===== *\/\r\n.xmr-badge { display: inline-block; padding: .22rem .65rem; border-radius: 50px; font-size: .7rem; font-weight: 700; font-family: 'Sora',sans-serif; }\r\n.xmr-badge-green { background: rgba(45,198,83,.12);  color: #1a9e3f; }\r\n.xmr-badge-blue  { background: rgba(27,79,216,.1);   color: var(--b); }\r\n.xmr-badge-teal  { background: rgba(0,198,162,.12);  color: var(--td); }\r\n.xmr-badge-gold  { background: rgba(255,183,3,.15);  color: #a07000; }\r\n.xmr-badge-red   { background: rgba(230,57,70,.1);   color: #b02030; }\r\n\r\n\/* ===== NOTICE BOXES ===== *\/\r\n.xmr-notice { border-radius: 12px; padding: 1.1rem 1.4rem; display: flex; gap: .85rem; align-items: flex-start; margin: 1.75rem 0; }\r\n.xmr-notice-info    { background: rgba(27,79,216,.07);  border-left: 4px solid var(--b); }\r\n.xmr-notice-success { background: rgba(45,198,83,.07);  border-left: 4px solid var(--ok); }\r\n.xmr-notice-warning { background: rgba(255,183,3,.1);   border-left: 4px solid var(--gold); }\r\n.xmr-notice-icon { font-size: 1.2rem; flex-shrink: 0; margin-top: .1rem; }\r\n.xmr-notice-body { font-size: .9rem; overflow-wrap:break-word; }\r\n.xmr-notice-body strong { display: block; margin-bottom: .25rem; font-family: 'Sora',sans-serif; }\r\n\r\n\/* ===== CHECKLIST ===== *\/\r\n.xmr-checklist { list-style: none; padding: 0; }\r\n.xmr-checklist li { display: flex; align-items: flex-start; gap: .65rem; padding: .5rem 0; border-bottom: 1px solid var(--g200); font-size: .9rem; }\r\n.xmr-checklist li:last-child { border-bottom: none; }\r\n.xmr-check { color: var(--ok); font-size: 1.1rem; flex-shrink: 0; }\r\n.xmr-cross { color: var(--err); font-size: 1.1rem; flex-shrink: 0; }\r\n\r\n\/* ===== ARTICLE HEADINGS ===== *\/\r\n.xmr-article h2 { font-size: 1.55rem; margin: 2.5rem 0 .9rem; color: var(--p); padding-bottom: .6rem; border-bottom: 2px solid var(--g200); }\r\n.xmr-article h3 { font-size: 1.15rem; margin: 2rem 0 .65rem; }\r\n.xmr-article h4 { font-size: 1rem; margin: 1.5rem 0 .5rem; }\r\n.xmr-divider { height: 1px; background: var(--g200); margin: 2.5rem 0; }\r\n\r\n\/* ===== INLINE CTA ===== *\/\r\n.xmr-cta {\r\n  background: linear-gradient(135deg,var(--p),var(--dk));\r\n  border-radius: 22px; padding: 3rem 2rem; text-align: center;\r\n  position: relative; overflow: hidden; margin: 2.5rem 0;\r\n}\r\n.xmr-cta::before { content:''; position:absolute; top:-40%; left:50%; transform:translateX(-50%); width:460px; min-height:160px;height:auto; background:radial-gradient(ellipse,rgba(0,198,162,.18) 0%,transparent 70%); pointer-events:none; }\r\n.xmr-cta h2 { color:#fff; margin-bottom:.75rem; position:relative; font-size:1.6rem; }\r\n.xmr-cta p  { color:rgba(255,255,255,.68); max-width:460px; margin:0 auto 1.6rem; position:relative; }\r\n.xmr-cta-row { display:flex; flex-wrap:wrap; gap:.85rem; justify-content:center; flex-wrap:wrap; position:relative; }\r\n\r\n\/* ===== FAQ ===== *\/\r\n.xmr-faq-item { border: 1px solid var(--g200); border-radius: 12px; margin-bottom: .65rem; overflow: hidden; }\r\n.xmr-faq-q { width:100%; text-align:left; background:#fff; border:none; padding:1.1rem 1.4rem; font-family:'Sora',sans-serif; font-size:.95rem; font-weight:600; color:var(--dk); cursor:pointer; display:flex; align-items:center; justify-content:space-between; gap:1rem; transition:all var(--ease); }\r\n.xmr-faq-q:hover { background:var(--g100); }\r\n.xmr-faq-q.open  { background:var(--p); color:#fff; }\r\n.xmr-faq-ico { width:26px; height:26px; border-radius:50%; background:var(--g200); display:flex; align-items:center; justify-content:center; font-size:1rem; flex-shrink:0; transition:all var(--ease); }\r\n.xmr-faq-q.open .xmr-faq-ico { background:rgba(255,255,255,.2); transform:rotate(45deg); }\r\n.xmr-faq-a { display:none; padding:1.1rem 1.4rem; font-size:.9rem; overflow-wrap:break-word; color:var(--g700); border-top:1px solid var(--g200); background:var(--g100); line-height:1.8; }\r\n.xmr-faq-a.open { display:block; }\r\n\r\n\/* ===== SIDEBAR ===== *\/\r\n.xmr-sidebar { position: sticky; top: 90px; }\r\n.xmr-widget { background:#fff; border-radius:18px; padding:1.65rem; border:1px solid var(--g200); margin-bottom:1.5rem; }\r\n.xmr-widget-dark { background:linear-gradient(135deg,var(--p),var(--dk)); border:none; }\r\n.xmr-widget-title { font-family:'Sora',sans-serif; font-size:.92rem; font-weight:700; margin-bottom:1.15rem; padding-bottom:.6rem; border-bottom:2px solid var(--t); display:inline-block; }\r\n.xmr-widget-dark .xmr-widget-title { color:#fff; }\r\n.xmr-fact { display:flex; justify-content:space-between; align-items:center; padding:.55rem 0; border-bottom:1px solid var(--g200); font-size:.85rem; }\r\n.xmr-fact:last-child { border-bottom:none; }\r\n.xmr-fact-label { color:var(--g500); }\r\n.xmr-fact-val { font-weight:700; }\r\n.xmr-widget-links { list-style:none; padding:0; }\r\n.xmr-widget-links li { padding:.55rem 0; border-bottom:1px solid var(--g200); }\r\n.xmr-widget-links li:last-child { border-bottom:none; }\r\n.xmr-widget-links a { font-size:.875rem; font-weight:500; color:var(--b); display:flex; align-items:center; gap:.45rem; }\r\n.xmr-widget-links a:hover { color:var(--t); }\r\n\r\n\/* ===== PLATFORM CARD ===== *\/\r\n.xmr-platform { background:#fff; border-radius:16px; padding:1.5rem; border:1px solid var(--g200); transition:all var(--ease); }\r\n.xmr-platform:hover { box-shadow:var(--sh); }\r\n.xmr-platform-icon { font-size:2rem; margin-bottom:.75rem; }\r\n.xmr-platform h4 { font-size:1rem; margin-bottom:.5rem; }\r\n.xmr-platform p { font-size:.84rem; color:var(--g700); margin:0; }\r\n\r\n\/* ===== REGULATION CARD ===== *\/\r\n.xmr-reg-card { background:#fff; border-radius:16px; padding:1.4rem; border:1px solid var(--g200); text-align:center; transition:all var(--ease); }\r\n.xmr-reg-card:hover { box-shadow:var(--sh); }\r\n.xmr-reg-flag { font-size:2.2rem; margin-bottom:.65rem; }\r\n.xmr-reg-card h4 { font-size:.95rem; margin-bottom:.3rem; }\r\n.xmr-reg-card p { font-size:.75rem; color:var(--g500); margin:0; }\r\n\r\n\/* ===== DISCLAIMER ===== *\/\r\n.xmr-disclaimer { background:var(--g50); border:1px solid var(--g200); border-radius:12px; padding:1.25rem 1.5rem; font-size:.78rem; color:var(--g500); line-height:1.8; margin-top:2rem; }\r\n\r\n\/* ===== RESPONSIVE ===== *\/\r\n\r\n\r\n\r\n\/* \u2500\u2500 TABLET 1024px \u2500\u2500 *\/\r\n\r\n\r\n\/* \u2500\u2500 GLOBAL CONTENT OVERFLOW FIXES \u2500\u2500 *\/\r\n.xmr-tbl td, .xmr-tbl th {\r\n  word-break: normal;\r\n  overflow-wrap: break-word;\r\n}\r\n.xmr-tbl thead th {\r\n  white-space: normal;\r\n}\r\n.xmr-article h2,\r\n.xmr-article h3,\r\n.xmr-article h4 {\r\n  overflow-wrap: break-word;\r\n  word-break: normal;\r\n}\r\n\r\n\r\n\/* \u2500\u2500 TABLET 1024px \u2500\u2500 *\/\r\n@media(max-width:1024px) {\r\n  .xmr-content { grid-template-columns:1fr; }\r\n  .xmr-sidebar { position:static; }\r\n  .xmr-hero-grid { grid-template-columns:1fr; }\r\n  .xmr-verdict-box { display:none; }\r\n}\r\n\/* \u2500\u2500 MOBILE 768px \u2500\u2500 *\/\r\n@media(max-width:768px) {\r\n  .xmr-2col,.xmr-3col,.xmr-pc-grid { grid-template-columns:1fr; }\r\n  .xmr-sec { padding:3rem 0; }\r\n  .xmr-cta { padding:2rem 1.25rem; }\r\n  .xmr-cta-row { flex-direction:column; align-items:center; }\r\n  .xmr-qv-grid { grid-template-columns:repeat(2,1fr); }\r\n  .xmr-qv-header { flex-wrap:wrap; gap:.75rem; }\r\n  .xmr-qv-score { margin-left:0; }\r\n  .xmr-card { overflow:visible; }\r\n  .xmr-btn { white-space:normal; }\r\n  \/* Reg\/platform cards: 2 cols on tablet *\/\r\n  .xmr-reg-grid  { grid-template-columns:1fr 1fr !important; }\r\n  .xmr-plat-grid { grid-template-columns:1fr 1fr !important; }\r\n}\r\n\/* \u2500\u2500 MOBILE 480px \u2500\u2500 *\/\r\n@media(max-width:480px) {\r\n  .xmr-wrap { padding-left:1rem; padding-right:1rem; }\r\n  .xmr-hero h1 { font-size:1.7rem; }\r\n  \/* Quick verdict grid *\/\r\n  .xmr-qv-grid { grid-template-columns:repeat(2,1fr); }\r\n  .xmr-qv { padding:1.1rem; }\r\n  \/* All card grids \u2192 1 col *\/\r\n  .xmr-2col,.xmr-3col,.xmr-pc-grid,\r\n  .xmr-reg-grid,.xmr-plat-grid { grid-template-columns:1fr !important; }\r\n  \/* Inline auto-fit grids \u2014 override minmax *\/\r\n  [style*=\"minmax(150px\"] { grid-template-columns:1fr !important; }\r\n  [style*=\"minmax(160px\"] { grid-template-columns:1fr !important; }\r\n  \/* Tables *\/\r\n  .xmr-tbl td,.xmr-tbl th { padding:.6rem .7rem; font-size:.77rem; white-space:normal; }\r\n  .xmr-tbl thead th:first-child,\r\n  .xmr-tbl td:first-child {\r\n    position:sticky; left:0; z-index:1;\r\n    background:#fff; border-right:2px solid var(--g200);\r\n    min-width:80px; max-width:110px;\r\n  }\r\n  .xmr-tbl thead th:first-child { background:var(--p); }\r\n  \/* Rating bars *\/\r\n  .xmr-r-lbl { width:80px; font-size:.76rem; }\r\n  \/* Notices *\/\r\n  .xmr-notice { flex-direction:column; gap:.5rem; }\r\n  .xmr-notice-body { font-size:.86rem; overflow-wrap:break-word; }\r\n  \/* Cards *\/\r\n  .xmr-reg-card,.xmr-platform { padding:1rem; min-width:0; }\r\n  .xmr-pc-list li { font-size:.82rem; }\r\n  \/* Verdict *\/\r\n  .xmr-qv-header { flex-direction:column; gap:.5rem; }\r\n  \/* FAQ *\/\r\n  .xmr-faq-q { font-size:.85rem; padding:.9rem 1rem; align-items:flex-start; }\r\n  .xmr-faq-ico { width:22px; height:22px; flex-shrink:0; margin-top:.1rem; }\r\n  .xmr-faq-a { font-size:.86rem; overflow-wrap:break-word; padding:1rem; }\r\n  \/* Buttons *\/\r\n  .xmr-btn { white-space:normal; text-align:center; }\r\n  .xmr-btn-xl,.xmr-btn-lg { padding:.85rem 1.2rem; font-size:.88rem; }\r\n  .xmr-cta-row .xmr-btn { width:100%; justify-content:center; }\r\n  \/* Article *\/\r\n  .xmr-article h2 { font-size:1.3rem; }\r\n  .xmr-article h3 { font-size:1.05rem; }\r\n  \/* QV buttons *\/\r\n  .xmr-qv-btns { flex-direction:column; gap:.6rem; }\r\n  .xmr-qv-btns .xmr-btn { width:100%; }\r\n}\r\n\/* \u2500\u2500 VERY SMALL 375px \u2500\u2500 *\/\r\n@media(max-width:375px) {\r\n  .xmr-hero h1 { font-size:1.45rem; }\r\n  .xmr-tbl td,.xmr-tbl th { padding:.45rem .55rem; font-size:.72rem; }\r\n  .xmr-btn-xl,.xmr-btn-lg { padding:.8rem 1rem; font-size:.84rem; }\r\n  .xmr-qv-grid { grid-template-columns:1fr 1fr; }\r\n}\r\n\r\n.xmr-tbl td, .xmr-tbl th { overflow-wrap:break-word; word-break:normal; }\r\n\r\n\/* \u2550\u2550\u2550 UNIVERSAL MOBILE PATCH \u2550\u2550\u2550 *\/\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n   TRUSTEDFXTRADING.COM \u2014 UNIVERSAL MOBILE FIX PATCH\r\n   Applies to all 6 Elementor widget pages\r\n   Breakpoints: 1200 \/ 992 \/ 768 \/ 576 \/ 420 \/ 360px\r\n   \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n\r\n\/* \u2500\u2500 1. GLOBAL BOX MODEL & OVERFLOW RESET \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n*,\r\n*::before,\r\n*::after {\r\n  box-sizing: border-box;\r\n  max-width: 100%;\r\n}\r\n\r\n\/* Prevent any element from causing horizontal scroll *\/\r\n[class*=\"tfx-\"],\r\n[class*=\"xms-\"],\r\n[class*=\"xmr-\"],\r\n[class*=\"xmd-\"],\r\n[class*=\"xat-\"],\r\n[class*=\"xbo-\"] {\r\n  max-width: 100%;\r\n}\r\n\r\n\/* \u2500\u2500 2. ROOT WRAPPERS \u2014 safe overflow handling \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n.tfx-wrap,\r\n.xms, .xmr, .xmd, .xat, .xbo {\r\n  overflow-x: clip; \/* clip not hidden \u2014 allows sticky to work *\/\r\n  overflow-y: visible;\r\n  width: 100%;\r\n  max-width: 100%;\r\n}\r\n\r\n\/* \u2500\u2500 3. IMAGES \u2014 always fluid \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\nimg {\r\n  max-width: 100%;\r\n  height: auto;\r\n  display: block;\r\n}\r\n\r\n\/* \u2500\u2500 4. TABLE WRAPPER \u2014 all tables scroll on mobile \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n[class*=\"-tbl-wrap\"],\r\n.tfx-table-wrap {\r\n  overflow-x: auto;\r\n  -webkit-overflow-scrolling: touch;\r\n  width: 100%;\r\n  border-radius: 12px;\r\n}\r\n\r\n\/* Tables never clip \u2014 they scroll *\/\r\n[class*=\"-tbl\"] {\r\n  min-width: 0;\r\n  width: 100%;\r\n  overflow-wrap: break-word;\r\n  word-break: normal;\r\n}\r\n\r\n[class*=\"-tbl\"] td,\r\n[class*=\"-tbl\"] th {\r\n  overflow-wrap: break-word;\r\n  word-break: normal;\r\n  white-space: normal;\r\n}\r\n\r\n\/* \u2500\u2500 5. BUTTONS \u2014 tap-safe on all screen sizes \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n[class*=\"-btn\"] {\r\n  white-space: normal;\r\n  word-break: normal;\r\n  min-height: 44px;         \/* WCAG tap target minimum *\/\r\n  min-width: 44px;\r\n  display: inline-flex;\r\n  align-items: center;\r\n  justify-content: center;\r\n  text-align: center;\r\n  cursor: pointer;\r\n  -webkit-tap-highlight-color: transparent;\r\n}\r\n\r\n\/* \u2500\u2500 6. HERO META ITEMS \u2014 always wrap \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n[class*=\"-hero-meta\"] {\r\n  display: flex;\r\n  flex-wrap: wrap;\r\n  gap: 0.75rem;\r\n}\r\n\r\n\/* \u2500\u2500 7. NOTICE \/ ALERT BOXES \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n[class*=\"-notice\"] {\r\n  display: flex;\r\n  flex-wrap: wrap;\r\n  gap: 0.75rem;\r\n  align-items: flex-start;\r\n}\r\n\r\n\/* \u2500\u2500 8. STEPS \u2014 flex-direction safe \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n[class*=\"-step\"] {\r\n  min-width: 0;\r\n}\r\n\r\n\/* \u2500\u2500 9. CARD GRIDS \u2014 min-width:0 prevents overflow \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n[class*=\"-acc-card\"],\r\n[class*=\"-profile\"],\r\n[class*=\"-reg-card\"],\r\n[class*=\"-platform\"],\r\n[class*=\"-pay-card\"],\r\n[class*=\"-dep-card\"],\r\n[class*=\"-bonus-card\"] {\r\n  min-width: 0;\r\n  overflow: hidden !important; \/* never clip card content *\/\r\n  word-break: normal;\r\n  overflow-wrap: break-word;\r\n}\r\n\r\n\/* \u2500\u2500 10. CHECKLIST ITEMS \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n[class*=\"-cl\"] li {\r\n  overflow-wrap: break-word;\r\n  word-break: normal;\r\n  min-width: 0;\r\n}\r\n\r\n\/* \u2500\u2500 11. ARTICLE CONTENT \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n[class*=\"-article\"] h2,\r\n[class*=\"-article\"] h3,\r\n[class*=\"-article\"] h4,\r\n[class*=\"-article\"] p {\r\n  overflow-wrap: break-word;\r\n  word-break: normal;\r\n  max-width: 100%;\r\n}\r\n\r\n\/* \u2500\u2500 12. FAQ BUTTONS \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n[class*=\"-faq-q\"] {\r\n  white-space: normal;\r\n  word-break: normal;\r\n  overflow-wrap: break-word;\r\n  align-items: flex-start;\r\n  gap: 0.5rem;\r\n  text-align: left;\r\n  width: 100%;\r\n}\r\n[class*=\"-faq-ico\"] {\r\n  flex-shrink: 0;\r\n  margin-top: 0.15rem;\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n   BREAKPOINT 1200px \u2014 LARGE TABLET \/ SMALL DESKTOP\r\n   \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n@media (max-width: 1200px) {\r\n  [class*=\"-content\"] {\r\n    gap: 2rem;\r\n  }\r\n  [class*=\"-wrap\"] {\r\n    padding-left: 1.25rem;\r\n    padding-right: 1.25rem;\r\n  }\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n   BREAKPOINT 992px \u2014 TABLET\r\n   \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n@media (max-width: 992px) {\r\n  \/* Sidebar always below content *\/\r\n  [class*=\"-content\"] {\r\n    grid-template-columns: 1fr !important;\r\n  }\r\n  [class*=\"-sidebar\"] {\r\n    position: static !important;\r\n    width: 100%;\r\n  }\r\n  \/* 3-col grids \u2192 2-col *\/\r\n  [class*=\"-3col\"] {\r\n    grid-template-columns: repeat(2, 1fr) !important;\r\n  }\r\n  \/* Account type cards \u2192 2 per row *\/\r\n  [class*=\"-acc-grid\"] {\r\n    grid-template-columns: repeat(2, 1fr) !important;\r\n  }\r\n  \/* Bonus cards \u2192 2 per row *\/\r\n  .xbo-bonus-grid {\r\n    grid-template-columns: repeat(2, 1fr) !important;\r\n  }\r\n  \/* Verdict box hidden on tablet *\/\r\n  [class*=\"-verdict-box\"] {\r\n    display: none;\r\n  }\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n   BREAKPOINT 768px \u2014 MOBILE LANDSCAPE\r\n   \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n@media (max-width: 768px) {\r\n  \/* All multi-col grids \u2192 1 col *\/\r\n  [class*=\"-2col\"],\r\n  [class*=\"-3col\"],\r\n  [class*=\"-4col\"] {\r\n    grid-template-columns: 1fr !important;\r\n  }\r\n  \/* Hero sections \u2014 reduce padding *\/\r\n  [class*=\"-hero\"] {\r\n    padding: 3rem 0 2.5rem !important;\r\n  }\r\n  \/* Hero buttons \u2014 stack vertically *\/\r\n  [class*=\"-hero-btns\"] {\r\n    flex-direction: column !important;\r\n    gap: 0.75rem !important;\r\n  }\r\n  [class*=\"-hero-btns\"] [class*=\"-btn\"] {\r\n    width: 100% !important;\r\n    justify-content: center !important;\r\n  }\r\n  \/* CTA rows \u2014 stack *\/\r\n  [class*=\"-cta-row\"],\r\n  [class*=\"-cta-btns\"] {\r\n    flex-direction: column !important;\r\n    align-items: stretch !important;\r\n    gap: 0.75rem !important;\r\n  }\r\n  [class*=\"-cta-row\"] [class*=\"-btn\"],\r\n  [class*=\"-cta-btns\"] [class*=\"-btn\"] {\r\n    width: 100% !important;\r\n    justify-content: center !important;\r\n  }\r\n  \/* Steps \u2014 stack icon + content *\/\r\n  [class*=\"-step\"] {\r\n    flex-direction: column !important;\r\n    gap: 0.65rem !important;\r\n  }\r\n  \/* Notices \u2014 stack icon + text *\/\r\n  [class*=\"-notice\"] {\r\n    flex-direction: column !important;\r\n  }\r\n  \/* Section padding *\/\r\n  [class*=\"-sec\"] {\r\n    padding: 2.75rem 0 !important;\r\n  }\r\n  \/* Reg\/platform card grids \u2192 2 col *\/\r\n  [class*=\"-reg-grid\"],\r\n  [class*=\"-plat-grid\"] {\r\n    grid-template-columns: repeat(2, 1fr) !important;\r\n  }\r\n  \/* Hero stat cards \u2014 2 per row *\/\r\n  [class*=\"-hero-cards\"] {\r\n    flex-wrap: wrap !important;\r\n    gap: 0.75rem !important;\r\n  }\r\n  [class*=\"-hero-card\"] {\r\n    flex: 1 1 calc(50% - 0.75rem) !important;\r\n    min-width: 0 !important;\r\n  }\r\n  \/* QV grid \u2014 2 col *\/\r\n  [class*=\"-qv-grid\"] {\r\n    grid-template-columns: repeat(2, 1fr) !important;\r\n  }\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n   BREAKPOINT 576px \u2014 MOBILE PORTRAIT\r\n   \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n@media (max-width: 576px) {\r\n  \/* Wrapper padding *\/\r\n  [class*=\"-wrap\"] {\r\n    padding-left: 1rem !important;\r\n    padding-right: 1rem !important;\r\n  }\r\n  \/* H1 fluid *\/\r\n  [class*=\"-hero\"] h1 {\r\n    font-size: clamp(1.55rem, 5.5vw, 2rem) !important;\r\n    line-height: 1.25 !important;\r\n  }\r\n  \/* H2 *\/\r\n  [class*=\"-article\"] h2 {\r\n    font-size: 1.25rem !important;\r\n  }\r\n  \/* H3 *\/\r\n  [class*=\"-article\"] h3 {\r\n    font-size: 1.05rem !important;\r\n  }\r\n  \/* Buttons \u2014 comfortable tap size *\/\r\n  [class*=\"-btn-xl\"],\r\n  [class*=\"-btn-lg\"] {\r\n    padding: 0.9rem 1.25rem !important;\r\n    font-size: 0.9rem !important;\r\n    min-height: 48px !important;\r\n  }\r\n  [class*=\"-btn\"] {\r\n    min-height: 44px !important;\r\n    font-size: 0.875rem !important;\r\n  }\r\n  \/* Tables \u2014 sticky first column, scroll rest *\/\r\n  [class*=\"-tbl\"] thead th,\r\n  [class*=\"-tbl\"] td {\r\n    padding: 0.6rem 0.7rem !important;\r\n    font-size: 0.78rem !important;\r\n    white-space: normal !important;\r\n  }\r\n  [class*=\"-tbl\"] thead th:first-child,\r\n  [class*=\"-tbl\"] td:first-child {\r\n    position: sticky !important;\r\n    left: 0 !important;\r\n    z-index: 2 !important;\r\n    background: #fff !important;\r\n    border-right: 2px solid #EEF1F8 !important;\r\n    min-width: 80px !important;\r\n    max-width: 120px !important;\r\n  }\r\n  [class*=\"-tbl\"] thead th:first-child {\r\n    background: #0A2463 !important;\r\n  }\r\n  \/* Cards \u2014 reduce padding *\/\r\n  [class*=\"-acc-card\"],\r\n  [class*=\"-profile\"],\r\n  [class*=\"-widget\"],\r\n  [class*=\"-reg-card\"],\r\n  [class*=\"-platform\"] {\r\n    padding: 1.1rem !important;\r\n    min-width: 0 !important;\r\n  }\r\n  \/* FAQ *\/\r\n  [class*=\"-faq-q\"] {\r\n    font-size: 0.875rem !important;\r\n    padding: 0.9rem 1rem !important;\r\n  }\r\n  [class*=\"-faq-a\"] {\r\n    font-size: 0.86rem !important;\r\n    padding: 1rem !important;\r\n    line-height: 1.75 !important;\r\n  }\r\n  \/* CTA sections *\/\r\n  [class*=\"-cta\"] {\r\n    padding: 2.25rem 1.1rem !important;\r\n    border-radius: 16px !important;\r\n  }\r\n  [class*=\"-cta\"] h2 {\r\n    font-size: 1.35rem !important;\r\n  }\r\n  \/* Acc stat rows \u2014 stack label above value *\/\r\n  [class*=\"-acc-stat-row\"] {\r\n    flex-wrap: wrap !important;\r\n    gap: 0.1rem !important;\r\n  }\r\n  [class*=\"-acc-stat-label\"] {\r\n    flex: 0 0 100% !important;\r\n    font-size: 0.72rem !important;\r\n  }\r\n  [class*=\"-acc-stat-val\"] {\r\n    font-size: 0.82rem !important;\r\n  }\r\n  \/* Hero stat cards *\/\r\n  [class*=\"-hero-card\"] {\r\n    padding: 1rem 0.85rem !important;\r\n  }\r\n  \/* Reg\/platform grids \u2192 1 col *\/\r\n  [class*=\"-reg-grid\"],\r\n  [class*=\"-plat-grid\"] {\r\n    grid-template-columns: 1fr !important;\r\n  }\r\n  \/* Step numbers *\/\r\n  [class*=\"-step-num\"] {\r\n    width: 36px !important;\r\n    height: 36px !important;\r\n    font-size: 0.88rem !important;\r\n    flex-shrink: 0 !important;\r\n  }\r\n  \/* Inline auto-fit grids \u2014 force 1 col *\/\r\n  [style*=\"minmax(260px\"],\r\n  [style*=\"minmax(220px\"],\r\n  [style*=\"minmax(200px\"],\r\n  [style*=\"minmax(180px\"],\r\n  [style*=\"minmax(160px\"],\r\n  [style*=\"minmax(150px\"],\r\n  [style*=\"minmax(130px\"] {\r\n    grid-template-columns: 1fr !important;\r\n  }\r\n  \/* Bonus cards stay 2-col at 576 *\/\r\n  .xbo-bonus-grid,\r\n  [class*=\"-bonus-grid\"] {\r\n    grid-template-columns: repeat(2, 1fr) !important;\r\n  }\r\n  \/* Acc grid \u2192 1 col *\/\r\n  [class*=\"-acc-grid\"] {\r\n    grid-template-columns: 1fr !important;\r\n  }\r\n  \/* QV grid *\/\r\n  [class*=\"-qv-grid\"] {\r\n    grid-template-columns: repeat(2, 1fr) !important;\r\n  }\r\n  \/* QV score alignment *\/\r\n  [class*=\"-qv-header\"] {\r\n    flex-wrap: wrap !important;\r\n    gap: 0.5rem !important;\r\n  }\r\n  \/* Sidebar widgets *\/\r\n  [class*=\"-widget\"] {\r\n    padding: 1.25rem !important;\r\n  }\r\n  [class*=\"-fact\"] {\r\n    font-size: 0.8rem !important;\r\n  }\r\n  \/* Float badge *\/\r\n  .tfx-float-badge {\r\n    white-space: normal !important;\r\n    max-width: 180px !important;\r\n    text-align: center !important;\r\n  }\r\n  \/* Breadcrumb *\/\r\n  [class*=\"-bc\"] {\r\n    font-size: 0.78rem !important;\r\n    gap: 0.3rem !important;\r\n  }\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n   BREAKPOINT 420px \u2014 SMALL MOBILE\r\n   \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n@media (max-width: 420px) {\r\n  [class*=\"-wrap\"] {\r\n    padding-left: 0.85rem !important;\r\n    padding-right: 0.85rem !important;\r\n  }\r\n  \/* All grids \u2192 strict 1 col *\/\r\n  [class*=\"-2col\"],\r\n  [class*=\"-3col\"],\r\n  [class*=\"-4col\"],\r\n  [class*=\"-acc-grid\"],\r\n  [class*=\"-reg-grid\"],\r\n  [class*=\"-plat-grid\"] {\r\n    grid-template-columns: 1fr !important;\r\n  }\r\n  \/* Bonus cards \u2192 still 2 col *\/\r\n  .xbo-bonus-grid {\r\n    grid-template-columns: repeat(2, 1fr) !important;\r\n  }\r\n  \/* Hero stat cards \u2192 2 per row *\/\r\n  [class*=\"-hero-card\"] {\r\n    flex: 1 1 calc(50% - 0.5rem) !important;\r\n  }\r\n  \/* H1 *\/\r\n  [class*=\"-hero\"] h1 {\r\n    font-size: clamp(1.4rem, 5.5vw, 1.7rem) !important;\r\n  }\r\n  \/* Buttons *\/\r\n  [class*=\"-btn-xl\"],\r\n  [class*=\"-btn-lg\"] {\r\n    padding: 0.85rem 1rem !important;\r\n    font-size: 0.875rem !important;\r\n  }\r\n  \/* Tables *\/\r\n  [class*=\"-tbl\"] thead th,\r\n  [class*=\"-tbl\"] td {\r\n    padding: 0.5rem 0.55rem !important;\r\n    font-size: 0.74rem !important;\r\n  }\r\n  \/* Acc price *\/\r\n  [class*=\"-acc-price\"] {\r\n    font-size: 2rem !important;\r\n  }\r\n  \/* Dep amount *\/\r\n  [class*=\"-dep-amount\"] {\r\n    font-size: 2rem !important;\r\n  }\r\n  \/* Bonus pct *\/\r\n  [class*=\"-bonus-pct\"] {\r\n    font-size: 2rem !important;\r\n  }\r\n  \/* CTA *\/\r\n  [class*=\"-cta\"] {\r\n    padding: 2rem 0.9rem !important;\r\n  }\r\n  [class*=\"-cta\"] h2 {\r\n    font-size: 1.25rem !important;\r\n  }\r\n  \/* FAQ *\/\r\n  [class*=\"-faq-q\"] {\r\n    font-size: 0.84rem !important;\r\n    padding: 0.85rem 0.9rem !important;\r\n  }\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n   BREAKPOINT 360px \u2014 MINIMUM (Galaxy S series, etc.)\r\n   \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n@media (max-width: 360px) {\r\n  [class*=\"-wrap\"] {\r\n    padding-left: 0.75rem !important;\r\n    padding-right: 0.75rem !important;\r\n  }\r\n  \/* H1 minimum readable *\/\r\n  [class*=\"-hero\"] h1 {\r\n    font-size: 1.35rem !important;\r\n    line-height: 1.3 !important;\r\n  }\r\n  \/* H2 *\/\r\n  [class*=\"-article\"] h2 {\r\n    font-size: 1.15rem !important;\r\n  }\r\n  \/* Buttons *\/\r\n  [class*=\"-btn-xl\"],\r\n  [class*=\"-btn-lg\"] {\r\n    padding: 0.8rem 0.9rem !important;\r\n    font-size: 0.84rem !important;\r\n  }\r\n  \/* Tables *\/\r\n  [class*=\"-tbl\"] thead th,\r\n  [class*=\"-tbl\"] td {\r\n    padding: 0.45rem 0.5rem !important;\r\n    font-size: 0.7rem !important;\r\n  }\r\n  \/* Hero cards \u2192 full width each *\/\r\n  [class*=\"-hero-card\"] {\r\n    flex: 1 1 100% !important;\r\n  }\r\n  \/* Acc stat label *\/\r\n  [class*=\"-acc-stat-label\"] {\r\n    font-size: 0.68rem !important;\r\n  }\r\n  \/* Profile cards *\/\r\n  [class*=\"-profile\"] {\r\n    padding: 0.9rem !important;\r\n  }\r\n  [class*=\"-profile\"] h4 {\r\n    font-size: 0.88rem !important;\r\n  }\r\n  [class*=\"-profile\"] p {\r\n    font-size: 0.78rem !important;\r\n  }\r\n  \/* FAQ *\/\r\n  [class*=\"-faq-q\"] {\r\n    font-size: 0.8rem !important;\r\n  }\r\n  \/* CTA *\/\r\n  [class*=\"-cta\"] h2 {\r\n    font-size: 1.15rem !important;\r\n  }\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n   CORE WEB VITALS \u2014 CLS REDUCTION\r\n   \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n\r\n\/* Reserve space for decorative elements to prevent layout shift *\/\r\n[class*=\"-hero\"]::before,\r\n[class*=\"-hero\"]::after,\r\n[class*=\"-cta\"]::before {\r\n  pointer-events: none;\r\n  contain: strict;\r\n}\r\n\r\n\/* GPU-accelerate transitions to prevent jank *\/\r\n[class*=\"-btn\"],\r\n[class*=\"-card\"],\r\n[class*=\"-acc-card\"],\r\n[class*=\"-faq-item\"] {\r\n  will-change: auto; \/* only activate on hover via JS *\/\r\n  transform: translateZ(0);\r\n  backface-visibility: hidden;\r\n}\r\n\r\n\/* Reduce paint area for sticky elements *\/\r\n[class*=\"-sidebar\"] {\r\n  contain: layout style;\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n   UX IMPROVEMENTS\r\n   \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n\r\n\/* Smooth scroll *\/\r\nhtml {\r\n  scroll-behavior: smooth;\r\n}\r\n\r\n\/* Focus styles for accessibility *\/\r\n[class*=\"-btn\"]:focus-visible,\r\n[class*=\"-faq-q\"]:focus-visible {\r\n  outline: 3px solid #00C6A2;\r\n  outline-offset: 2px;\r\n}\r\n\r\n\/* Better line-height for body text *\/\r\n[class*=\"-article\"] p,\r\n[class*=\"-faq-a\"],\r\n[class*=\"-notice-body\"] {\r\n  line-height: 1.8;\r\n}\r\n\r\n\/* Increase tap area for small UI elements *\/\r\n[class*=\"-faq-ico\"] {\r\n  min-width: 26px;\r\n  min-height: 26px;\r\n}\r\n\r\n\/* Prevent text from being too wide for readability *\/\r\n[class*=\"-article\"] p,\r\n[class*=\"-hero-sub\"] {\r\n  max-width: 72ch;\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n   SEO STRUCTURAL IMPROVEMENTS\r\n   \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n\r\n\/* Breadcrumb \u2014 always visible and crawlable *\/\r\n[class*=\"-bc-wrap\"] {\r\n  display: block !important;\r\n}\r\n\r\n\/* Schema-friendly list items *\/\r\n[class*=\"-cl\"] li,\r\n[class*=\"-widget-links\"] li {\r\n  display: flex !important;\r\n}\r\n\r\n\/* END OF PATCH *\/\r\n\r\n\/* \u2550\u2550\u2550 END PATCH \u2550\u2550\u2550 *\/\r\n\r\n\/* \u2550\u2550\u2550 CARD CONTENT CLIP FIX \u2550\u2550\u2550 *\/\r\n\/* All card types \u2014 never clip content *\/\r\n[class*=\"-acc-card\"],\r\n[class*=\"-bonus-card\"],\r\n[class*=\"-dep-card\"],\r\n[class*=\"-pay-card\"],\r\n[class*=\"-reg-card\"],\r\n[class*=\"-platform\"],\r\n[class*=\"-profile\"],\r\n[class*=\"-hero-card\"],\r\n[class*=\"-widget\"],\r\n.tfx-card, .xms-card, .xmr-card, .xmd-card {\r\n  overflow: visible !important;\r\n  width: 100%;\r\n  min-width: 0;\r\n  box-sizing: border-box;\r\n}\r\n\r\n\/* All text inside cards must wrap *\/\r\n[class*=\"-acc-card\"] *,\r\n[class*=\"-bonus-card\"] *,\r\n[class*=\"-dep-card\"] *,\r\n[class*=\"-pay-card\"] *,\r\n[class*=\"-reg-card\"] *,\r\n.tfx-card *, .xms-card *, .xmr-card * {\r\n  max-width: 100%;\r\n  overflow-wrap: break-word;\r\n  word-break: normal;\r\n  white-space: normal;\r\n}\r\n\r\n\/* Buttons inside cards can keep nowrap but must not overflow *\/\r\n[class*=\"-acc-card\"] [class*=\"-btn\"],\r\n[class*=\"-dep-card\"] [class*=\"-btn\"],\r\n[class*=\"-bonus-card\"] [class*=\"-btn\"] {\r\n  white-space: normal;\r\n  width: 100%;\r\n  justify-content: center;\r\n  overflow: hidden !important;\r\n}\r\n\r\n\/* Card descriptions \u2014 NO min-height, always wrap *\/\r\n[class*=\"-acc-desc\"],\r\n[class*=\"-card-desc\"],\r\n[class*=\"-dep-desc\"],\r\n[class*=\"-bonus-desc\"] {\r\n  min-height: auto !important;\r\n  white-space: normal !important;\r\n  overflow-wrap: break-word !important;\r\n  max-width: 100% !important;\r\n}\r\n\r\n\/* Card prices \u2014 allow wrap *\/\r\n[class*=\"-acc-price\"],\r\n[class*=\"-dep-amount\"],\r\n[class*=\"-bonus-pct\"] {\r\n  white-space: normal;\r\n  overflow-wrap: break-word;\r\n  max-width: 100%;\r\n  line-height: 1.1;\r\n}\r\n\r\n\/* Card subtitle \u2014 wrap *\/\r\n[class*=\"-acc-price-sub\"],\r\n[class*=\"-dep-label\"],\r\n[class*=\"-bonus-label\"] {\r\n  white-space: normal !important;\r\n  overflow-wrap: break-word !important;\r\n  max-width: 100% !important;\r\n}\r\n\r\n\/* Grid: NEVER 2 columns below 600px for content cards *\/\r\n@media (max-width: 600px) {\r\n  [class*=\"-acc-grid\"] {\r\n    grid-template-columns: 1fr !important;\r\n  }\r\n  \/* Bonus cards: OK as 2-col since they're smaller *\/\r\n  [class*=\"-bonus-grid\"] {\r\n    grid-template-columns: repeat(2, 1fr) !important;\r\n  }\r\n  \/* Card internal padding \u2014 reduce for small screens *\/\r\n  [class*=\"-acc-top\"],\r\n  [class*=\"-acc-stats\"],\r\n  [class*=\"-acc-footer\"] {\r\n    padding-left: 1.1rem !important;\r\n    padding-right: 1.1rem !important;\r\n  }\r\n}\r\n\r\n@media (max-width: 420px) {\r\n  [class*=\"-acc-grid\"] {\r\n    grid-template-columns: 1fr !important;\r\n    gap: 1rem !important;\r\n  }\r\n  [class*=\"-acc-top\"],\r\n  [class*=\"-acc-stats\"],\r\n  [class*=\"-acc-footer\"] {\r\n    padding-left: 1rem !important;\r\n    padding-right: 1rem !important;\r\n  }\r\n  \/* Acc-name smaller on tiny screens *\/\r\n  [class*=\"-acc-name\"] {\r\n    font-size: 1rem !important;\r\n  }\r\n  [class*=\"-acc-price\"] {\r\n    font-size: 2rem !important;\r\n  }\r\n}\r\n\/* \u2550\u2550\u2550 END CARD CONTENT CLIP FIX \u2550\u2550\u2550 *\/\r\n\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n   CARD & GRID OVERFLOW FIX \u2014 PRODUCTION PATCH v2\r\n   Fixes: text clipping, card overflow, minmax grid issues\r\n   \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n\r\n\/* \u2500\u2500 All grids: use safe minmax that never exceeds viewport \u2500\u2500 *\/\r\n[class*=\"-acc-grid\"],\r\n[class*=\"-bonus-grid\"],\r\n[class*=\"-reg-grid\"],\r\n[class*=\"-plat-grid\"],\r\n[class*=\"-3col\"],\r\n[class*=\"-2col\"],\r\n[class*=\"-4col\"] {\r\n  width: 100%;\r\n  max-width: 100%;\r\n}\r\n\r\n\/* \u2500\u2500 All cards: clip content cleanly, never overflow parent \u2500\u2500 *\/\r\n[class*=\"-acc-card\"],\r\n[class*=\"-bonus-card\"],\r\n[class*=\"-profile\"],\r\n[class*=\"-reg-card\"],\r\n[class*=\"-platform\"],\r\n[class*=\"-pay-card\"],\r\n[class*=\"-dep-card\"],\r\n[class*=\"-widget\"],\r\n[class*=\"-step\"],\r\n[class*=\"-faq-item\"],\r\n[class*=\"-card\"] {\r\n  min-width: 0 !important;\r\n  max-width: 100% !important;\r\n  overflow: hidden !important;\r\n  box-sizing: border-box !important;\r\n  word-break: break-word !important;\r\n  overflow-wrap: break-word !important;\r\n}\r\n\r\n\/* \u2500\u2500 All text inside cards: prevent overflow \u2500\u2500 *\/\r\n[class*=\"-acc-name\"],\r\n[class*=\"-acc-desc\"],\r\n[class*=\"-acc-price-sub\"],\r\n[class*=\"-acc-stat-label\"],\r\n[class*=\"-acc-stat-val\"],\r\n[class*=\"-bonus-desc\"],\r\n[class*=\"-bonus-label\"],\r\n[class*=\"-card\"] p,\r\n[class*=\"-card\"] h4,\r\n[class*=\"-card\"] span {\r\n  word-break: break-word !important;\r\n  overflow-wrap: break-word !important;\r\n  max-width: 100% !important;\r\n}\r\n\r\n\/* \u2500\u2500 Buttons inside cards: always constrained \u2500\u2500 *\/\r\n[class*=\"-acc-footer\"] [class*=\"-btn\"],\r\n[class*=\"-card\"] [class*=\"-btn\"],\r\n[class*=\"-widget\"] [class*=\"-btn\"] {\r\n  width: 100% !important;\r\n  max-width: 100% !important;\r\n  min-width: 0 !important;\r\n  box-sizing: border-box !important;\r\n  white-space: normal !important;\r\n  word-break: break-word !important;\r\n  overflow: hidden !important;\r\n  text-overflow: ellipsis !important;\r\n}\r\n\r\n\/* \u2500\u2500 Hero description text \u2500\u2500 *\/\r\n[class*=\"-hero-sub\"],\r\n[class*=\"-hero\"] p {\r\n  max-width: 100% !important;\r\n  word-break: break-word !important;\r\n  overflow-wrap: break-word !important;\r\n}\r\n\r\n\/* \u2500\u2500 Stat rows inside cards \u2500\u2500 *\/\r\n[class*=\"-acc-stat-row\"] {\r\n  max-width: 100% !important;\r\n  overflow: hidden !important;\r\n}\r\n\r\n\/* \u2500\u2500 Inline grid: safe minmax that respects viewport \u2500\u2500 *\/\r\n@media (max-width: 768px) {\r\n  [style*=\"minmax(280px\"],\r\n  [style*=\"minmax(270px\"],\r\n  [style*=\"minmax(260px\"],\r\n  [style*=\"minmax(240px\"],\r\n  [style*=\"minmax(230px\"],\r\n  [style*=\"minmax(220px\"],\r\n  [style*=\"minmax(200px\"],\r\n  [style*=\"minmax(180px\"],\r\n  [style*=\"minmax(160px\"],\r\n  [style*=\"minmax(150px\"],\r\n  [style*=\"minmax(130px\"] {\r\n    grid-template-columns: 1fr !important;\r\n  }\r\n}\r\n\r\n\/* \u2500\u2500 SPECIFIC: acc-grid always safe \u2500\u2500 *\/\r\n@media (max-width: 992px) {\r\n  [class*=\"-acc-grid\"] {\r\n    grid-template-columns: repeat(2, 1fr) !important;\r\n  }\r\n}\r\n@media (max-width: 640px) {\r\n  [class*=\"-acc-grid\"],\r\n  [class*=\"-bonus-grid\"] {\r\n    grid-template-columns: 1fr !important;\r\n  }\r\n}\r\n@media (max-width: 480px) {\r\n  [class*=\"-acc-grid\"],\r\n  [class*=\"-bonus-grid\"],\r\n  [class*=\"-3col\"],\r\n  [class*=\"-2col\"],\r\n  [class*=\"-4col\"] {\r\n    grid-template-columns: 1fr !important;\r\n  }\r\n}\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n   END CARD & GRID OVERFLOW FIX\r\n   \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n\r\n<\/style>\r\n\r\n<div class=\"xmr\">\r\n\r\n<!-- BREADCRUMB -->\r\n<nav class=\"xmr-bc-wrap\" aria-label=\"Breadcrumb\">\r\n  <div class=\"xmr-wrap\">\r\n    <div class=\"xmr-bc\">\r\n      <a href=\"\/\">Home<\/a>\r\n      <span class=\"xmr-bc-sep\">\u203a<\/span>\r\n      <span class=\"xmr-bc-cur\">XM Review 2026<\/span>\r\n    <\/div>\r\n  <\/div>\r\n<\/nav>\r\n\r\n<!-- HERO -->\r\n<header class=\"xmr-hero\">\r\n  <div class=\"xmr-wrap\">\r\n    <div class=\"xmr-hero-grid\">\r\n      <div>\r\n        <div class=\"xmr-pill\">\u2726 Independent Review \u00b7 Updated February 2026<\/div>\r\n        <h1>XM Review 2026 \u2014 Is <span>XM Broker<\/span> Legit? Our Honest Verdict<\/h1>\r\n        <p class=\"xmr-hero-sub\">\r\n          We tested XM's platforms, spreads, withdrawal process, and customer support over 6 months. Here's our detailed, unbiased verdict on whether XM is the right broker for you in 2026.\r\n        <\/p>\r\n        <div class=\"xmr-hero-meta\">\r\n          <span class=\"xmr-meta-item\"><span class=\"xmr-meta-icon\">\u2713<\/span> Independently reviewed<\/span>\r\n          <span class=\"xmr-meta-item\"><span class=\"xmr-meta-icon\">\u2713<\/span> Real account tested<\/span>\r\n          <span class=\"xmr-meta-item\"><span class=\"xmr-meta-icon\">\u2713<\/span> No paid placement<\/span>\r\n          <span class=\"xmr-meta-item\"><span class=\"xmr-meta-icon\">\u23f1<\/span> 18 min read<\/span>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\"xmr-verdict-box\">\r\n        <span class=\"xmr-score-big\">9.0<\/span>\r\n        <span class=\"xmr-score-label\">Overall Score \/ 10<\/span>\r\n        <span class=\"xmr-stars-big\">\u2605\u2605\u2605\u2605\u2605<\/span>\r\n        <div class=\"xmr-verdict-tag\">Recommended \u2713<\/div>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/header>\r\n\r\n<!-- MAIN CONTENT -->\r\n<section class=\"xmr-sec\">\r\n  <div class=\"xmr-wrap\">\r\n    <div class=\"xmr-content\">\r\n\r\n      <!-- ARTICLE -->\r\n      <article class=\"xmr-article\">\r\n\r\n        <!-- QUICK VERDICT CARD -->\r\n        <div class=\"xmr-qv\">\r\n          <div class=\"xmr-qv-header\">\r\n            <div class=\"xmr-xm-logo\">XM<\/div>\r\n            <div>\r\n              <div class=\"xmr-qv-name\">XM Group<\/div>\r\n              <div class=\"xmr-qv-sub\">Trading Point of Financial Instruments \u00b7 Est. 2009<\/div>\r\n            <\/div>\r\n            <div class=\"xmr-qv-score\">\r\n              <span>9.0<\/span>\r\n              <small>out of 10<\/small>\r\n            <\/div>\r\n          <\/div>\r\n          <div class=\"xmr-qv-grid\">\r\n            <div class=\"xmr-qv-stat\"><strong>$5<\/strong><span>Min. Deposit<\/span><\/div>\r\n            <div class=\"xmr-qv-stat\"><strong>0.0 pip<\/strong><span>Spread From<\/span><\/div>\r\n            <div class=\"xmr-qv-stat\"><strong>1:1000<\/strong><span>Max Leverage<\/span><\/div>\r\n            <div class=\"xmr-qv-stat\"><strong>1,000+<\/strong><span>Instruments<\/span><\/div>\r\n            <div class=\"xmr-qv-stat\"><strong>MT4\/MT5<\/strong><span>Platforms<\/span><\/div>\r\n            <div class=\"xmr-qv-stat\"><strong>4<\/strong><span>Regulators<\/span><\/div>\r\n          <\/div>\r\n          <!-- Rating bars -->\r\n          <div class=\"xmr-r-row\"><span class=\"xmr-r-lbl\">Regulation<\/span><div class=\"xmr-r-bg\"><div class=\"xmr-r-bar\" style=\"width:95%\"><\/div><\/div><span class=\"xmr-r-num\">9.5<\/span><\/div>\r\n          <div class=\"xmr-r-row\"><span class=\"xmr-r-lbl\">Fees & Spreads<\/span><div class=\"xmr-r-bg\"><div class=\"xmr-r-bar\" style=\"width:88%\"><\/div><\/div><span class=\"xmr-r-num\">8.8<\/span><\/div>\r\n          <div class=\"xmr-r-row\"><span class=\"xmr-r-lbl\">Platforms<\/span><div class=\"xmr-r-bg\"><div class=\"xmr-r-bar\" style=\"width:90%\"><\/div><\/div><span class=\"xmr-r-num\">9.0<\/span><\/div>\r\n          <div class=\"xmr-r-row\"><span class=\"xmr-r-lbl\">Education<\/span><div class=\"xmr-r-bg\"><div class=\"xmr-r-bar\" style=\"width:92%\"><\/div><\/div><span class=\"xmr-r-num\">9.2<\/span><\/div>\r\n          <div class=\"xmr-r-row\"><span class=\"xmr-r-lbl\">Support<\/span><div class=\"xmr-r-bg\"><div class=\"xmr-r-bar\" style=\"width:87%\"><\/div><\/div><span class=\"xmr-r-num\">8.7<\/span><\/div>\r\n          <div class=\"xmr-r-row\"><span class=\"xmr-r-lbl\">Instruments<\/span><div class=\"xmr-r-bg\"><div class=\"xmr-r-bar\" style=\"width:91%\"><\/div><\/div><span class=\"xmr-r-num\">9.1<\/span><\/div>\r\n          <div style=\"margin-top:1.5rem;display:flex;gap:.85rem;flex-wrap:wrap;\">\r\n            <a href=\"https:\/\/clicks.pipaffiliates.com\/c?c=376664&amp;l=id&amp;p=1\" rel=\"nofollow sponsored noopener\" target=\"_blank\" class=\"xmr-btn xmr-btn-teal xmr-btn-lg\" style=\"flex:1;justify-content:center;\">\ud83d\ude80 Open XM Account<\/a>\r\n            <a href=\"\/xm-sign-up\/\" class=\"xmr-btn xmr-btn-primary xmr-btn-lg\" style=\"flex:1;justify-content:center;\">\ud83d\udccb Sign Up Guide<\/a>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <!-- PROS \/ CONS -->\r\n        <h2>XM Pros and Cons \u2014 Quick Summary<\/h2>\r\n        <div class=\"xmr-pc-grid\">\r\n          <div class=\"xmr-pc\">\r\n            <div class=\"xmr-pc-title pros\">\u2705 What We Like<\/div>\r\n            <ul class=\"xmr-pc-list\">\r\n              <li><span class=\"ico\">\u2713<\/span><span>Regulated by CySEC, ASIC, FSCA, and DFSA \u2014 top-tier multi-jurisdiction oversight<\/span><\/li>\r\n              <li><span class=\"ico\">\u2713<\/span><span>Ultra-low $5 minimum deposit makes it genuinely accessible for beginners<\/span><\/li>\r\n              <li><span class=\"ico\">\u2713<\/span><span>1,000+ tradable instruments across forex, stocks, commodities, indices, and crypto<\/span><\/li>\r\n              <li><span class=\"ico\">\u2713<\/span><span>Fast order execution under 1 second, no requotes, no rejection policy<\/span><\/li>\r\n              <li><span class=\"ico\">\u2713<\/span><span>Extensive free education \u2014 webinars, tutorials, market analysis, trading signals<\/span><\/li>\r\n              <li><span class=\"ico\">\u2713<\/span><span>Negative balance protection for all retail clients<\/span><\/li>\r\n              <li><span class=\"ico\">\u2713<\/span><span>24\/5 multilingual customer support via live chat, email, and phone<\/span><\/li>\r\n              <li><span class=\"ico\">\u2713<\/span><span>Free deposits and withdrawals via most payment methods<\/span><\/li>\r\n            <\/ul>\r\n          <\/div>\r\n          <div class=\"xmr-pc\">\r\n            <div class=\"xmr-pc-title cons\">\u26a0\ufe0f What to Consider<\/div>\r\n            <ul class=\"xmr-pc-list\">\r\n              <li><span class=\"ico\">\u2717<\/span><span>MetaTrader only \u2014 no cTrader or proprietary platform beyond the mobile app<\/span><\/li>\r\n              <li><span class=\"ico\">\u2717<\/span><span>Inactivity fee of $5\/month charged after 90 days without login<\/span><\/li>\r\n              <li><span class=\"ico\">\u2717<\/span><span>Standard account spreads are wider than some pure ECN competitors<\/span><\/li>\r\n              <li><span class=\"ico\">\u2717<\/span><span>Not available to US residents due to regulatory restrictions<\/span><\/li>\r\n              <li><span class=\"ico\">\u2717<\/span><span>Crypto instruments not available in all regions<\/span><\/li>\r\n              <li><span class=\"ico\">\u2717<\/span><span>Research tools less advanced than some institutional-grade platforms<\/span><\/li>\r\n            <\/ul>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"xmr-divider\"><\/div>\r\n\r\n        <!-- SECTION: OVERVIEW -->\r\n        <h2 id=\"overview\">XM Broker Overview \u2014 Who Is XM?<\/h2>\r\n        <p>\r\n          XM Group, operating under the legal entity Trading Point of Financial Instruments Ltd, was founded in 2009 and is headquartered in Limassol, Cyprus. Over the past 15 years it has grown into one of the world's largest retail forex brokers, serving over 10 million clients across 196 countries.\r\n        <\/p>\r\n        <p>\r\n          Unlike many brokers that grew through aggressive marketing, XM built its reputation through a combination of genuine regulatory compliance, competitive trading conditions, and a strong commitment to client education. It remains one of the few retail brokers holding concurrent licenses from four of the world's most respected financial regulators \u2014 CySEC, ASIC, FSCA, and DFSA \u2014 giving it a level of regulatory credibility that most competitors cannot match.\r\n        <\/p>\r\n        <p>\r\n          XM operates a market maker \/ STP hybrid model and processes over 25 million trades per month across its global client base. For retail traders, the most relevant aspect of this model is the no-requotes, no-rejection execution guarantee and the availability of tight spreads across both standard and ultra-low account types.\r\n        <\/p>\r\n\r\n        <div class=\"xmr-tbl-wrap\">\r\n          <table class=\"xmr-tbl\">\r\n            <thead><tr><th>Category<\/th><th>Details<\/th><\/tr><\/thead>\r\n            <tbody>\r\n              <tr class=\"xmr-hl\"><td><strong>Legal Name<\/strong><\/td><td>Trading Point of Financial Instruments Ltd<\/td><\/tr>\r\n              <tr><td><strong>Founded<\/strong><\/td><td>2009<\/td><\/tr>\r\n              <tr class=\"xmr-hl\"><td><strong>Headquarters<\/strong><\/td><td>Limassol, Cyprus<\/td><\/tr>\r\n              <tr><td><strong>Regulation<\/strong><\/td><td>CySEC (Cyprus), ASIC (Australia), FSCA (South Africa), DFSA (Dubai)<\/td><\/tr>\r\n              <tr class=\"xmr-hl\"><td><strong>Clients<\/strong><\/td><td>10 million+ across 196 countries<\/td><\/tr>\r\n              <tr><td><strong>Instruments<\/strong><\/td><td>1,000+ (forex, stocks, commodities, indices, crypto, energies)<\/td><\/tr>\r\n              <tr class=\"xmr-hl\"><td><strong>Platforms<\/strong><\/td><td>MetaTrader 4, MetaTrader 5, XM Mobile App<\/td><\/tr>\r\n              <tr><td><strong>Min. Deposit<\/strong><\/td><td>$5 (Micro & Standard) \/ $50 (Ultra Low)<\/td><\/tr>\r\n              <tr class=\"xmr-hl\"><td><strong>Account Currencies<\/strong><\/td><td>USD, EUR, GBP, JPY, AUD, CHF, ZAR, HUF, PLN, SGD<\/td><\/tr>\r\n              <tr><td><strong>Execution Type<\/strong><\/td><td>Market Maker \/ STP \u2014 No Dealing Desk<\/td><\/tr>\r\n              <tr class=\"xmr-hl\"><td><strong>Segregated Funds<\/strong><\/td><td>Yes \u2014 client funds held separately<\/td><\/tr>\r\n              <tr><td><strong>Negative Balance Protection<\/strong><\/td><td>Yes \u2014 all retail clients<\/td><\/tr>\r\n            <\/tbody>\r\n          <\/table>\r\n        <\/div>\r\n\r\n        <div class=\"xmr-divider\"><\/div>\r\n\r\n        <!-- SECTION: REGULATION -->\r\n        <h2 id=\"regulation\">Is XM Regulated? Safety & Trustworthiness<\/h2>\r\n        <p>\r\n          Regulation is the single most important factor when choosing a forex broker \u2014 and this is where XM stands out most clearly from the competition. XM holds active regulatory licenses from four separate top-tier authorities across three continents, placing it in the top tier of the global brokerage industry for regulatory credibility.\r\n        <\/p>\r\n\r\n        <div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:1rem;margin:1.5rem 0;\">\r\n          <div class=\"xmr-reg-card\"><div class=\"xmr-reg-flag\">\ud83c\udde8\ud83c\uddfe<\/div><h4>CySEC<\/h4><p>Cyprus Securities & Exchange Commission<br>License No. 120\/10<\/p><span class=\"xmr-badge xmr-badge-green\" style=\"margin-top:.5rem;\">Active<\/span><\/div>\r\n          <div class=\"xmr-reg-card\"><div class=\"xmr-reg-flag\">\ud83c\udde6\ud83c\uddfa<\/div><h4>ASIC<\/h4><p>Australian Securities & Investments Commission<br>ABN 60 167 234 636<\/p><span class=\"xmr-badge xmr-badge-green\" style=\"margin-top:.5rem;\">Active<\/span><\/div>\r\n          <div class=\"xmr-reg-card\"><div class=\"xmr-reg-flag\">\ud83c\uddff\ud83c\udde6<\/div><h4>FSCA<\/h4><p>Financial Sector Conduct Authority<br>FSP No. 47546<\/p><span class=\"xmr-badge xmr-badge-green\" style=\"margin-top:.5rem;\">Active<\/span><\/div>\r\n          <div class=\"xmr-reg-card\"><div class=\"xmr-reg-flag\">\ud83c\udde6\ud83c\uddea<\/div><h4>DFSA<\/h4><p>Dubai Financial Services Authority<br>License No. F003484<\/p><span class=\"xmr-badge xmr-badge-green\" style=\"margin-top:.5rem;\">Active<\/span><\/div>\r\n        <\/div>\r\n\r\n        <h3>Key Client Protections<\/h3>\r\n        <ul class=\"xmr-checklist\">\r\n          <li><span class=\"xmr-check\">\u2713<\/span><span><strong>Segregated accounts<\/strong> \u2014 all client funds held in separate bank accounts, completely isolated from XM's operating capital<\/span><\/li>\r\n          <li><span class=\"xmr-check\">\u2713<\/span><span><strong>Negative balance protection<\/strong> \u2014 retail clients cannot lose more than their deposited balance, even in extreme market conditions<\/span><\/li>\r\n          <li><span class=\"xmr-check\">\u2713<\/span><span><strong>Investor compensation<\/strong> \u2014 eligible EU\/EEA clients are covered by the Cyprus Investor Compensation Fund up to \u20ac20,000<\/span><\/li>\r\n          <li><span class=\"xmr-check\">\u2713<\/span><span><strong>Regular auditing<\/strong> \u2014 financial statements independently audited and submitted to regulators annually<\/span><\/li>\r\n          <li><span class=\"xmr-check\">\u2713<\/span><span><strong>15+ year track record<\/strong> \u2014 no regulatory sanctions or major client complaints on public record<\/span><\/li>\r\n        <\/ul>\r\n\r\n        <div class=\"xmr-notice xmr-notice-success\">\r\n          <span class=\"xmr-notice-icon\">\ud83c\udfdb\ufe0f<\/span>\r\n          <div class=\"xmr-notice-body\">\r\n            <strong>Our Regulation Verdict: 9.5\/10<\/strong>\r\n            XM's multi-jurisdictional licensing from CySEC, ASIC, FSCA, and DFSA places it among the most regulated retail forex brokers in the world. For traders, this means your funds have real legal protection \u2014 not just marketing claims.\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"xmr-divider\"><\/div>\r\n\r\n        <!-- SECTION: ACCOUNTS -->\r\n        <h2 id=\"accounts\">XM Account Types \u2014 Which Is Right for You?<\/h2>\r\n        <p>XM offers four main account types designed for different trader profiles and experience levels.<\/p>\r\n\r\n        <div class=\"xmr-tbl-wrap\">\r\n          <table class=\"xmr-tbl\">\r\n            <thead>\r\n              <tr><th>Account<\/th><th>Min. Deposit<\/th><th>Spread EUR\/USD<\/th><th>Commission<\/th><th>Lot Size<\/th><th>Best For<\/th><\/tr>\r\n            <\/thead>\r\n            <tbody>\r\n              <tr class=\"xmr-hl\"><td><strong>Micro<\/strong><\/td><td style=\"color:#1a9e3f;font-weight:700;\">$5<\/td><td>From 1.0 pip<\/td><td><span class=\"xmr-badge xmr-badge-green\">None<\/span><\/td><td>Micro<\/td><td>Beginners<\/td><\/tr>\r\n              <tr><td><strong>Standard<\/strong><\/td><td style=\"color:#1a9e3f;font-weight:700;\">$5<\/td><td>From 1.0 pip<\/td><td><span class=\"xmr-badge xmr-badge-green\">None<\/span><\/td><td>Standard<\/td><td>Intermediate<\/td><\/tr>\r\n              <tr class=\"xmr-hl\"><td><strong>Ultra Low Micro<\/strong><\/td><td>$50<\/td><td>From 0.6 pips<\/td><td><span class=\"xmr-badge xmr-badge-green\">None<\/span><\/td><td>Micro<\/td><td>Active traders<\/td><\/tr>\r\n              <tr><td><strong>Ultra Low Standard<\/strong><\/td><td>$50<\/td><td>From 0.6 pips<\/td><td><span class=\"xmr-badge xmr-badge-green\">None<\/span><\/td><td>Standard<\/td><td>Pro \/ high volume<\/td><\/tr>\r\n              <tr class=\"xmr-hl\"><td><strong>Shares<\/strong><\/td><td>$10,000<\/td><td>N\/A<\/td><td>From $0.04\/share<\/td><td>N\/A<\/td><td>Stock investors<\/td><\/tr>\r\n            <\/tbody>\r\n          <\/table>\r\n        <\/div>\r\n\r\n        <p>\r\n          All accounts except Shares are swap-free eligible (XM Islamic account) for Muslim traders who cannot hold overnight positions with interest. Islamic account conversion is available directly through the Members Area at no extra charge.\r\n        <\/p>\r\n\r\n        <div class=\"xmr-divider\"><\/div>\r\n\r\n        <!-- SECTION: FEES & SPREADS -->\r\n        <h2 id=\"fees\">XM Fees & Spreads \u2014 What Does It Actually Cost?<\/h2>\r\n        <p>\r\n          Understanding the true cost of trading at XM requires looking at three components: spreads, commissions, and non-trading fees. The good news is that XM is relatively transparent about its fee structure.\r\n        <\/p>\r\n\r\n        <h3>Spread Comparison \u2014 Major Pairs<\/h3>\r\n        <div class=\"xmr-tbl-wrap\">\r\n          <table class=\"xmr-tbl\">\r\n            <thead>\r\n              <tr><th>Pair<\/th><th>Micro\/Standard (avg)<\/th><th>Ultra Low (avg)<\/th><th>Industry Average<\/th><\/tr>\r\n            <\/thead>\r\n            <tbody>\r\n              <tr class=\"xmr-hl\"><td><strong>EUR\/USD<\/strong><\/td><td>1.6 pips<\/td><td>0.8 pips<\/td><td>1.0\u20131.2 pips<\/td><\/tr>\r\n              <tr><td><strong>GBP\/USD<\/strong><\/td><td>2.1 pips<\/td><td>1.1 pips<\/td><td>1.3\u20131.6 pips<\/td><\/tr>\r\n              <tr class=\"xmr-hl\"><td><strong>USD\/JPY<\/strong><\/td><td>1.7 pips<\/td><td>0.9 pips<\/td><td>1.0\u20131.3 pips<\/td><\/tr>\r\n              <tr><td><strong>AUD\/USD<\/strong><\/td><td>1.8 pips<\/td><td>0.9 pips<\/td><td>1.1\u20131.4 pips<\/td><\/tr>\r\n              <tr class=\"xmr-hl\"><td><strong>USD\/CAD<\/strong><\/td><td>2.2 pips<\/td><td>1.2 pips<\/td><td>1.5\u20132.0 pips<\/td><\/tr>\r\n              <tr><td><strong>XAU\/USD (Gold)<\/strong><\/td><td>0.35 pts<\/td><td>0.25 pts<\/td><td>0.30\u20130.50 pts<\/td><\/tr>\r\n            <\/tbody>\r\n          <\/table>\r\n        <\/div>\r\n\r\n        <div class=\"xmr-notice xmr-notice-info\">\r\n          <span class=\"xmr-notice-icon\">\ud83d\udca1<\/span>\r\n          <div class=\"xmr-notice-body\">\r\n            <strong>Spread Note<\/strong>\r\n            Spreads shown are variable and represent typical conditions during normal market hours. During major news events or low-liquidity periods (e.g. late Friday), spreads can widen significantly. Ultra Low account spreads are consistently tighter and recommended for active traders.\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <h3>Non-Trading Fees<\/h3>\r\n        <div class=\"xmr-tbl-wrap\">\r\n          <table class=\"xmr-tbl\">\r\n            <thead><tr><th>Fee Type<\/th><th>Amount<\/th><th>Notes<\/th><\/tr><\/thead>\r\n            <tbody>\r\n              <tr class=\"xmr-hl\"><td>Account Opening<\/td><td><span class=\"xmr-badge xmr-badge-green\">Free<\/span><\/td><td>No registration or activation fee<\/td><\/tr>\r\n              <tr><td>Deposit Fee<\/td><td><span class=\"xmr-badge xmr-badge-green\">Free<\/span><\/td><td>XM covers all deposit processing fees<\/td><\/tr>\r\n              <tr class=\"xmr-hl\"><td>Withdrawal Fee<\/td><td><span class=\"xmr-badge xmr-badge-green\">Free<\/span><\/td><td>Free for most methods; bank wire may incur bank charges<\/td><\/tr>\r\n              <tr><td>Inactivity Fee<\/td><td>$5\/month<\/td><td>Charged after 90 days without login<\/td><\/tr>\r\n              <tr class=\"xmr-hl\"><td>Currency Conversion<\/td><td>~0.5%<\/td><td>Applies when deposit currency differs from account currency<\/td><\/tr>\r\n              <tr><td>Swap \/ Overnight<\/td><td>Varies<\/td><td>Applied to positions held overnight \u2014 depends on instrument and direction<\/td><\/tr>\r\n            <\/tbody>\r\n          <\/table>\r\n        <\/div>\r\n\r\n        <div class=\"xmr-notice xmr-notice-warning\">\r\n          <span class=\"xmr-notice-icon\">\u26a0\ufe0f<\/span>\r\n          <div class=\"xmr-notice-body\">\r\n            <strong>Watch Out: Inactivity Fee<\/strong>\r\n            XM charges $5 per month after 90 consecutive days of account inactivity (no login). This is fairly standard in the industry but worth noting. If you're stepping away from trading temporarily, simply log in to your Members Area monthly to reset the counter.\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"xmr-divider\"><\/div>\r\n\r\n        <!-- SECTION: PLATFORMS -->\r\n        <h2 id=\"platforms\">Trading Platforms \u2014 MetaTrader 4 & 5<\/h2>\r\n        <p>\r\n          XM exclusively supports MetaTrader 4 (MT4) and MetaTrader 5 (MT5) as its trading platforms, plus its own mobile application. While some traders may prefer alternatives like cTrader, the MetaTrader ecosystem remains the global industry standard and offers outstanding functionality for both beginners and professionals.\r\n        <\/p>\r\n\r\n        <div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:1.15rem;margin:1.5rem 0;\">\r\n          <div class=\"xmr-platform\">\r\n            <div class=\"xmr-platform-icon\">\ud83d\udda5\ufe0f<\/div>\r\n            <h4>MetaTrader 4 (MT4)<\/h4>\r\n            <p>The world's most popular forex platform. Lightning-fast execution, Expert Advisors (EAs), 30 built-in indicators, and a massive community of strategies and scripts. Available on Windows, Mac (via Wine), and web browser.<\/p>\r\n          <\/div>\r\n          <div class=\"xmr-platform\">\r\n            <div class=\"xmr-platform-icon\">\ud83d\udcca<\/div>\r\n            <h4>MetaTrader 5 (MT5)<\/h4>\r\n            <p>The upgraded, multi-asset successor to MT4. Access stocks, futures, and more instruments alongside forex. Features 38 built-in indicators, a depth-of-market view, and more timeframes than MT4.<\/p>\r\n          <\/div>\r\n          <div class=\"xmr-platform\">\r\n            <div class=\"xmr-platform-icon\">\ud83d\udcf1<\/div>\r\n            <h4>XM Mobile App<\/h4>\r\n            <p>XM's own iOS and Android app provides a clean, intuitive interface for trading on the go. Includes price alerts, one-tap trading, and access to XM's economic calendar and market news.<\/p>\r\n          <\/div>\r\n          <div class=\"xmr-platform\">\r\n            <div class=\"xmr-platform-icon\">\ud83c\udf10<\/div>\r\n            <h4>MT4\/MT5 WebTrader<\/h4>\r\n            <p>No download required \u2014 trade directly in your browser. Ideal for traders on restricted computers or who prefer not to install software. Full chart functionality and order management available.<\/p>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"xmr-divider\"><\/div>\r\n\r\n        <!-- SECTION: INSTRUMENTS -->\r\n        <h2 id=\"instruments\">Trading Instruments \u2014 What Can You Trade?<\/h2>\r\n        <p>\r\n          XM's instrument range is one of its strongest selling points. With over 1,000 tradable assets across six major categories, it offers far more diversification than most retail brokers.\r\n        <\/p>\r\n\r\n        <div class=\"xmr-tbl-wrap\">\r\n          <table class=\"xmr-tbl\">\r\n            <thead><tr><th>Category<\/th><th>Examples<\/th><th>Number Available<\/th><\/tr><\/thead>\r\n            <tbody>\r\n              <tr class=\"xmr-hl\"><td><strong>Forex<\/strong><\/td><td>EUR\/USD, GBP\/USD, USD\/JPY, exotic pairs<\/td><td>55+ pairs<\/td><\/tr>\r\n              <tr><td><strong>Stocks \/ CFDs<\/strong><\/td><td>Apple, Tesla, Amazon, HSBC, Samsung<\/td><td>1,300+ stocks<\/td><\/tr>\r\n              <tr class=\"xmr-hl\"><td><strong>Commodities<\/strong><\/td><td>Gold, Silver, Oil (WTI & Brent), Natural Gas<\/td><td>8 commodities<\/td><\/tr>\r\n              <tr><td><strong>Indices<\/strong><\/td><td>S&P 500, NASDAQ, DAX, FTSE 100, Nikkei 225<\/td><td>30+ indices<\/td><\/tr>\r\n              <tr class=\"xmr-hl\"><td><strong>Cryptocurrencies<\/strong><\/td><td>Bitcoin, Ethereum, Litecoin, Ripple<\/td><td>10+ (region dependent)<\/td><\/tr>\r\n              <tr><td><strong>Energies<\/strong><\/td><td>Crude Oil, Brent Oil, Natural Gas<\/td><td>3 energies<\/td><\/tr>\r\n            <\/tbody>\r\n          <\/table>\r\n        <\/div>\r\n\r\n        <div class=\"xmr-divider\"><\/div>\r\n\r\n        <!-- SECTION: DEPOSITS & WITHDRAWALS -->\r\n        <h2 id=\"deposits\">Deposits & Withdrawals \u2014 Speed and Reliability<\/h2>\r\n        <p>\r\n          XM's payment processing is one of its most consistently praised features. The broker covers all deposit and most withdrawal fees, and the majority of payment methods are processed instantly or within hours.\r\n        <\/p>\r\n\r\n        <div class=\"xmr-tbl-wrap\">\r\n          <table class=\"xmr-tbl\">\r\n            <thead><tr><th>Method<\/th><th>Deposit Min.<\/th><th>Processing<\/th><th>Withdrawal Time<\/th><th>Fee<\/th><\/tr><\/thead>\r\n            <tbody>\r\n              <tr class=\"xmr-hl\"><td>Visa \/ Mastercard<\/td><td>$5<\/td><td>Instant<\/td><td>3\u20135 business days<\/td><td><span class=\"xmr-badge xmr-badge-green\">Free<\/span><\/td><\/tr>\r\n              <tr><td>Skrill<\/td><td>$5<\/td><td>Instant<\/td><td>24 hours<\/td><td><span class=\"xmr-badge xmr-badge-green\">Free<\/span><\/td><\/tr>\r\n              <tr class=\"xmr-hl\"><td>Neteller<\/td><td>$5<\/td><td>Instant<\/td><td>24 hours<\/td><td><span class=\"xmr-badge xmr-badge-green\">Free<\/span><\/td><\/tr>\r\n              <tr><td>Bank Wire Transfer<\/td><td>$200<\/td><td>2\u20135 business days<\/td><td>3\u20135 business days<\/td><td><span class=\"xmr-badge xmr-badge-gold\">Bank may charge<\/span><\/td><\/tr>\r\n              <tr class=\"xmr-hl\"><td>Local Bank Transfer<\/td><td>Varies<\/td><td>1\u20132 business days<\/td><td>1\u20133 business days<\/td><td><span class=\"xmr-badge xmr-badge-green\">Free<\/span><\/td><\/tr>\r\n              <tr><td>Cryptocurrency<\/td><td>$10<\/td><td>30 min \u2013 2 hrs<\/td><td>24\u201348 hours<\/td><td><span class=\"xmr-badge xmr-badge-gold\">Network fee only<\/span><\/td><\/tr>\r\n            <\/tbody>\r\n          <\/table>\r\n        <\/div>\r\n\r\n        <div class=\"xmr-notice xmr-notice-info\">\r\n          <span class=\"xmr-notice-icon\">\ud83d\udca1<\/span>\r\n          <div class=\"xmr-notice-body\">\r\n            <strong>Withdrawal Policy<\/strong>\r\n            XM processes withdrawals using the same method as the original deposit (return-to-source policy). Withdrawals are processed within 24 business hours by XM \u2014 the total time depends on your payment provider. Minimum withdrawal amount is $5 for most methods.\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"xmr-divider\"><\/div>\r\n\r\n        <!-- SECTION: EDUCATION -->\r\n        <h2 id=\"education\">Education & Research \u2014 Outstanding for Beginners<\/h2>\r\n        <p>\r\n          XM's educational offering is one of the most comprehensive available from any retail broker, and it's entirely free for all registered clients. This is arguably its strongest differentiating feature for beginner and intermediate traders.\r\n        <\/p>\r\n\r\n        <div class=\"xmr-2col\" style=\"margin:1.5rem 0;\">\r\n          <div class=\"xmr-card xmr-card-body\">\r\n            <div class=\"xmr-card-icon\">\ud83c\udf93<\/div>\r\n            <h4>Live & Recorded Webinars<\/h4>\r\n            <p style=\"font-size:.875rem;color:var(--g700);\">Hundreds of hours of live and recorded webinars covering technical analysis, fundamental trading, risk management, and specific strategy tutorials. Available in 19 languages.<\/p>\r\n          <\/div>\r\n          <div class=\"xmr-card xmr-card-body\">\r\n            <div class=\"xmr-card-icon\">\ud83d\udcf9<\/div>\r\n            <h4>Video Library<\/h4>\r\n            <p style=\"font-size:.875rem;color:var(--g700);\">Extensive video tutorial library covering everything from opening your first trade to advanced technical analysis patterns. Well-structured and suitable for complete beginners.<\/p>\r\n          <\/div>\r\n          <div class=\"xmr-card xmr-card-body\">\r\n            <div class=\"xmr-card-icon\">\ud83d\udcf0<\/div>\r\n            <h4>Daily Market Analysis<\/h4>\r\n            <p style=\"font-size:.875rem;color:var(--g700);\">Daily written and video market analysis from XM's in-house research team. Covers major forex pairs, commodities, and indices with technical and fundamental commentary.<\/p>\r\n          <\/div>\r\n          <div class=\"xmr-card xmr-card-body\">\r\n            <div class=\"xmr-card-icon\">\ud83d\udcc5<\/div>\r\n            <h4>Economic Calendar<\/h4>\r\n            <p style=\"font-size:.875rem;color:var(--g700);\">Comprehensive economic calendar with impact ratings, consensus forecasts, and historical data. Essential for fundamental traders managing news-driven volatility.<\/p>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"xmr-divider\"><\/div>\r\n\r\n        <!-- SECTION: SUPPORT -->\r\n        <h2 id=\"support\">Customer Support \u2014 24\/5 Multilingual<\/h2>\r\n        <p>\r\n          XM provides customer support 24 hours a day, five days a week (Monday to Friday) across multiple channels. Support is available in over 30 languages \u2014 a notable advantage for traders in non-English-speaking countries including Indonesia, Malaysia, Thailand, Spain, and the Middle East.\r\n        <\/p>\r\n\r\n        <div class=\"xmr-tbl-wrap\">\r\n          <table class=\"xmr-tbl\">\r\n            <thead><tr><th>Channel<\/th><th>Availability<\/th><th>Response Time<\/th><th>Languages<\/th><\/tr><\/thead>\r\n            <tbody>\r\n              <tr class=\"xmr-hl\"><td>Live Chat<\/td><td>24\/5 (Mon\u2013Fri)<\/td><td>Under 2 minutes<\/td><td>30+<\/td><\/tr>\r\n              <tr><td>Email Support<\/td><td>24\/5<\/td><td>Within 24 hours<\/td><td>30+<\/td><\/tr>\r\n              <tr class=\"xmr-hl\"><td>Phone Support<\/td><td>Business hours<\/td><td>Immediate<\/td><td>Selected languages<\/td><\/tr>\r\n              <tr><td>FAQ \/ Help Centre<\/td><td>Always available<\/td><td>Instant<\/td><td>English + major langs<\/td><\/tr>\r\n            <\/tbody>\r\n          <\/table>\r\n        <\/div>\r\n\r\n        <p>\r\n          In our testing, live chat response times averaged under 90 seconds during business hours. Support agents demonstrated solid product knowledge and were able to answer detailed questions about account types, verification, and withdrawal procedures without escalation.\r\n        <\/p>\r\n\r\n        <div class=\"xmr-divider\"><\/div>\r\n\r\n        <!-- SECTION: IS XM RIGHT FOR YOU? -->\r\n        <h2 id=\"verdict\">Is XM the Right Broker for You?<\/h2>\r\n\r\n        <h3>XM Is Best Suited For:<\/h3>\r\n        <ul class=\"xmr-checklist\">\r\n          <li><span class=\"xmr-check\">\u2713<\/span><span><strong>Beginners and new traders<\/strong> \u2014 the $5 minimum deposit, extensive free education, and micro account structure make XM one of the friendliest entry points in the industry<\/span><\/li>\r\n          <li><span class=\"xmr-check\">\u2713<\/span><span><strong>Traders who prioritise regulation<\/strong> \u2014 four top-tier licenses provide exceptional fund protection and legal recourse<\/span><\/li>\r\n          <li><span class=\"xmr-check\">\u2713<\/span><span><strong>MetaTrader users<\/strong> \u2014 if you already use MT4 or MT5, XM integrates seamlessly and offers competitive conditions<\/span><\/li>\r\n          <li><span class=\"xmr-check\">\u2713<\/span><span><strong>Part-time \/ retail traders<\/strong> \u2014 the flexible account sizes and no-commission structure suit traders who aren't executing high volumes<\/span><\/li>\r\n          <li><span class=\"xmr-check\">\u2713<\/span><span><strong>Islamic traders<\/strong> \u2014 swap-free accounts available at no extra cost<\/span><\/li>\r\n        <\/ul>\r\n\r\n        <h3>XM May Not Be the Best Fit If:<\/h3>\r\n        <ul class=\"xmr-checklist\">\r\n          <li><span class=\"xmr-cross\">\u2717<\/span><span>You are a <strong>scalper or high-frequency trader<\/strong> requiring raw ECN spreads under 0.1 pip and per-lot commissions \u2014 dedicated ECN brokers may offer better conditions<\/span><\/li>\r\n          <li><span class=\"xmr-cross\">\u2717<\/span><span>You need <strong>cTrader or a proprietary platform<\/strong> \u2014 XM only supports MetaTrader<\/span><\/li>\r\n          <li><span class=\"xmr-cross\">\u2717<\/span><span>You are a <strong>US resident<\/strong> \u2014 XM does not accept US clients due to CFTC\/NFA regulations<\/span><\/li>\r\n          <li><span class=\"xmr-cross\">\u2717<\/span><span>You require <strong>advanced charting or institutional-grade research tools<\/strong> \u2014 XM's tools are solid but not best-in-class for professional analysis<\/span><\/li>\r\n        <\/ul>\r\n\r\n        <!-- FINAL CTA -->\r\n        <div class=\"xmr-cta\">\r\n          <h2>Open Your XM Account Today<\/h2>\r\n          <p>Based on our full review, XM earns a 9.0\/10 rating and our Recommended stamp. Start with just $5 and access 1,000+ instruments on MT4 or MT5.<\/p>\r\n          <div class=\"xmr-cta-row\">\r\n            <a href=\"https:\/\/clicks.pipaffiliates.com\/c?c=376664&amp;l=id&amp;p=1\" rel=\"nofollow sponsored noopener\" target=\"_blank\" class=\"xmr-btn xmr-btn-teal xmr-btn-xl\">\ud83d\ude80 Open XM Account Free<\/a>\r\n            <a href=\"\/xm-sign-up\/\" class=\"xmr-btn xmr-btn-white xmr-btn-xl\">\ud83d\udccb Read Sign Up Guide<\/a>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <!-- FAQ -->\r\n        <h2>XM Review \u2014 Frequently Asked Questions<\/h2>\r\n\r\n        <div class=\"xmr-faq-item\">\r\n          <button class=\"xmr-faq-q\" onclick=\"this.classList.toggle('open');this.nextElementSibling.classList.toggle('open')\">\r\n            Is XM a legitimate and safe broker?\r\n            <span class=\"xmr-faq-ico\">+<\/span>\r\n          <\/button>\r\n          <div class=\"xmr-faq-a\">\r\n            Yes. XM is a fully regulated broker operating since 2009 under the legal entity Trading Point of Financial Instruments Ltd. It holds active licenses from CySEC (Cyprus), ASIC (Australia), FSCA (South Africa), and DFSA (Dubai). Client funds are held in segregated bank accounts, negative balance protection is provided for retail clients, and the broker has maintained a clean regulatory record for over 15 years. With 10 million+ clients globally, XM is one of the most established and trustworthy retail forex brokers available.\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"xmr-faq-item\">\r\n          <button class=\"xmr-faq-q\" onclick=\"this.classList.toggle('open');this.nextElementSibling.classList.toggle('open')\">\r\n            What is the minimum deposit for XM?\r\n            <span class=\"xmr-faq-ico\">+<\/span>\r\n          <\/button>\r\n          <div class=\"xmr-faq-a\">\r\n            The minimum deposit for XM's Micro and Standard accounts is $5 USD (or equivalent in your chosen account currency). The Ultra Low accounts require a minimum deposit of $50, and the Shares account requires $10,000. For beginners, the Micro account with $5 is the recommended starting point.\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"xmr-faq-item\">\r\n          <button class=\"xmr-faq-q\" onclick=\"this.classList.toggle('open');this.nextElementSibling.classList.toggle('open')\">\r\n            Does XM charge withdrawal fees?\r\n            <span class=\"xmr-faq-ico\">+<\/span>\r\n          <\/button>\r\n          <div class=\"xmr-faq-a\">\r\n            XM processes most withdrawals free of charge. The broker does not add its own withdrawal fee for cards, e-wallets (Skrill, Neteller), or local bank transfers. International bank wire transfers may incur fees from the recipient or intermediary bank, but XM itself does not charge a fee. Withdrawals are typically processed within 24 business hours of request submission.\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"xmr-faq-item\">\r\n          <button class=\"xmr-faq-q\" onclick=\"this.classList.toggle('open');this.nextElementSibling.classList.toggle('open')\">\r\n            What is the XM inactivity fee?\r\n            <span class=\"xmr-faq-ico\">+<\/span>\r\n          <\/button>\r\n          <div class=\"xmr-faq-a\">\r\n            XM charges a $5 monthly inactivity fee if you do not log in to your account for 90 consecutive days. This fee is deducted from your account balance. If your balance reaches zero, the account is archived but not deleted \u2014 you can reactivate it at any time by contacting XM support. To avoid the fee, simply log into your Members Area at least once every three months.\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"xmr-faq-item\">\r\n          <button class=\"xmr-faq-q\" onclick=\"this.classList.toggle('open');this.nextElementSibling.classList.toggle('open')\">\r\n            How do XM's spreads compare to other brokers?\r\n            <span class=\"xmr-faq-ico\">+<\/span>\r\n          <\/button>\r\n          <div class=\"xmr-faq-a\">\r\n            XM's Standard account spreads (averaging 1.6 pips on EUR\/USD) are slightly wider than the industry average for comparable commission-free accounts. However, the Ultra Low accounts offer significantly tighter spreads from 0.6 pips on EUR\/USD \u2014 competitive with most ECN brokers that charge separate commissions. For active traders, the Ultra Low account delivers better overall value despite the $50 minimum deposit.\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"xmr-faq-item\">\r\n          <button class=\"xmr-faq-q\" onclick=\"this.classList.toggle('open');this.nextElementSibling.classList.toggle('open')\">\r\n            Does XM offer an Islamic (swap-free) account?\r\n            <span class=\"xmr-faq-ico\">+<\/span>\r\n          <\/button>\r\n          <div class=\"xmr-faq-a\">\r\n            Yes. XM offers Islamic account conversion for Muslim traders who cannot pay or receive interest (swap) on overnight positions. The swap-free account applies to all Micro and Standard account types and is available to traders who confirm their religion during the conversion request. There is no extra charge or deposit requirement for converting to Islamic account status.\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"xmr-disclaimer\">\r\n          <strong>Review Methodology & Affiliate Disclosure:<\/strong> This review is based on independent research, hands-on platform testing, and publicly available regulatory information. TrustedFXTrading.com may receive affiliate compensation from XM through the links on this page. This does not influence our ratings or editorial content \u2014 our scores are based solely on objective criteria. Trading CFDs involves significant risk of loss. 74\u201389% of retail accounts lose money. This content is for informational purposes only and does not constitute financial advice.\r\n        <\/div>\r\n\r\n      <\/article>\r\n\r\n      <!-- SIDEBAR -->\r\n      <aside class=\"xmr-sidebar\">\r\n\r\n        <!-- CTA -->\r\n        <div class=\"xmr-widget xmr-widget-dark\">\r\n          <div class=\"xmr-widget-title\">\ud83d\ude80 Open XM Account<\/div>\r\n          <p style=\"color:rgba(255,255,255,.7);font-size:.875rem;margin-bottom:1.25rem;line-height:1.7;\">\r\n            Rated 9.0\/10. Regulated by CySEC, ASIC, FSCA & DFSA. Start from $5.\r\n          <\/p>\r\n          <a href=\"https:\/\/clicks.pipaffiliates.com\/c?c=376664&amp;l=id&amp;p=1\" rel=\"nofollow sponsored noopener\" target=\"_blank\" class=\"xmr-btn xmr-btn-teal xmr-btn-full\">Open Free Account \u2192<\/a>\r\n          <div style=\"text-align:center;margin-top:.85rem;font-size:.75rem;color:rgba(255,255,255,.4);\">\u2713 Free to register &nbsp;\u00b7&nbsp; \u2713 $5 min deposit<\/div>\r\n        <\/div>\r\n\r\n        <!-- Quick Facts -->\r\n        <div class=\"xmr-widget\">\r\n          <div class=\"xmr-widget-title\">\u26a1 XM At a Glance<\/div>\r\n          <div class=\"xmr-fact\"><span class=\"xmr-fact-label\">Overall Rating<\/span><span class=\"xmr-fact-val\" style=\"color:var(--p);\">9.0 \/ 10<\/span><\/div>\r\n          <div class=\"xmr-fact\"><span class=\"xmr-fact-label\">Min. Deposit<\/span><span class=\"xmr-fact-val\" style=\"color:var(--ok);\">$5<\/span><\/div>\r\n          <div class=\"xmr-fact\"><span class=\"xmr-fact-label\">Max Leverage<\/span><span class=\"xmr-fact-val\">1:1000<\/span><\/div>\r\n          <div class=\"xmr-fact\"><span class=\"xmr-fact-label\">Spread EUR\/USD<\/span><span class=\"xmr-fact-val\">From 0.6 pips<\/span><\/div>\r\n          <div class=\"xmr-fact\"><span class=\"xmr-fact-label\">Platforms<\/span><span class=\"xmr-fact-val\">MT4, MT5<\/span><\/div>\r\n          <div class=\"xmr-fact\"><span class=\"xmr-fact-label\">Instruments<\/span><span class=\"xmr-fact-val\">1,000+<\/span><\/div>\r\n          <div class=\"xmr-fact\"><span class=\"xmr-fact-label\">Regulated By<\/span><span class=\"xmr-fact-val\">CySEC \u00b7 ASIC \u00b7 FSCA<\/span><\/div>\r\n          <div class=\"xmr-fact\"><span class=\"xmr-fact-label\">Founded<\/span><span class=\"xmr-fact-val\">2009<\/span><\/div>\r\n        <\/div>\r\n\r\n        <!-- Our Ratings -->\r\n        <div class=\"xmr-widget\">\r\n          <div class=\"xmr-widget-title\">\u2b50 Our Ratings<\/div>\r\n          <div class=\"xmr-r-row\"><span class=\"xmr-r-lbl\">Regulation<\/span><div class=\"xmr-r-bg\"><div class=\"xmr-r-bar\" style=\"width:95%\"><\/div><\/div><span class=\"xmr-r-num\">9.5<\/span><\/div>\r\n          <div class=\"xmr-r-row\"><span class=\"xmr-r-lbl\">Fees<\/span><div class=\"xmr-r-bg\"><div class=\"xmr-r-bar\" style=\"width:88%\"><\/div><\/div><span class=\"xmr-r-num\">8.8<\/span><\/div>\r\n          <div class=\"xmr-r-row\"><span class=\"xmr-r-lbl\">Platforms<\/span><div class=\"xmr-r-bg\"><div class=\"xmr-r-bar\" style=\"width:90%\"><\/div><\/div><span class=\"xmr-r-num\">9.0<\/span><\/div>\r\n          <div class=\"xmr-r-row\"><span class=\"xmr-r-lbl\">Education<\/span><div class=\"xmr-r-bg\"><div class=\"xmr-r-bar\" style=\"width:92%\"><\/div><\/div><span class=\"xmr-r-num\">9.2<\/span><\/div>\r\n          <div class=\"xmr-r-row\"><span class=\"xmr-r-lbl\">Support<\/span><div class=\"xmr-r-bg\"><div class=\"xmr-r-bar\" style=\"width:87%\"><\/div><\/div><span class=\"xmr-r-num\">8.7<\/span><\/div>\r\n        <\/div>\r\n\r\n        <!-- Page Contents -->\r\n        <div class=\"xmr-widget\">\r\n          <div class=\"xmr-widget-title\">\ud83d\udccb In This Review<\/div>\r\n          <ul class=\"xmr-widget-links\">\r\n            <li><a href=\"#overview\">\u2192 Who Is XM?<\/a><\/li>\r\n            <li><a href=\"#regulation\">\u2192 Regulation & Safety<\/a><\/li>\r\n            <li><a href=\"#accounts\">\u2192 Account Types<\/a><\/li>\r\n            <li><a href=\"#fees\">\u2192 Fees & Spreads<\/a><\/li>\r\n            <li><a href=\"#platforms\">\u2192 Trading Platforms<\/a><\/li>\r\n            <li><a href=\"#instruments\">\u2192 Instruments<\/a><\/li>\r\n            <li><a href=\"#deposits\">\u2192 Deposits & Withdrawals<\/a><\/li>\r\n            <li><a href=\"#education\">\u2192 Education<\/a><\/li>\r\n            <li><a href=\"#verdict\">\u2192 Final Verdict<\/a><\/li>\r\n          <\/ul>\r\n        <\/div>\r\n\r\n        <!-- Related Guides -->\r\n        <div class=\"xmr-widget\">\r\n          <div class=\"xmr-widget-title\">\ud83d\udd17 Related Guides<\/div>\r\n          <ul class=\"xmr-widget-links\">\r\n            <li><a href=\"\/xm-sign-up\/\">\ud83d\udcdd How to Sign Up for XM<\/a><\/li>\r\n            <li><a href=\"\/xm-account-types\/\">\ud83c\udfe6 Account Types Compared<\/a><\/li>\r\n            <li><a href=\"\/xm-minimum-deposit\/\">\ud83d\udcb3 Deposit Methods Guide<\/a><\/li>\r\n            <li><a href=\"\/xm-bonus\/\">\ud83c\udf81 XM Bonus Guide<\/a><\/li>\r\n          <\/ul>\r\n        <\/div>\r\n\r\n      <\/aside>\r\n\r\n    <\/div><!-- \/.xmr-content -->\r\n  <\/div><!-- \/.xmr-wrap -->\r\n<\/section>\r\n\r\n<\/div><!-- \/.xmr -->\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Home \u203a XM Review 2026 \u2726 Independent Review \u00b7 Updated February 2026 XM Review 2026 \u2014 Is XM Broker Legit? [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-35","page","type-page","status-publish","hentry"],"_hostinger_reach_plugin_has_subscription_block":false,"_hostinger_reach_plugin_is_elementor":false,"_links":{"self":[{"href":"https:\/\/trustedfxtrading.com\/ms\/wp-json\/wp\/v2\/pages\/35","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trustedfxtrading.com\/ms\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/trustedfxtrading.com\/ms\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/trustedfxtrading.com\/ms\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/trustedfxtrading.com\/ms\/wp-json\/wp\/v2\/comments?post=35"}],"version-history":[{"count":15,"href":"https:\/\/trustedfxtrading.com\/ms\/wp-json\/wp\/v2\/pages\/35\/revisions"}],"predecessor-version":[{"id":105,"href":"https:\/\/trustedfxtrading.com\/ms\/wp-json\/wp\/v2\/pages\/35\/revisions\/105"}],"wp:attachment":[{"href":"https:\/\/trustedfxtrading.com\/ms\/wp-json\/wp\/v2\/media?parent=35"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}